Oportun Financial Corp (OPRT) Total Debt (2018 - 2026)
Oportun Financial's Total Debt came in at $139.81 million for Q2 2026, down 77.8% from $628.96 million a year earlier and down 29.2% from the prior quarter.
Oportun Financial Corp (OPRT) Total Debt (2018 - 2026) Analysis & Trends
At the end of FY2025, Oportun Financial's Total Debt was $268.29 million, down 75.7% from FY2024.
- Total Debt has declined in each of the last three years, with a five-year compound annual growth rate of -25.3% (FY2020 to FY2025).
- Going back by year, Total Debt was $1.1 billion in FY2024 (-41.2%), $1.87 billion in FY2023 (-27.4%), $2.58 billion in FY2022 (+56.1%) and $1.65 billion in FY2021 (+43.3%).
- The Q2 2026 figure represents the lowest quarterly Total Debt in data going back to Q4 2018.
- Year-over-year, Total Debt has declined for 12 consecutive quarters, with an average decline of 61.3% over the last eight quarters.
- The fastest year-over-year change in Total Debt over five years came in Q3 2022 (growth of 108.6%), and the weakest in Q2 2026 (a decline of 77.8%).
- Business Quant data shows OPRT's Total Debt at $197.4 million (Q1 2026), $268.29 million (Q4 2025) and $359.29 million (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 443.97 Mn |
| Mar 31, 2026 | 409.87 Mn |
| Dec 31, 2025 | 467.68 Mn |
| Sep 30, 2025 | 521.24 Mn |
| Jun 30, 2025 | 960.04 Mn |
| Mar 31, 2025 | 1.32 Bn |
| Dec 31, 2024 | 1.64 Bn |
| Sep 30, 2024 | 1.54 Bn |
| Jun 30, 2024 | 1.80 Bn |
| Mar 31, 2024 | 1.84 Bn |
| Dec 31, 2023 | 2.16 Bn |
| Sep 30, 2023 | 2.50 Bn |
| Jun 30, 2023 | 2.74 Bn |
| Mar 31, 2023 | 2.85 Bn |
| Dec 31, 2022 | 2.90 Bn |
| Sep 30, 2022 | 2.77 Bn |
| Jun 30, 2022 | 2.55 Bn |
| Mar 31, 2022 | 2.13 Bn |
| Dec 31, 2021 | 2.05 Bn |
| Sep 30, 2021 | 1.68 Bn |
Oportun Financial Corp Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=OPRT&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "OPRT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=OPRT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();