Oportun Financial (OPRT) Total Debt (2018 - 2026)
Oportun Financial (OPRT) posted Total Debt of $197.4 million for Q1 2026, down 26.42% quarter-over-quarter from $268.3 million in Q4 2025, and down 77.52% year-on-year from $878.3 million in Q1 2025.
Oportun Financial (OPRT) Total Debt (2018 - 2026) Analysis & Trends
Oportun Financial (OPRT) has reported Total Debt for 9 consecutive years, with $197.4 million the latest figure, recorded in Q1 2026.
- Total Debt for Q1 2026 came in at $197.4 million, down 77.52% year-over-year; the trailing twelve-month figure through Mar 2026 was $197.4 million (down 77.52% YoY), and the FY2025 annual result was $268.3 million, down 75.68% from the prior year.
- Total Debt was $197.4 million for Q1 2026 at Oportun Financial, down from $268.3 million in the prior quarter.
- Over five years, Total Debt peaked at $2.6 billion in Q4 2022 and troughed at $197.4 million in Q1 2026.
- Average Total Debt over 5 years is $1.5 billion, with a median of $1.7 billion recorded in 2022.
- Year-over-year, Total Debt jumped 108.62% in 2022 and sank 77.52% in 2026.
- Over 5 years, Total Debt stood at $2.6 billion in 2022, then slipped by 27.41% to $1.9 billion in 2023, then plunged by 41.15% to $1.1 billion in 2024, then slumped by 75.68% to $268.3 million in 2025, then decreased by 26.42% to $197.4 million in 2026.
- Per Business Quant data, the three most recent Total Debt figures were $197.4 million in Q1 2026, $268.3 million in Q4 2025, and $359.3 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 23.98 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 18.96 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.69 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 9.41 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 2.42 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 4.13 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 5.16 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 12.66 Bn |
| 10 | Oportun Financial | 279.87 Mn | 149.49 Mn | - | 197.40 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 197.40 Mn |
| Dec 31, 2025 | 268.29 Mn |
| Sep 30, 2025 | 359.29 Mn |
| Jun 30, 2025 | 628.96 Mn |
| Mar 31, 2025 | 878.29 Mn |
| Dec 31, 2024 | 1.10 Bn |
| Sep 30, 2024 | 1.42 Bn |
| Jun 30, 2024 | 1.65 Bn |
| Mar 31, 2024 | 1.77 Bn |
| Dec 31, 2023 | 1.87 Bn |
| Sep 30, 2023 | 2.08 Bn |
| Jun 30, 2023 | 2.25 Bn |
| Mar 31, 2023 | 2.45 Bn |
| Dec 31, 2022 | 2.58 Bn |
| Sep 30, 2022 | 2.41 Bn |
| Jun 30, 2022 | 2.04 Bn |
| Mar 31, 2022 | 1.65 Bn |
| Dec 31, 2021 | 1.65 Bn |
| Sep 30, 2021 | 1.15 Bn |
| Jun 30, 2021 | 1.60 Bn |