Oportun Financial (OPRT) Operating Expenses (2018 - 2026)

Oportun Financial (OPRT) posted Operating Expenses of $91.3 million for Q1 2026, up 8.93% quarter-over-quarter from $83.8 million in Q4 2025, and down 1.45% year-on-year from $92.7 million in Q1 2025.

Oportun Financial (OPRT) Operating Expenses (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has reported Operating Expenses for 9 consecutive years, with $91.3 million the latest figure, recorded in Q1 2026.

  • Operating Expenses for Q1 2026 came in at $91.3 million, down 1.45% year-over-year; the trailing twelve-month figure through Mar 2026 was $360.4 million (down 8.39% YoY), and the FY2025 annual result was $361.8 million, down 11.85% from the prior year.
  • Operating Expenses was $91.3 million for Q1 2026 at Oportun Financial, up from $83.8 million in the prior quarter.
  • Over five years, Operating Expenses peaked at $259.3 million in Q3 2022 and troughed at $83.8 million in Q4 2025.
  • Average Operating Expenses over 5 years is $124.3 million, with a median of $109.6 million recorded in 2024.
  • Year-over-year, Operating Expenses soared 132.8% in 2022 and slumped 52.76% in 2023.
  • Over 5 years, Operating Expenses stood at $151.4 million in 2022, then retreated by 14.53% to $129.4 million in 2023, then slumped by 30.84% to $89.5 million in 2024, then fell by 6.3% to $83.8 million in 2025, then grew by 8.93% to $91.3 million in 2026.
  • Per Business Quant data, the three most recent Operating Expenses figures were $91.3 million in Q1 2026, $83.8 million in Q4 2025, and $90.8 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 4.00 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 3.49 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 13.88 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 6.87 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 950.34 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 891.92 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.24 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 422.90 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -363.39 Mn
10 Oportun Financial 279.87 Mn 149.49 Mn - 91.33 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 91.33 Mn
Dec 31, 2025 83.84 Mn
Sep 30, 2025 90.81 Mn
Jun 30, 2025 94.44 Mn
Mar 31, 2025 92.67 Mn
Dec 31, 2024 89.48 Mn
Sep 30, 2024 102.08 Mn
Jun 30, 2024 109.18 Mn
Mar 31, 2024 109.64 Mn
Dec 31, 2023 129.38 Mn
Sep 30, 2023 122.51 Mn
Jun 30, 2023 136.10 Mn
Mar 31, 2023 146.34 Mn
Dec 31, 2022 151.37 Mn
Sep 30, 2022 259.35 Mn
Jun 30, 2022 157.89 Mn
Mar 31, 2022 147.34 Mn
Dec 31, 2021 139.64 Mn
Sep 30, 2021 111.40 Mn
Jun 30, 2021 110.39 Mn