Oportun Financial (OPRT) EBITDA (2018 - 2026)

Oportun Financial (OPRT) posted EBITDA of $3.6 million for Q1 2026, down 45.76% quarter-over-quarter from $6.6 million in Q4 2025, and down 72.94% year-on-year from $13.2 million in Q1 2025.

Oportun Financial (OPRT) EBITDA (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has reported EBITDA for 9 consecutive years, with $3.6 million the latest figure, recorded in Q1 2026.

  • EBITDA for Q1 2026 came in at $3.6 million, down 72.94% year-over-year; the trailing twelve-month figure through Mar 2026 was $34.5 million (up 148.19% YoY), and the FY2025 annual result was $44.1 million, up 138.27% from the prior year.
  • EBITDA was $3.6 million for Q1 2026 at Oportun Financial, down from $6.6 million in the prior quarter.
  • Over five years, EBITDA peaked at $57.7 million in Q1 2022 and troughed at -$141.5 million in Q1 2023.
  • Average EBITDA over 5 years is -$23.3 million, with a median of -$12.7 million recorded in 2022.
  • Year-over-year, EBITDA surged 1806.45% in 2022 and slumped 623.13% in 2023.
  • Over 5 years, EBITDA stood at -$7.9 million in 2022, then plunged by 623.13% to -$57.3 million in 2023, then surged by 106.83% to $3.9 million in 2024, then soared by 67.86% to $6.6 million in 2025, then sank by 45.76% to $3.6 million in 2026.
  • Per Business Quant data, the three most recent EBITDA figures were $3.6 million in Q1 2026, $6.6 million in Q4 2025, and $14.2 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 7.23 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 4.91 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.55 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.49 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 96.25 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 153.01 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 332.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 139.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 69.02 Mn
10 Oportun Financial 279.87 Mn 149.49 Mn - 3.56 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 3.56 Mn
Dec 31, 2025 6.57 Mn
Sep 30, 2025 14.24 Mn
Jun 30, 2025 10.11 Mn
Mar 31, 2025 13.16 Mn
Dec 31, 2024 3.91 Mn
Sep 30, 2024 -39.46 Mn
Jun 30, 2024 -49.15 Mn
Mar 31, 2024 -30.48 Mn
Dec 31, 2023 -57.28 Mn
Sep 30, 2023 -37.37 Mn
Jun 30, 2023 -17.47 Mn
Mar 31, 2023 -141.53 Mn
Dec 31, 2022 -7.92 Mn
Sep 30, 2022 -112.36 Mn
Jun 30, 2022 -12.67 Mn
Mar 31, 2022 57.67 Mn
Dec 31, 2021 20.89 Mn
Sep 30, 2021 23.06 Mn
Jun 30, 2021 7.26 Mn