Oportun Financial (OPRT) Total Debt (2018 - 2026)
Oportun Financial's Total Debt came in at $139.81 million for Q2 2026, down 77.8% from $628.96 million a year earlier and down 29.2% from the prior quarter.
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Analysis
Oportun Financial (OPRT) Total Debt (2018 - 2026) Analysis & Trends
At the end of FY2025, Oportun Financial's Total Debt was $268.29 million, down 75.7% from FY2024.
- Total Debt has declined in each of the last three years, with a five-year compound annual growth rate of -25.3% (FY2020 to FY2025).
- Going back by year, Total Debt was $1.1 billion in FY2024 (-41.2%), $1.87 billion in FY2023 (-27.4%), $2.58 billion in FY2022 (+56.1%) and $1.65 billion in FY2021 (+43.3%).
- The Q2 2026 figure represents the lowest quarterly Total Debt in data going back to Q4 2018.
- Year-over-year, Total Debt has declined for 12 consecutive quarters, with an average decline of 61.3% over the last eight quarters.
- The fastest year-over-year change in Total Debt over five years came in Q3 2022 (growth of 108.6%), and the weakest in Q2 2026 (a decline of 77.8%).
- Business Quant data shows OPRT's Total Debt at $197.4 million (Q1 2026), $268.29 million (Q4 2025) and $359.29 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | 24.90 Bn |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | 40.90 Bn |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | 8.59 Bn |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 4,169.25 Bn |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | 395.89 Mn |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 8.11 Bn |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 2.90 Bn |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | 38.38 Bn |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | 15.12 Bn |
| 10 | Oportun Financial | 563.88 Mn | 7.21 Mn | - | 544.47 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 544.47 Mn |
| Jun 30, 2026 | 443.97 Mn |
| Mar 31, 2026 | 409.87 Mn |
| Dec 31, 2025 | 467.68 Mn |
| Sep 30, 2025 | 521.24 Mn |
| Jun 30, 2025 | 960.04 Mn |
| Mar 31, 2025 | 1.32 Bn |
| Dec 31, 2024 | 1.64 Bn |
| Sep 30, 2024 | 1.54 Bn |
| Jun 30, 2024 | 1.80 Bn |
| Mar 31, 2024 | 1.84 Bn |
| Dec 31, 2023 | 2.16 Bn |
| Sep 30, 2023 | 2.50 Bn |
| Jun 30, 2023 | 2.74 Bn |
| Mar 31, 2023 | 2.85 Bn |
| Dec 31, 2022 | 2.90 Bn |
| Sep 30, 2022 | 2.77 Bn |
| Jun 30, 2022 | 2.55 Bn |
| Mar 31, 2022 | 2.13 Bn |
| Dec 31, 2021 | 2.05 Bn |
API Access
Oportun Financial Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=OPRT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "OPRT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=OPRT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();