Oportun Financial (OPRT) Equity Ratio (2018 - 2026)

Oportun Financial (OPRT) posted Equity Ratio of 0.13 for Q1 2026, up 4.49% quarter-over-quarter from 0.12 in Q4 2025, and up 10.25% year-on-year from 0.11 in Q1 2025.

Oportun Financial (OPRT) Equity Ratio (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has reported Equity Ratio for 9 consecutive years, with 0.13 the latest figure, recorded in Q1 2026.

  • Equity Ratio for Q1 2026 came in at 0.13, up 10.25% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.13 (up 10.25% YoY), and the FY2025 annual result was 0.12, up 9.21% from the prior year.
  • Equity Ratio was 0.13 for Q1 2026 at Oportun Financial, up from 0.12 in the prior quarter.
  • Over five years, Equity Ratio peaked at 0.22 in Q1 2022 and troughed at 0.1 in Q3 2024.
  • Average Equity Ratio over 5 years is 0.13, with a median of 0.12 recorded in 2025.
  • Year-over-year, Equity Ratio slumped 40.03% in 2023 and gained 19.58% in 2025.
  • Over 5 years, Equity Ratio stood at 0.15 in 2022, then fell by 21.78% to 0.12 in 2023, then declined by 7.5% to 0.11 in 2024, then rose by 9.21% to 0.12 in 2025, then rose by 4.49% to 0.13 in 2026.
  • Per Business Quant data, the three most recent Equity Ratio figures were 0.13 in Q1 2026, 0.12 in Q4 2025, and 0.12 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.38
2 Mastercard 465.55 Bn 455.34 Bn - 0.13
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.11
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.25
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.29
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.20
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.08
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.18
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.66
10 Oportun Financial 279.87 Mn 149.49 Mn - 0.13

Historic Data

Download Data
DateValue
Mar 31, 2026 0.13
Dec 31, 2025 0.12
Sep 30, 2025 0.12
Jun 30, 2025 0.12
Mar 31, 2025 0.11
Dec 31, 2024 0.11
Sep 30, 2024 0.10
Jun 30, 2024 0.11
Mar 31, 2024 0.12
Dec 31, 2023 0.12
Sep 30, 2023 0.13
Jun 30, 2023 0.13
Mar 31, 2023 0.13
Dec 31, 2022 0.15
Sep 30, 2022 0.16
Jun 30, 2022 0.19
Mar 31, 2022 0.22
Dec 31, 2021 0.20
Sep 30, 2021 0.22
Jun 30, 2021 0.22