Oportun Financial (OPRT) EBITDA (2018 - 2026)

Oportun Financial's (OPRT) quarterly EBITDA came in at $48.5 million in Q1 2026, down 23.73% YoY from $63.6 million in Q1 2025, and up 416.78% on a QoQ basis from $9.4 million in Q4 2025.

Oportun Financial (OPRT) EBITDA (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has 9 years of EBITDA data on file, last reported at $48.5 million in Q1 2026.

  • Quarterly EBITDA fell 23.73% year-over-year to $48.5 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $99.4 million (up 73.54% YoY) and the FY2025 annual result came in at $57.6 million, down 41.68% from the prior year.
  • EBITDA grew to $48.5 million in Q1 2026, from $9.4 million in the prior quarter.
  • In the past five years, EBITDA ranged from a high of $63.6 million in Q1 2025 to a low of -$104.1 million in Q1 2023.
  • A 5-year average of -$9.5 million and a median of -$12.5 million in 2023 frame the typical range for EBITDA.
  • Annual changes were most pronounced in 2022 — EBITDA plunged 370.97% — and 2025, when it soared 334.3%.
  • Tracing OPRT's EBITDA over 5 years: stood at -$43.7 million in 2022, then retreated by 23.43% to -$54.0 million in 2023, then surged by 206.32% to $57.4 million in 2024, then tumbled by 83.64% to $9.4 million in 2025, then jumped by 416.78% to $48.5 million in 2026.
  • The last three EBITDA figures came in at $48.5 million (Q1 2026), $9.4 million (Q4 2025), and $29.8 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 6.88 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 5.59 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 3.51 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 11.07 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.43 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.16 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 88.43 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -933.54 Mn
10 Oportun Financial 382.81 Mn 303.34 Mn - 48.52 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 48.52 Mn
Dec 31, 2025 9.39 Mn
Sep 30, 2025 29.83 Mn
Jun 30, 2025 11.67 Mn
Mar 31, 2025 63.61 Mn
Dec 31, 2024 57.39 Mn
Sep 30, 2024 -16.45 Mn
Jun 30, 2024 -47.27 Mn
Mar 31, 2024 -27.15 Mn
Dec 31, 2023 -53.98 Mn
Sep 30, 2023 -32.44 Mn
Jun 30, 2023 -12.54 Mn
Mar 31, 2023 -104.07 Mn
Dec 31, 2022 -43.73 Mn
Sep 30, 2022 -102.65 Mn
Jun 30, 2022 -3.29 Mn
Mar 31, 2022 61.91 Mn
Dec 31, 2021 24.69 Mn
Sep 30, 2021 37.88 Mn
Jun 30, 2021 61.42 Mn