Oportun Financial (OPRT) Equity Ratio (2018 - 2026)
Oportun Financial (OPRT) posted Equity Ratio of 0.13 for Q1 2026, up 4.49% quarter-over-quarter from 0.12 in Q4 2025, and up 10.25% year-on-year from 0.11 in Q1 2025.
Oportun Financial (OPRT) Equity Ratio (2018 - 2026) Analysis & Trends
Oportun Financial (OPRT) has reported Equity Ratio for 9 consecutive years, with 0.13 the latest figure, recorded in Q1 2026.
- Equity Ratio for Q1 2026 came in at 0.13, up 10.25% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.13 (up 10.25% YoY), and the FY2025 annual result was 0.12, up 9.21% from the prior year.
- Equity Ratio was 0.13 for Q1 2026 at Oportun Financial, up from 0.12 in the prior quarter.
- Over five years, Equity Ratio peaked at 0.22 in Q1 2022 and troughed at 0.1 in Q3 2024.
- Average Equity Ratio over 5 years is 0.13, with a median of 0.12 recorded in 2025.
- Year-over-year, Equity Ratio slumped 40.03% in 2023 and gained 19.58% in 2025.
- Over 5 years, Equity Ratio stood at 0.15 in 2022, then fell by 21.78% to 0.12 in 2023, then declined by 7.5% to 0.11 in 2024, then rose by 9.21% to 0.12 in 2025, then rose by 4.49% to 0.13 in 2026.
- Per Business Quant data, the three most recent Equity Ratio figures were 0.13 in Q1 2026, 0.12 in Q4 2025, and 0.12 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.38 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.13 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.11 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.25 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.29 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.20 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.08 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.18 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 0.66 |
| 10 | Oportun Financial | 279.87 Mn | 149.49 Mn | - | 0.13 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.13 |
| Dec 31, 2025 | 0.12 |
| Sep 30, 2025 | 0.12 |
| Jun 30, 2025 | 0.12 |
| Mar 31, 2025 | 0.11 |
| Dec 31, 2024 | 0.11 |
| Sep 30, 2024 | 0.10 |
| Jun 30, 2024 | 0.11 |
| Mar 31, 2024 | 0.12 |
| Dec 31, 2023 | 0.12 |
| Sep 30, 2023 | 0.13 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | 0.13 |
| Dec 31, 2022 | 0.15 |
| Sep 30, 2022 | 0.16 |
| Jun 30, 2022 | 0.19 |
| Mar 31, 2022 | 0.22 |
| Dec 31, 2021 | 0.20 |
| Sep 30, 2021 | 0.22 |
| Jun 30, 2021 | 0.22 |