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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Oportun Financial (OPRT) EBT Margin: 2018-2025

Historic EBT Margin for Oportun Financial (OPRT) over the last 7 years, with Sep 2025 value amounting to 5.97%.

  • Oportun Financial's EBT Margin rose 2176.00% to 5.97% in Q3 2025 from the same period last year, while for Sep 2025 it was 4.32%, marking a year-over-year increase of 2172.00%. This contributed to the annual value of -11.50% for FY2024, which is 1250.00% up from last year.
  • Oportun Financial's EBT Margin amounted to 5.97% in Q3 2025, which was up 38.35% from 4.31% recorded in Q2 2025.
  • Oportun Financial's 5-year EBT Margin high stood at 26.86% for Q1 2022, and its period low was -54.54% during Q1 2023.
  • In the last 3 years, Oportun Financial's EBT Margin had a median value of -12.17% in 2024 and averaged -11.55%.
  • As far as peak fluctuations go, Oportun Financial's EBT Margin tumbled by 8,140bps in 2023, and later spiked by 4,237bps in 2024.
  • Oportun Financial's EBT Margin (Quarterly) stood at 10.76% in 2021, then plummeted by 1,379bps to -3.02% in 2022, then crashed by 1,879bps to -21.81% in 2023, then surged by 2,337bps to 1.56% in 2024, then spiked by 2,176bps to 5.97% in 2025.
  • Its EBT Margin stands at 5.97% for Q3 2025, versus 4.31% for Q2 2025 and 5.58% for Q1 2025.