Oportun Financial (OPRT) Total Debt (2018 - 2026)

Oportun Financial (OPRT) posted Total Debt of $197.4 million for Q1 2026, down 26.42% quarter-over-quarter from $268.3 million in Q4 2025, and down 77.52% year-on-year from $878.3 million in Q1 2025.

Oportun Financial (OPRT) Total Debt (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has reported Total Debt for 9 consecutive years, with $197.4 million the latest figure, recorded in Q1 2026.

  • Total Debt for Q1 2026 came in at $197.4 million, down 77.52% year-over-year; the trailing twelve-month figure through Mar 2026 was $197.4 million (down 77.52% YoY), and the FY2025 annual result was $268.3 million, down 75.68% from the prior year.
  • Total Debt was $197.4 million for Q1 2026 at Oportun Financial, down from $268.3 million in the prior quarter.
  • Over five years, Total Debt peaked at $2.6 billion in Q4 2022 and troughed at $197.4 million in Q1 2026.
  • Average Total Debt over 5 years is $1.5 billion, with a median of $1.7 billion recorded in 2022.
  • Year-over-year, Total Debt jumped 108.62% in 2022 and sank 77.52% in 2026.
  • Over 5 years, Total Debt stood at $2.6 billion in 2022, then slipped by 27.41% to $1.9 billion in 2023, then plunged by 41.15% to $1.1 billion in 2024, then slumped by 75.68% to $268.3 million in 2025, then decreased by 26.42% to $197.4 million in 2026.
  • Per Business Quant data, the three most recent Total Debt figures were $197.4 million in Q1 2026, $268.3 million in Q4 2025, and $359.3 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 23.98 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 18.96 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.69 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 9.41 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 2.42 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 4.13 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 5.16 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 12.66 Bn
10 Oportun Financial 279.87 Mn 149.49 Mn - 197.40 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 197.40 Mn
Dec 31, 2025 268.29 Mn
Sep 30, 2025 359.29 Mn
Jun 30, 2025 628.96 Mn
Mar 31, 2025 878.29 Mn
Dec 31, 2024 1.10 Bn
Sep 30, 2024 1.42 Bn
Jun 30, 2024 1.65 Bn
Mar 31, 2024 1.77 Bn
Dec 31, 2023 1.87 Bn
Sep 30, 2023 2.08 Bn
Jun 30, 2023 2.25 Bn
Mar 31, 2023 2.45 Bn
Dec 31, 2022 2.58 Bn
Sep 30, 2022 2.41 Bn
Jun 30, 2022 2.04 Bn
Mar 31, 2022 1.65 Bn
Dec 31, 2021 1.65 Bn
Sep 30, 2021 1.15 Bn
Jun 30, 2021 1.60 Bn