Oportun Financial (OPRT) Total Debt (2018 - 2026)
Oportun Financial's (OPRT) quarterly Total Debt came in at $139.8 million in Q2 2026, down 77.77% on a YoY basis from $629.0 million in Q2 2025, and down 29.17% quarter-over-quarter from $197.4 million in Q1 2026.
Analysis
Oportun Financial (OPRT) Total Debt (2018 - 2026) Analysis & Trends
Oportun Financial (OPRT) has reported Total Debt for 9 consecutive years, with $139.8 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Total Debt fell 77.77% year-over-year to $139.8 million; the trailing twelve-month figure through Jun 2026 stood at $139.8 million (down 77.77% YoY), and the FY2025 full-year result was $268.3 million, down 75.68% from the prior year.
- Total Debt retreated to $139.8 million in Q2 2026 per OPRT's latest filing, from $197.4 million in the prior quarter.
- Across five years, Total Debt topped out at $2.6 billion in Q4 2022 and bottomed at $139.8 million in Q2 2026.
- Historically, Total Debt has averaged $1.4 billion across 5 years, with a median of $1.7 billion in 2022.
- The sharpest annual moves came in 2022 and 2026: Total Debt soared 108.62% in 2022, then tumbled 77.77% in 2026.
- Over 5 years, Total Debt stood at $2.6 billion in 2022, then decreased by 27.41% to $1.9 billion in 2023, then tumbled by 41.15% to $1.1 billion in 2024, then sank by 75.68% to $268.3 million in 2025, then slumped by 47.89% to $139.8 million in 2026.
- According to Business Quant data, Total Debt over the past three periods registered $139.8 million, $197.4 million, and $268.3 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 16.43 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 3.33 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 2.35 Bn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 5.02 Bn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 5.84 Bn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 5.01 Bn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 3.29 Bn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 519.49 Mn |
| 10 | Oportun Financial | 374.95 Mn | 235.36 Mn | - | 139.81 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 139.81 Mn |
| Mar 31, 2026 | 197.40 Mn |
| Dec 31, 2025 | 268.29 Mn |
| Sep 30, 2025 | 359.29 Mn |
| Jun 30, 2025 | 628.96 Mn |
| Mar 31, 2025 | 878.29 Mn |
| Dec 31, 2024 | 1.10 Bn |
| Sep 30, 2024 | 1.42 Bn |
| Jun 30, 2024 | 1.65 Bn |
| Mar 31, 2024 | 1.77 Bn |
| Dec 31, 2023 | 1.87 Bn |
| Sep 30, 2023 | 2.08 Bn |
| Jun 30, 2023 | 2.25 Bn |
| Mar 31, 2023 | 2.45 Bn |
| Dec 31, 2022 | 2.58 Bn |
| Sep 30, 2022 | 2.41 Bn |
| Jun 30, 2022 | 2.04 Bn |
| Mar 31, 2022 | 1.65 Bn |
| Dec 31, 2021 | 1.65 Bn |
| Sep 30, 2021 | 1.15 Bn |