Oportun Financial (OPRT) Operating Expenses (2018 - 2026)
Oportun Financial's Operating Expenses came in at $90.01 million for Q2 2026, down 4.7% from $94.44 million a year earlier and down 1.4% from the prior quarter.
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Analysis
Oportun Financial (OPRT) Operating Expenses (2018 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Oportun Financial reported Operating Expenses of $355.99 million, down 6.0% year-over-year; for FY2025, it was $361.76 million, down 11.8% from FY2024.
- Operating Expenses has declined in each of the last three years, with a five-year compound annual growth rate of -1.7% (FY2020 to FY2025).
- Going back by year, Operating Expenses was $410.38 million in FY2024 (-23.2%), $534.32 million in FY2023 (-25.4%), $715.94 million in FY2022 (+53.1%) and $467.69 million in FY2021 (+19.0%).
- The five-year range for quarterly Operating Expenses is $83.84 million (Q4 2025) to $259.35 million (Q3 2022).
- Year-over-year, Operating Expenses has declined for 14 consecutive quarters, with an average decline of 12.5% over the last eight quarters.
- The fastest year-over-year change in Operating Expenses over five years came in Q3 2022 (growth of 132.8%), and the weakest in Q3 2023 (a decline of 52.8%).
- Business Quant data shows OPRT's Operating Expenses at $91.33 million (Q1 2026), $83.84 million (Q4 2025) and $90.81 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | 2.33 Bn |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | 279.27 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 2.12 Bn |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | 173.18 Mn |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 1.37 Bn |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 1.08 Bn |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | 53.21 Mn |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | 429.00 Mn |
| 10 | Oportun Financial | 563.88 Mn | 7.21 Mn | - | 91.98 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 91.98 Mn |
| Jun 30, 2026 | 90.01 Mn |
| Mar 31, 2026 | 91.33 Mn |
| Dec 31, 2025 | 83.84 Mn |
| Sep 30, 2025 | 90.81 Mn |
| Jun 30, 2025 | 94.44 Mn |
| Mar 31, 2025 | 92.67 Mn |
| Dec 31, 2024 | 89.48 Mn |
| Sep 30, 2024 | 102.08 Mn |
| Jun 30, 2024 | 109.18 Mn |
| Mar 31, 2024 | 109.64 Mn |
| Dec 31, 2023 | 129.38 Mn |
| Sep 30, 2023 | 122.51 Mn |
| Jun 30, 2023 | 136.10 Mn |
| Mar 31, 2023 | 146.34 Mn |
| Dec 31, 2022 | 151.37 Mn |
| Sep 30, 2022 | 259.35 Mn |
| Jun 30, 2022 | 157.89 Mn |
| Mar 31, 2022 | 147.34 Mn |
| Dec 31, 2021 | 139.64 Mn |
API Access
Oportun Financial Operating Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-expenses&ticker=OPRT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-expenses", "ticker": "OPRT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-expenses&ticker=OPRT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();