Oportun Financial (OPRT) Operating Expenses (2018 - 2026)

Oportun Financial (OPRT) reported Operating Expenses of $91.3 million for Q1 2026, down 1.45% on a YoY basis from $92.7 million in Q1 2025, and up 8.93% quarter-over-quarter from $83.8 million in Q4 2025.

Oportun Financial (OPRT) Operating Expenses (2018 - 2026) Analysis & Trends

Oportun Financial has reported Operating Expenses for 9 years, with the latest figure at $91.3 million in Q1 2026.

  • For the quarter ending Q1 2026, Operating Expenses fell 1.45% year-over-year to $91.3 million; the trailing twelve-month figure through Mar 2026 stood at $360.4 million (down 8.39% YoY), and the FY2025 full-year result was $361.8 million, down 11.85% from the prior year.
  • Operating Expenses for Q1 2026 stood at $91.3 million, up from $83.8 million in the prior quarter.
  • The five-year high for Operating Expenses was $259.3 million in Q3 2022, with the low at $83.8 million in Q4 2025.
  • Historically, Operating Expenses has averaged $124.3 million across 5 years, with a median of $109.6 million in 2024.
  • Annual changes were most pronounced in 2022 — Operating Expenses jumped 132.8% — and 2023, when it plunged 52.76%.
  • Oportun Financial's Operating Expenses stood at $151.4 million in 2022, then dropped by 14.53% to $129.4 million in 2023, then tumbled by 30.84% to $89.5 million in 2024, then slipped by 6.3% to $83.8 million in 2025, then gained by 8.93% to $91.3 million in 2026.
  • The last three Operating Expenses figures came in at $91.3 million (Q1 2026), $83.8 million (Q4 2025), and $90.8 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 4.00 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 3.49 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 13.88 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 8.46 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 6.87 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 1.32 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 950.34 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 891.92 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 1.24 Bn
10 Oportun Financial 225.32 Mn 94.94 Mn - 91.33 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 91.33 Mn
Dec 31, 2025 83.84 Mn
Sep 30, 2025 90.81 Mn
Jun 30, 2025 94.44 Mn
Mar 31, 2025 92.67 Mn
Dec 31, 2024 89.48 Mn
Sep 30, 2024 102.08 Mn
Jun 30, 2024 109.18 Mn
Mar 31, 2024 109.64 Mn
Dec 31, 2023 129.38 Mn
Sep 30, 2023 122.51 Mn
Jun 30, 2023 136.10 Mn
Mar 31, 2023 146.34 Mn
Dec 31, 2022 151.37 Mn
Sep 30, 2022 259.35 Mn
Jun 30, 2022 157.89 Mn
Mar 31, 2022 147.34 Mn
Dec 31, 2021 139.64 Mn
Sep 30, 2021 111.40 Mn
Jun 30, 2021 110.39 Mn