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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Oportun Financial (OPRT) EBT Margin (2018 - 2025)

Historic EBT Margin for Oportun Financial (OPRT) over the last 8 years, with Q3 2025 value amounting to 5.97%.

  • Oportun Financial's EBT Margin rose 217600.0% to 5.97% in Q3 2025 from the same period last year, while for Sep 2025 it was 4.32%, marking a year-over-year increase of 217200.0%. This contributed to the annual value of 11.5% for FY2024, which is 125000.0% up from last year.
  • Per Oportun Financial's latest filing, its EBT Margin stood at 5.97% for Q3 2025, which was up 217600.0% from 4.31% recorded in Q2 2025.
  • In the past 5 years, Oportun Financial's EBT Margin registered a high of 26.86% during Q1 2022, and its lowest value of 54.54% during Q1 2023.
  • In the last 5 years, Oportun Financial's EBT Margin had a median value of 3.02% in 2022 and averaged 6.07%.
  • Its EBT Margin has fluctuated over the past 5 years, first tumbled by -814000bps in 2023, then skyrocketed by 423700bps in 2024.
  • Quarter analysis of 5 years shows Oportun Financial's EBT Margin stood at 10.76% in 2021, then plummeted by -128bps to 3.02% in 2022, then tumbled by -621bps to 21.81% in 2023, then skyrocketed by 107bps to 1.56% in 2024, then surged by 283bps to 5.97% in 2025.
  • Its EBT Margin stands at 5.97% for Q3 2025, versus 4.31% for Q2 2025 and 5.58% for Q1 2025.