Oportun Financial (OPRT) Total Debt (2018 - 2026)

Oportun Financial's (OPRT) quarterly Total Debt came in at $197.4 million in Q1 2026, down 77.52% YoY from $878.3 million in Q1 2025, and down 26.42% on a QoQ basis from $268.3 million in Q4 2025.

Oportun Financial (OPRT) Total Debt (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has 9 years of Total Debt data on file, last reported at $197.4 million in Q1 2026.

  • Quarterly Total Debt fell 77.52% year-over-year to $197.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $197.4 million (down 77.52% YoY) and the FY2025 annual result came in at $268.3 million, down 75.68% from the prior year.
  • Total Debt fell to $197.4 million in Q1 2026, from $268.3 million in the prior quarter.
  • In the past five years, Total Debt ranged from a high of $2.6 billion in Q4 2022 to a low of $197.4 million in Q1 2026.
  • A 5-year average of $1.5 billion and a median of $1.7 billion in 2022 frame the typical range for Total Debt.
  • Annual changes were most pronounced in 2022 — Total Debt surged 108.62% — and 2026, when it tumbled 77.52%.
  • Tracing OPRT's Total Debt over 5 years: stood at $2.6 billion in 2022, then fell by 27.41% to $1.9 billion in 2023, then sank by 41.15% to $1.1 billion in 2024, then tumbled by 75.68% to $268.3 million in 2025, then declined by 26.42% to $197.4 million in 2026.
  • The last three Total Debt figures came in at $197.4 million (Q1 2026), $268.3 million (Q4 2025), and $359.3 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 23.86 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 24.64 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 59.05 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 35.62 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 15.23 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 16.43 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 2.42 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Oportun Financial 382.81 Mn 303.34 Mn - 197.40 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 197.40 Mn
Dec 31, 2025 268.29 Mn
Sep 30, 2025 359.29 Mn
Jun 30, 2025 628.96 Mn
Mar 31, 2025 878.29 Mn
Dec 31, 2024 1.10 Bn
Sep 30, 2024 1.42 Bn
Jun 30, 2024 1.65 Bn
Mar 31, 2024 1.77 Bn
Dec 31, 2023 1.87 Bn
Sep 30, 2023 2.08 Bn
Jun 30, 2023 2.25 Bn
Mar 31, 2023 2.45 Bn
Dec 31, 2022 2.58 Bn
Sep 30, 2022 2.41 Bn
Jun 30, 2022 2.04 Bn
Mar 31, 2022 1.65 Bn
Dec 31, 2021 1.65 Bn
Sep 30, 2021 1.15 Bn
Jun 30, 2021 1.60 Bn