Oportun Financial (OPRT) Operating Expenses (2018 - 2026)

Oportun Financial's (OPRT) quarterly Operating Expenses came in at $91.3 million in Q1 2026, down 1.45% YoY from $92.7 million in Q1 2025, and up 8.93% on a QoQ basis from $83.8 million in Q4 2025.

Oportun Financial (OPRT) Operating Expenses (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has 9 years of Operating Expenses data on file, last reported at $91.3 million in Q1 2026.

  • Quarterly Operating Expenses fell 1.45% year-over-year to $91.3 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $360.4 million (down 8.39% YoY) and the FY2025 annual result came in at $361.8 million, down 11.85% from the prior year.
  • Operating Expenses advanced to $91.3 million in Q1 2026, from $83.8 million in the prior quarter.
  • In the past five years, Operating Expenses ranged from a high of $259.3 million in Q3 2022 to a low of $83.8 million in Q4 2025.
  • A 5-year average of $124.3 million and a median of $109.6 million in 2024 frame the typical range for Operating Expenses.
  • Annual changes were most pronounced in 2022 — Operating Expenses jumped 132.8% — and 2023, when it plunged 52.76%.
  • Tracing OPRT's Operating Expenses over 5 years: stood at $151.4 million in 2022, then dropped by 14.53% to $129.4 million in 2023, then tumbled by 30.84% to $89.5 million in 2024, then slipped by 6.3% to $83.8 million in 2025, then gained by 8.93% to $91.3 million in 2026.
  • The last three Operating Expenses figures came in at $91.3 million (Q1 2026), $83.8 million (Q4 2025), and $90.8 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 4.76 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 3.69 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 14.48 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 9.04 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 7.26 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 1.33 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 950.34 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 891.92 Mn
10 Oportun Financial 382.81 Mn 303.34 Mn - 91.33 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 91.33 Mn
Dec 31, 2025 83.84 Mn
Sep 30, 2025 90.81 Mn
Jun 30, 2025 94.44 Mn
Mar 31, 2025 92.67 Mn
Dec 31, 2024 89.48 Mn
Sep 30, 2024 102.08 Mn
Jun 30, 2024 109.18 Mn
Mar 31, 2024 109.64 Mn
Dec 31, 2023 129.38 Mn
Sep 30, 2023 122.51 Mn
Jun 30, 2023 136.10 Mn
Mar 31, 2023 146.34 Mn
Dec 31, 2022 151.37 Mn
Sep 30, 2022 259.35 Mn
Jun 30, 2022 157.89 Mn
Mar 31, 2022 147.34 Mn
Dec 31, 2021 139.64 Mn
Sep 30, 2021 111.40 Mn
Jun 30, 2021 110.39 Mn