Oportun Financial (OPRT) EBT Margin (2018 - 2026)

Oportun Financial (OPRT) has 9 years of EBT Margin data on file, last reported at 1.56% in Q1 2026.

• Quarterly EBT Margin fell 402.0% year-over-year to 1.56% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 6.52% (up 3201.0% YoY) and the FY2025 annual result came in at 10.86%, up 4988.0% from the prior year.
• EBT Margin eased to 1.56% in Q1 2026, from 7.26% in the prior quarter.
• In the past five years, EBT Margin ranged from a high of 28.13% in Q1 2022 to a low of 54.54% in Q1 2023.
• A 5-year average of 9.77% and a median of 6.55% in 2023 frame the typical range for EBT Margin.
• Annual changes were most pronounced in 2023 — EBT Margin tumbled 8267 bps — and 2024, when it soared 4237 bps.
• Tracing OPRT's EBT Margin over 5 years: stood at 3.02% in 2022, then tumbled by 621 bps to 21.81% in 2023, then soared by 96 bps to 0.86% in 2024, then surged by 946 bps to 7.26% in 2025, then sank by 79 bps to 1.56% in 2026.
• The last three EBT Margin figures came in at 1.56% (Q1 2026), 7.26% (Q4 2025), and 13.56% (Q3 2025), per Business Quant data.