Oportun Financial (OPRT) Operating Expenses (2018 - 2026)
Oportun Financial (OPRT) reported Operating Expenses of $91.3 million for Q1 2026, down 1.45% on a YoY basis from $92.7 million in Q1 2025, and up 8.93% quarter-over-quarter from $83.8 million in Q4 2025.
Oportun Financial (OPRT) Operating Expenses (2018 - 2026) Analysis & Trends
Oportun Financial has reported Operating Expenses for 9 years, with the latest figure at $91.3 million in Q1 2026.
- For the quarter ending Q1 2026, Operating Expenses fell 1.45% year-over-year to $91.3 million; the trailing twelve-month figure through Mar 2026 stood at $360.4 million (down 8.39% YoY), and the FY2025 full-year result was $361.8 million, down 11.85% from the prior year.
- Operating Expenses for Q1 2026 stood at $91.3 million, up from $83.8 million in the prior quarter.
- The five-year high for Operating Expenses was $259.3 million in Q3 2022, with the low at $83.8 million in Q4 2025.
- Historically, Operating Expenses has averaged $124.3 million across 5 years, with a median of $109.6 million in 2024.
- Annual changes were most pronounced in 2022 — Operating Expenses jumped 132.8% — and 2023, when it plunged 52.76%.
- Oportun Financial's Operating Expenses stood at $151.4 million in 2022, then dropped by 14.53% to $129.4 million in 2023, then tumbled by 30.84% to $89.5 million in 2024, then slipped by 6.3% to $83.8 million in 2025, then gained by 8.93% to $91.3 million in 2026.
- The last three Operating Expenses figures came in at $91.3 million (Q1 2026), $83.8 million (Q4 2025), and $90.8 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 4.00 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 3.49 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 13.88 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 8.46 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 6.87 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 1.32 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 950.34 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 891.92 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 1.24 Bn |
| 10 | Oportun Financial | 225.32 Mn | 94.94 Mn | - | 91.33 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 91.33 Mn |
| Dec 31, 2025 | 83.84 Mn |
| Sep 30, 2025 | 90.81 Mn |
| Jun 30, 2025 | 94.44 Mn |
| Mar 31, 2025 | 92.67 Mn |
| Dec 31, 2024 | 89.48 Mn |
| Sep 30, 2024 | 102.08 Mn |
| Jun 30, 2024 | 109.18 Mn |
| Mar 31, 2024 | 109.64 Mn |
| Dec 31, 2023 | 129.38 Mn |
| Sep 30, 2023 | 122.51 Mn |
| Jun 30, 2023 | 136.10 Mn |
| Mar 31, 2023 | 146.34 Mn |
| Dec 31, 2022 | 151.37 Mn |
| Sep 30, 2022 | 259.35 Mn |
| Jun 30, 2022 | 157.89 Mn |
| Mar 31, 2022 | 147.34 Mn |
| Dec 31, 2021 | 139.64 Mn |
| Sep 30, 2021 | 111.40 Mn |
| Jun 30, 2021 | 110.39 Mn |