Oportun Financial (OPRT) EBITDA (2018 - 2026)
Oportun Financial (OPRT) posted EBITDA of $3.6 million for Q1 2026, down 45.76% quarter-over-quarter from $6.6 million in Q4 2025, and down 72.94% year-on-year from $13.2 million in Q1 2025.
Oportun Financial (OPRT) EBITDA (2018 - 2026) Analysis & Trends
Oportun Financial (OPRT) has reported EBITDA for 9 consecutive years, with $3.6 million the latest figure, recorded in Q1 2026.
- EBITDA for Q1 2026 came in at $3.6 million, down 72.94% year-over-year; the trailing twelve-month figure through Mar 2026 was $34.5 million (up 148.19% YoY), and the FY2025 annual result was $44.1 million, up 138.27% from the prior year.
- EBITDA was $3.6 million for Q1 2026 at Oportun Financial, down from $6.6 million in the prior quarter.
- Over five years, EBITDA peaked at $57.7 million in Q1 2022 and troughed at -$141.5 million in Q1 2023.
- Average EBITDA over 5 years is -$23.3 million, with a median of -$12.7 million recorded in 2022.
- Year-over-year, EBITDA surged 1806.45% in 2022 and slumped 623.13% in 2023.
- Over 5 years, EBITDA stood at -$7.9 million in 2022, then plunged by 623.13% to -$57.3 million in 2023, then surged by 106.83% to $3.9 million in 2024, then soared by 67.86% to $6.6 million in 2025, then sank by 45.76% to $3.6 million in 2026.
- Per Business Quant data, the three most recent EBITDA figures were $3.6 million in Q1 2026, $6.6 million in Q4 2025, and $14.2 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.23 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.91 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.55 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.49 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 96.25 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 153.01 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 332.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 139.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 69.02 Mn |
| 10 | Oportun Financial | 279.87 Mn | 149.49 Mn | - | 3.56 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.56 Mn |
| Dec 31, 2025 | 6.57 Mn |
| Sep 30, 2025 | 14.24 Mn |
| Jun 30, 2025 | 10.11 Mn |
| Mar 31, 2025 | 13.16 Mn |
| Dec 31, 2024 | 3.91 Mn |
| Sep 30, 2024 | -39.46 Mn |
| Jun 30, 2024 | -49.15 Mn |
| Mar 31, 2024 | -30.48 Mn |
| Dec 31, 2023 | -57.28 Mn |
| Sep 30, 2023 | -37.37 Mn |
| Jun 30, 2023 | -17.47 Mn |
| Mar 31, 2023 | -141.53 Mn |
| Dec 31, 2022 | -7.92 Mn |
| Sep 30, 2022 | -112.36 Mn |
| Jun 30, 2022 | -12.67 Mn |
| Mar 31, 2022 | 57.67 Mn |
| Dec 31, 2021 | 20.89 Mn |
| Sep 30, 2021 | 23.06 Mn |
| Jun 30, 2021 | 7.26 Mn |