Oportun Financial (OPRT) EBITDA (2018 - 2026)
Oportun Financial (OPRT) reported EBITDA of $3.6 million for Q1 2026, down 72.94% on a YoY basis from $13.2 million in Q1 2025, and down 45.76% quarter-over-quarter from $6.6 million in Q4 2025.
Oportun Financial (OPRT) EBITDA (2018 - 2026) Analysis & Trends
Oportun Financial has reported EBITDA for 9 years, with the latest figure at $3.6 million in Q1 2026.
- For the quarter ending Q1 2026, EBITDA fell 72.94% year-over-year to $3.6 million; the trailing twelve-month figure through Mar 2026 stood at $34.5 million (up 148.19% YoY), and the FY2025 full-year result was $44.1 million, up 138.27% from the prior year.
- EBITDA for Q1 2026 stood at $3.6 million, down from $6.6 million in the prior quarter.
- The five-year high for EBITDA was $57.7 million in Q1 2022, with the low at -$141.5 million in Q1 2023.
- Historically, EBITDA has averaged -$23.3 million across 5 years, with a median of -$12.7 million in 2022.
- Annual changes were most pronounced in 2022 — EBITDA soared 1806.45% — and 2023, when it plunged 623.13%.
- Oportun Financial's EBITDA stood at -$7.9 million in 2022, then sank by 623.13% to -$57.3 million in 2023, then surged by 106.83% to $3.9 million in 2024, then soared by 67.86% to $6.6 million in 2025, then slumped by 45.76% to $3.6 million in 2026.
- The last three EBITDA figures came in at $3.6 million (Q1 2026), $6.6 million (Q4 2025), and $14.2 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 7.23 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 4.91 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 3.55 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 6.79 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.49 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.02 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 96.25 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 153.01 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 332.00 Mn |
| 10 | Oportun Financial | 225.32 Mn | 94.94 Mn | - | 3.56 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.56 Mn |
| Dec 31, 2025 | 6.57 Mn |
| Sep 30, 2025 | 14.24 Mn |
| Jun 30, 2025 | 10.11 Mn |
| Mar 31, 2025 | 13.16 Mn |
| Dec 31, 2024 | 3.91 Mn |
| Sep 30, 2024 | -39.46 Mn |
| Jun 30, 2024 | -49.15 Mn |
| Mar 31, 2024 | -30.48 Mn |
| Dec 31, 2023 | -57.28 Mn |
| Sep 30, 2023 | -37.37 Mn |
| Jun 30, 2023 | -17.47 Mn |
| Mar 31, 2023 | -141.53 Mn |
| Dec 31, 2022 | -7.92 Mn |
| Sep 30, 2022 | -112.36 Mn |
| Jun 30, 2022 | -12.67 Mn |
| Mar 31, 2022 | 57.67 Mn |
| Dec 31, 2021 | 20.89 Mn |
| Sep 30, 2021 | 23.06 Mn |
| Jun 30, 2021 | 7.26 Mn |