Oportun Financial (OPRT) Operating Expenses (2018 - 2026)
Oportun Financial's (OPRT) quarterly Operating Expenses came in at $90.0 million in Q2 2026, down 4.69% on a YoY basis from $94.4 million in Q2 2025, and down 1.44% quarter-over-quarter from $91.3 million in Q1 2026.
Analysis
Oportun Financial (OPRT) Operating Expenses (2018 - 2026) Analysis & Trends
Oportun Financial (OPRT) has reported Operating Expenses for 9 consecutive years, with $90.0 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Operating Expenses fell 4.69% year-over-year to $90.0 million; the trailing twelve-month figure through Jun 2026 stood at $356.0 million (down 5.99% YoY), and the FY2025 full-year result was $361.8 million, down 11.85% from the prior year.
- Operating Expenses retreated to $90.0 million in Q2 2026 per OPRT's latest filing, from $91.3 million in the prior quarter.
- Across five years, Operating Expenses topped out at $259.3 million in Q3 2022 and bottomed at $83.8 million in Q4 2025.
- Historically, Operating Expenses has averaged $122.4 million across 5 years, with a median of $109.4 million in 2024.
- The sharpest annual moves came in 2022 and 2023: Operating Expenses surged 132.8% in 2022, then sank 52.76% in 2023.
- Over 5 years, Operating Expenses stood at $151.4 million in 2022, then fell by 14.53% to $129.4 million in 2023, then sank by 30.84% to $89.5 million in 2024, then declined by 6.3% to $83.8 million in 2025, then advanced by 7.36% to $90.0 million in 2026.
- According to Business Quant data, Operating Expenses over the past three periods registered $90.0 million, $91.3 million, and $83.8 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 1.33 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 1.02 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 406.67 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 418.80 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 194.98 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 330.92 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 483.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | -41.49 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 191.37 Mn |
| 10 | Oportun Financial | 374.95 Mn | 235.36 Mn | - | 90.01 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 90.01 Mn |
| Mar 31, 2026 | 91.33 Mn |
| Dec 31, 2025 | 83.84 Mn |
| Sep 30, 2025 | 90.81 Mn |
| Jun 30, 2025 | 94.44 Mn |
| Mar 31, 2025 | 92.67 Mn |
| Dec 31, 2024 | 89.48 Mn |
| Sep 30, 2024 | 102.08 Mn |
| Jun 30, 2024 | 109.18 Mn |
| Mar 31, 2024 | 109.64 Mn |
| Dec 31, 2023 | 129.38 Mn |
| Sep 30, 2023 | 122.51 Mn |
| Jun 30, 2023 | 136.10 Mn |
| Mar 31, 2023 | 146.34 Mn |
| Dec 31, 2022 | 151.37 Mn |
| Sep 30, 2022 | 259.35 Mn |
| Jun 30, 2022 | 157.89 Mn |
| Mar 31, 2022 | 147.34 Mn |
| Dec 31, 2021 | 139.64 Mn |
| Sep 30, 2021 | 111.40 Mn |