Oportun Financial OPRT
NASDAQ OPRT
$7.36 -0.12 (-1.60%)
At close: Aug 28, 2026 · 4:00 PM EDT

Oportun Financial (OPRT) EBITDA (2018 - 2026)

Oportun Financial's (OPRT) quarterly EBITDA came in at $48.5 million in Q1 2026, down 23.73% YoY from $63.6 million in Q1 2025, and up 416.78% on a QoQ basis from $9.4 million in Q4 2025.

Analysis

Oportun Financial (OPRT) EBITDA (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has 9 years of EBITDA data on file, last reported at $48.5 million in Q1 2026.

  • Quarterly EBITDA fell 23.73% year-over-year to $48.5 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $99.4 million (up 73.54% YoY) and the FY2025 annual result came in at $57.6 million, down 41.68% from the prior year.
  • EBITDA grew to $48.5 million in Q1 2026, from $9.4 million in the prior quarter.
  • In the past five years, EBITDA ranged from a high of $63.6 million in Q1 2025 to a low of -$104.1 million in Q1 2023.
  • A 5-year average of -$9.5 million and a median of -$12.5 million in 2023 frame the typical range for EBITDA.
  • Annual changes were most pronounced in 2022 — EBITDA plunged 370.97% — and 2025, when it soared 334.3%.
  • Tracing OPRT's EBITDA over 5 years: stood at -$43.7 million in 2022, then retreated by 23.43% to -$54.0 million in 2023, then surged by 206.32% to $57.4 million in 2024, then tumbled by 83.64% to $9.4 million in 2025, then jumped by 416.78% to $48.5 million in 2026.
  • The last three EBITDA figures came in at $48.5 million (Q1 2026), $9.4 million (Q4 2025), and $29.8 million (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 6.88 Bn
2 Mastercard 518.33 Bn 504.84 Bn - 5.59 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 3.51 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 7.83 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - 1.43 Bn
6 Affirm Holdings 26.22 Bn 24.59 Bn - 147.26 Mn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 2.16 Bn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 17.93 Mn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 1.03 Bn
10 Oportun Financial 338.19 Mn 198.60 Mn - 15.62 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 15.62 Mn
Mar 31, 2026 3.56 Mn
Dec 31, 2025 6.57 Mn
Sep 30, 2025 14.24 Mn
Jun 30, 2025 10.11 Mn
Mar 31, 2025 13.16 Mn
Dec 31, 2024 3.91 Mn
Sep 30, 2024 -39.46 Mn
Jun 30, 2024 -49.15 Mn
Mar 31, 2024 -30.48 Mn
Dec 31, 2023 -57.28 Mn
Sep 30, 2023 -37.37 Mn
Jun 30, 2023 -17.47 Mn
Mar 31, 2023 -141.53 Mn
Dec 31, 2022 -7.92 Mn
Sep 30, 2022 -112.36 Mn
Jun 30, 2022 -12.67 Mn
Mar 31, 2022 57.67 Mn
Dec 31, 2021 20.89 Mn
Sep 30, 2021 28.12 Mn