Oportun Financial (OPRT) Operating Expenses (2018 - 2026)
Oportun Financial (OPRT) posted Operating Expenses of $91.3 million for Q1 2026, up 8.93% quarter-over-quarter from $83.8 million in Q4 2025, and down 1.45% year-on-year from $92.7 million in Q1 2025.
Oportun Financial (OPRT) Operating Expenses (2018 - 2026) Analysis & Trends
Oportun Financial (OPRT) has reported Operating Expenses for 9 consecutive years, with $91.3 million the latest figure, recorded in Q1 2026.
- Operating Expenses for Q1 2026 came in at $91.3 million, down 1.45% year-over-year; the trailing twelve-month figure through Mar 2026 was $360.4 million (down 8.39% YoY), and the FY2025 annual result was $361.8 million, down 11.85% from the prior year.
- Operating Expenses was $91.3 million for Q1 2026 at Oportun Financial, up from $83.8 million in the prior quarter.
- Over five years, Operating Expenses peaked at $259.3 million in Q3 2022 and troughed at $83.8 million in Q4 2025.
- Average Operating Expenses over 5 years is $124.3 million, with a median of $109.6 million recorded in 2024.
- Year-over-year, Operating Expenses soared 132.8% in 2022 and slumped 52.76% in 2023.
- Over 5 years, Operating Expenses stood at $151.4 million in 2022, then retreated by 14.53% to $129.4 million in 2023, then slumped by 30.84% to $89.5 million in 2024, then fell by 6.3% to $83.8 million in 2025, then grew by 8.93% to $91.3 million in 2026.
- Per Business Quant data, the three most recent Operating Expenses figures were $91.3 million in Q1 2026, $83.8 million in Q4 2025, and $90.8 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 4.00 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 3.49 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 13.88 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 6.87 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 950.34 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 891.92 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.24 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 422.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -363.39 Mn |
| 10 | Oportun Financial | 279.87 Mn | 149.49 Mn | - | 91.33 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 91.33 Mn |
| Dec 31, 2025 | 83.84 Mn |
| Sep 30, 2025 | 90.81 Mn |
| Jun 30, 2025 | 94.44 Mn |
| Mar 31, 2025 | 92.67 Mn |
| Dec 31, 2024 | 89.48 Mn |
| Sep 30, 2024 | 102.08 Mn |
| Jun 30, 2024 | 109.18 Mn |
| Mar 31, 2024 | 109.64 Mn |
| Dec 31, 2023 | 129.38 Mn |
| Sep 30, 2023 | 122.51 Mn |
| Jun 30, 2023 | 136.10 Mn |
| Mar 31, 2023 | 146.34 Mn |
| Dec 31, 2022 | 151.37 Mn |
| Sep 30, 2022 | 259.35 Mn |
| Jun 30, 2022 | 157.89 Mn |
| Mar 31, 2022 | 147.34 Mn |
| Dec 31, 2021 | 139.64 Mn |
| Sep 30, 2021 | 111.40 Mn |
| Jun 30, 2021 | 110.39 Mn |