Oportun Financial OPRT
NASDAQ OPRT
$8.16 +0.11 (+1.37%)
At close: Sep 18, 2026 · 4:00 PM EDT

Oportun Financial (OPRT) Total Debt (2018 - 2026)

Oportun Financial's (OPRT) quarterly Total Debt came in at $139.8 million in Q2 2026, down 77.77% on a YoY basis from $629.0 million in Q2 2025, and down 29.17% quarter-over-quarter from $197.4 million in Q1 2026.

Analysis

Oportun Financial (OPRT) Total Debt (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has reported Total Debt for 9 consecutive years, with $139.8 million the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Total Debt fell 77.77% year-over-year to $139.8 million; the trailing twelve-month figure through Jun 2026 stood at $139.8 million (down 77.77% YoY), and the FY2025 full-year result was $268.3 million, down 75.68% from the prior year.
  • Total Debt retreated to $139.8 million in Q2 2026 per OPRT's latest filing, from $197.4 million in the prior quarter.
  • Across five years, Total Debt topped out at $2.6 billion in Q4 2022 and bottomed at $139.8 million in Q2 2026.
  • Historically, Total Debt has averaged $1.4 billion across 5 years, with a median of $1.7 billion in 2022.
  • The sharpest annual moves came in 2022 and 2026: Total Debt soared 108.62% in 2022, then tumbled 77.77% in 2026.
  • Over 5 years, Total Debt stood at $2.6 billion in 2022, then decreased by 27.41% to $1.9 billion in 2023, then tumbled by 41.15% to $1.1 billion in 2024, then sank by 75.68% to $268.3 million in 2025, then slumped by 47.89% to $139.8 million in 2026.
  • According to Business Quant data, Total Debt over the past three periods registered $139.8 million, $197.4 million, and $268.3 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 16.43 Bn
2 Affirm Holdings 24.01 Bn 22.38 Bn - 3.33 Bn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 2.35 Bn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 5.02 Bn
5 Slm 4.72 Bn -77.52 Mn - 5.84 Bn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 5.01 Bn
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 3.29 Bn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn -
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 519.49 Mn
10 Oportun Financial 374.95 Mn 235.36 Mn - 139.81 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 139.81 Mn
Mar 31, 2026 197.40 Mn
Dec 31, 2025 268.29 Mn
Sep 30, 2025 359.29 Mn
Jun 30, 2025 628.96 Mn
Mar 31, 2025 878.29 Mn
Dec 31, 2024 1.10 Bn
Sep 30, 2024 1.42 Bn
Jun 30, 2024 1.65 Bn
Mar 31, 2024 1.77 Bn
Dec 31, 2023 1.87 Bn
Sep 30, 2023 2.08 Bn
Jun 30, 2023 2.25 Bn
Mar 31, 2023 2.45 Bn
Dec 31, 2022 2.58 Bn
Sep 30, 2022 2.41 Bn
Jun 30, 2022 2.04 Bn
Mar 31, 2022 1.65 Bn
Dec 31, 2021 1.65 Bn
Sep 30, 2021 1.15 Bn