Oportun Financial (OPRT) Non-Current Debt (2018 - 2026)

Oportun Financial (OPRT) reported Non-Current Debt of $197.4 million for Q1 2026, down 77.52% on a YoY basis from $878.3 million in Q1 2025, and down 26.42% quarter-over-quarter from $268.3 million in Q4 2025.

Oportun Financial (OPRT) Non-Current Debt (2018 - 2026) Analysis & Trends

Oportun Financial has reported Non-Current Debt for 9 years, with the latest figure at $197.4 million in Q1 2026.

  • For the quarter ending Q1 2026, Non-Current Debt fell 77.52% year-over-year to $197.4 million; the trailing twelve-month figure through Mar 2026 stood at $197.4 million (down 77.52% YoY), and the FY2025 full-year result was $268.3 million, down 75.68% from the prior year.
  • Non-Current Debt for Q1 2026 stood at $197.4 million, down from $268.3 million in the prior quarter.
  • The five-year high for Non-Current Debt was $2.6 billion in Q4 2022, with the low at $197.4 million in Q1 2026.
  • Historically, Non-Current Debt has averaged $1.5 billion across 5 years, with a median of $1.7 billion in 2022.
  • Annual changes were most pronounced in 2022 — Non-Current Debt surged 108.62% — and 2026, when it tumbled 77.52%.
  • Oportun Financial's Non-Current Debt stood at $2.6 billion in 2022, then fell by 27.41% to $1.9 billion in 2023, then sank by 41.15% to $1.1 billion in 2024, then tumbled by 75.68% to $268.3 million in 2025, then declined by 26.42% to $197.4 million in 2026.
  • The last three Non-Current Debt figures came in at $197.4 million (Q1 2026), $268.3 million (Q4 2025), and $359.3 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Non-Current Debt (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 22.42 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 17.21 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn -
4 Capital One Financial 112.47 Bn 35.97 Bn - 38.42 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 9.41 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 7.51 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 2.42 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -
10 Oportun Financial 225.32 Mn 94.94 Mn - 197.40 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 197.40 Mn
Mar 31, 2026 197.40 Mn
Dec 31, 2025 268.29 Mn
Dec 31, 2025 268.29 Mn
Sep 30, 2025 359.29 Mn
Sep 30, 2025 359.29 Mn
Jun 30, 2025 628.96 Mn
Jun 30, 2025 628.96 Mn
Mar 31, 2025 878.29 Mn
Mar 31, 2025 878.29 Mn
Dec 31, 2024 1.10 Bn
Dec 31, 2024 1.10 Bn
Sep 30, 2024 1.42 Bn
Sep 30, 2024 1.42 Bn
Jun 30, 2024 1.65 Bn
Jun 30, 2024 1.65 Bn
Mar 31, 2024 1.77 Bn
Mar 31, 2024 1.77 Bn
Dec 31, 2023 1.87 Bn
Dec 31, 2023 1.87 Bn