Oportun Financial (OPRT) Non-Current Debt (2018 - 2026)
Oportun Financial's (OPRT) quarterly Non-Current Debt came in at $197.4 million in Q1 2026, down 77.52% YoY from $878.3 million in Q1 2025, and down 26.42% on a QoQ basis from $268.3 million in Q4 2025.
Oportun Financial (OPRT) Non-Current Debt (2018 - 2026) Analysis & Trends
Oportun Financial (OPRT) has 9 years of Non-Current Debt data on file, last reported at $197.4 million in Q1 2026.
- Quarterly Non-Current Debt fell 77.52% year-over-year to $197.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $197.4 million (down 77.52% YoY) and the FY2025 annual result came in at $268.3 million, down 75.68% from the prior year.
- Non-Current Debt fell to $197.4 million in Q1 2026, from $268.3 million in the prior quarter.
- In the past five years, Non-Current Debt ranged from a high of $2.6 billion in Q4 2022 to a low of $197.4 million in Q1 2026.
- A 5-year average of $1.5 billion and a median of $1.7 billion in 2022 frame the typical range for Non-Current Debt.
- Annual changes were most pronounced in 2022 — Non-Current Debt surged 108.62% — and 2026, when it tumbled 77.52%.
- Tracing OPRT's Non-Current Debt over 5 years: stood at $2.6 billion in 2022, then fell by 27.41% to $1.9 billion in 2023, then sank by 41.15% to $1.1 billion in 2024, then tumbled by 75.68% to $268.3 million in 2025, then declined by 26.42% to $197.4 million in 2026.
- The last three Non-Current Debt figures came in at $197.4 million (Q1 2026), $268.3 million (Q4 2025), and $359.3 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Current Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 20.86 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 22.18 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 57.02 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 35.62 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 12.73 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 16.43 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 2.42 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | Oportun Financial | 382.81 Mn | 303.34 Mn | - | 197.40 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 197.40 Mn |
| Dec 31, 2025 | 268.29 Mn |
| Sep 30, 2025 | 359.29 Mn |
| Jun 30, 2025 | 628.96 Mn |
| Mar 31, 2025 | 878.29 Mn |
| Dec 31, 2024 | 1.10 Bn |
| Sep 30, 2024 | 1.42 Bn |
| Jun 30, 2024 | 1.65 Bn |
| Mar 31, 2024 | 1.77 Bn |
| Dec 31, 2023 | 1.87 Bn |
| Sep 30, 2023 | 2.08 Bn |
| Jun 30, 2023 | 2.25 Bn |
| Mar 31, 2023 | 2.45 Bn |
| Dec 31, 2022 | 2.58 Bn |
| Sep 30, 2022 | 2.41 Bn |
| Jun 30, 2022 | 2.04 Bn |
| Mar 31, 2022 | 1.65 Bn |
| Dec 31, 2021 | 1.65 Bn |
| Sep 30, 2021 | 1.15 Bn |
| Jun 30, 2021 | 1.60 Bn |