Growth Metrics

Oportun Financial (OPRT) Equity Ratio (2018 - 2025)

Oportun Financial (OPRT) has disclosed Equity Ratio for 7 consecutive years, with 0.12 as the latest value for Q4 2025.

  • For the quarter ending Q4 2025, Equity Ratio rose 9.21% year-over-year to 0.12, compared with a TTM value of 0.12 through Dec 2025, up 9.21%, and an annual FY2025 reading of 0.12, up 9.21% over the prior year.
  • Equity Ratio was 0.12 for Q4 2025 at Oportun Financial, up from 0.11 in the prior quarter.
  • Across five years, Equity Ratio topped out at 0.24 in Q1 2021 and bottomed at 0.11 in Q2 2024.
  • Average Equity Ratio over 5 years is 0.15, with a median of 0.13 recorded in 2023.
  • The sharpest move saw Equity Ratio crashed 40.03% in 2023, then grew 9.21% in 2025.
  • Year by year, Equity Ratio stood at 0.2 in 2021, then fell by 26.06% to 0.15 in 2022, then decreased by 21.78% to 0.12 in 2023, then dropped by 7.5% to 0.11 in 2024, then increased by 9.21% to 0.12 in 2025.
  • Business Quant data shows Equity Ratio for OPRT at 0.12 in Q4 2025, 0.11 in Q1 2025, and 0.11 in Q4 2024.