Oportun Financial (OPRT) Non-Current Debt (2018 - 2026)
Oportun Financial (OPRT) reported Non-Current Debt of $197.4 million for Q1 2026, down 77.52% on a YoY basis from $878.3 million in Q1 2025, and down 26.42% quarter-over-quarter from $268.3 million in Q4 2025.
Oportun Financial (OPRT) Non-Current Debt (2018 - 2026) Analysis & Trends
Oportun Financial has reported Non-Current Debt for 9 years, with the latest figure at $197.4 million in Q1 2026.
- For the quarter ending Q1 2026, Non-Current Debt fell 77.52% year-over-year to $197.4 million; the trailing twelve-month figure through Mar 2026 stood at $197.4 million (down 77.52% YoY), and the FY2025 full-year result was $268.3 million, down 75.68% from the prior year.
- Non-Current Debt for Q1 2026 stood at $197.4 million, down from $268.3 million in the prior quarter.
- The five-year high for Non-Current Debt was $2.6 billion in Q4 2022, with the low at $197.4 million in Q1 2026.
- Historically, Non-Current Debt has averaged $1.5 billion across 5 years, with a median of $1.7 billion in 2022.
- Annual changes were most pronounced in 2022 — Non-Current Debt surged 108.62% — and 2026, when it tumbled 77.52%.
- Oportun Financial's Non-Current Debt stood at $2.6 billion in 2022, then fell by 27.41% to $1.9 billion in 2023, then sank by 41.15% to $1.1 billion in 2024, then tumbled by 75.68% to $268.3 million in 2025, then declined by 26.42% to $197.4 million in 2026.
- The last three Non-Current Debt figures came in at $197.4 million (Q1 2026), $268.3 million (Q4 2025), and $359.3 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Current Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 22.42 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 17.21 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 38.42 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 9.41 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 7.51 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 2.42 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | - |
| 10 | Oportun Financial | 225.32 Mn | 94.94 Mn | - | 197.40 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 197.40 Mn |
| Mar 31, 2026 | 197.40 Mn |
| Dec 31, 2025 | 268.29 Mn |
| Dec 31, 2025 | 268.29 Mn |
| Sep 30, 2025 | 359.29 Mn |
| Sep 30, 2025 | 359.29 Mn |
| Jun 30, 2025 | 628.96 Mn |
| Jun 30, 2025 | 628.96 Mn |
| Mar 31, 2025 | 878.29 Mn |
| Mar 31, 2025 | 878.29 Mn |
| Dec 31, 2024 | 1.10 Bn |
| Dec 31, 2024 | 1.10 Bn |
| Sep 30, 2024 | 1.42 Bn |
| Sep 30, 2024 | 1.42 Bn |
| Jun 30, 2024 | 1.65 Bn |
| Jun 30, 2024 | 1.65 Bn |
| Mar 31, 2024 | 1.77 Bn |
| Mar 31, 2024 | 1.77 Bn |
| Dec 31, 2023 | 1.87 Bn |
| Dec 31, 2023 | 1.87 Bn |