Oportun Financial (OPRT) Net Long-Term Debt Issued (Repaid) (2018 - 2026)
Oportun Financial (OPRT) reported Non-Current Debt of $139.81 million for Q2 2026, down 77.8% from $628.96 million a year earlier and down 29.2% from the prior quarter.
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Analysis
Oportun Financial (OPRT) Net Long-Term Debt Issued (Repaid) (2018 - 2026) Analysis & Trends
At the end of FY2025, Oportun Financial posted Non-Current Debt of $268.29 million, down 75.7% from FY2024.
- Non-Current Debt has declined for three consecutive years, with a five-year compound annual growth rate of -25.3% (FY2020 to FY2025).
- By year, Non-Current Debt came in at $1.1 billion in FY2024 (-41.2%), $1.87 billion in FY2023 (-27.4%), $2.58 billion in FY2022 (+56.1%) and $1.65 billion in FY2021 (+43.3%).
- The Q2 2026 figure ranks as the lowest quarterly Non-Current Debt in data going back to Q4 2018.
- Year over year, Non-Current Debt has now declined in each of the last 12 quarters, with an average decline of 61.3% over the last eight quarters.
- The high point for year-over-year Non-Current Debt in five years was Q3 2022 (growth of 108.6%); the low point was Q2 2026 (a decline of 77.8%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $197.4 million (Q1 2026), $268.29 million (Q4 2025) and $359.29 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net LT Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | - |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | -54.25 Bn |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | -200.00 Mn |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 589.00 Mn |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 467.47 Mn |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | 1.66 Bn |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | -463.00 Mn |
| 10 | Oportun Financial | 563.88 Mn | 7.21 Mn | - | 100.01 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 100.01 Mn |
| Jun 30, 2026 | 33.61 Mn |
| Mar 31, 2026 | -58.30 Mn |
| Dec 31, 2025 | -51.97 Mn |
| Sep 30, 2025 | -439.20 Mn |
| Jun 30, 2025 | -362.93 Mn |
| Mar 31, 2025 | -314.98 Mn |
| Dec 31, 2024 | 96.00 Mn |
| Sep 30, 2024 | -258.95 Mn |
| Jun 30, 2024 | -36.68 Mn |
| Mar 31, 2024 | -323.52 Mn |
| Dec 31, 2023 | -335.41 Mn |
| Sep 30, 2023 | -239.01 Mn |
| Jun 30, 2023 | -111.16 Mn |
| Mar 31, 2023 | -51.08 Mn |
| Dec 31, 2022 | 100.88 Mn |
| Sep 30, 2022 | 355.62 Mn |
| Jun 30, 2022 | 426.29 Mn |
| Mar 31, 2022 | 68.61 Mn |
| Dec 31, 2021 | 479.34 Mn |
API Access
Oportun Financial Net Long-Term Debt Issued (Repaid) API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=non-current-debt&ticker=OPRT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "non-current-debt", "ticker": "OPRT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=non-current-debt&ticker=OPRT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();