Oportun Financial OPRT
NASDAQ OPRT
$8.16 +0.11 (+1.37%)
At close: Sep 18, 2026 · 4:00 PM EDT

Oportun Financial (OPRT) Operating Expenses (2018 - 2026)

Oportun Financial's (OPRT) quarterly Operating Expenses came in at $90.0 million in Q2 2026, down 4.69% on a YoY basis from $94.4 million in Q2 2025, and down 1.44% quarter-over-quarter from $91.3 million in Q1 2026.

Analysis

Oportun Financial (OPRT) Operating Expenses (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has reported Operating Expenses for 9 consecutive years, with $90.0 million the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Operating Expenses fell 4.69% year-over-year to $90.0 million; the trailing twelve-month figure through Jun 2026 stood at $356.0 million (down 5.99% YoY), and the FY2025 full-year result was $361.8 million, down 11.85% from the prior year.
  • Operating Expenses retreated to $90.0 million in Q2 2026 per OPRT's latest filing, from $91.3 million in the prior quarter.
  • Across five years, Operating Expenses topped out at $259.3 million in Q3 2022 and bottomed at $83.8 million in Q4 2025.
  • Historically, Operating Expenses has averaged $122.4 million across 5 years, with a median of $109.4 million in 2024.
  • The sharpest annual moves came in 2022 and 2023: Operating Expenses surged 132.8% in 2022, then sank 52.76% in 2023.
  • Over 5 years, Operating Expenses stood at $151.4 million in 2022, then fell by 14.53% to $129.4 million in 2023, then sank by 30.84% to $89.5 million in 2024, then declined by 6.3% to $83.8 million in 2025, then advanced by 7.36% to $90.0 million in 2026.
  • According to Business Quant data, Operating Expenses over the past three periods registered $90.0 million, $91.3 million, and $83.8 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 1.33 Bn
2 Affirm Holdings 24.01 Bn 22.38 Bn - 1.02 Bn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 406.67 Mn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 418.80 Mn
5 Slm 4.72 Bn -77.52 Mn - 194.98 Mn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 330.92 Mn
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 483.00 Mn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn -41.49 Mn
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 191.37 Mn
10 Oportun Financial 374.95 Mn 235.36 Mn - 90.01 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 90.01 Mn
Mar 31, 2026 91.33 Mn
Dec 31, 2025 83.84 Mn
Sep 30, 2025 90.81 Mn
Jun 30, 2025 94.44 Mn
Mar 31, 2025 92.67 Mn
Dec 31, 2024 89.48 Mn
Sep 30, 2024 102.08 Mn
Jun 30, 2024 109.18 Mn
Mar 31, 2024 109.64 Mn
Dec 31, 2023 129.38 Mn
Sep 30, 2023 122.51 Mn
Jun 30, 2023 136.10 Mn
Mar 31, 2023 146.34 Mn
Dec 31, 2022 151.37 Mn
Sep 30, 2022 259.35 Mn
Jun 30, 2022 157.89 Mn
Mar 31, 2022 147.34 Mn
Dec 31, 2021 139.64 Mn
Sep 30, 2021 111.40 Mn