Oportun Financial (OPRT) EBT Margin (2018 - 2026)

Oportun Financial has reported EBT Margin for 9 years, with the latest figure at 1.56% in Q1 2026.

• For the quarter ending Q1 2026, EBT Margin fell 1088.0% year-over-year to 1.56%; the trailing twelve-month figure through Mar 2026 stood at 3.19% (down 2830.0% YoY), and the FY2025 full-year result was 4.61%, up 4362.0% from the prior year.
• EBT Margin for Q1 2026 stood at 1.56%, up from 1.02% in the prior quarter.
• The five-year high for EBT Margin was 26.86% in Q1 2022, with the low at 81.87% in Q2 2024.
• Historically, EBT Margin has averaged 13.86% across 5 years, with a median of 8.73% in 2022.
• Annual changes were most pronounced in 2023 — EBT Margin sank 8140 bps — and 2025, when it jumped 9154 bps.
• Oportun Financial's EBT Margin stood at 15.86% in 2022, then slumped by 238 bps to 21.81% in 2023, then soared by 96 bps to 0.86% in 2024, then soared by 219 bps to 1.02% in 2025, then soared by 52 bps to 1.56% in 2026.
• The last three EBT Margin figures came in at 1.56% (Q1 2026), 1.02% (Q4 2025), and 13.56% (Q3 2025), per Business Quant data.