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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Oportun Financial (OPRT) EBT Margin (2018 - 2025)

Oportun Financial's EBT Margin history spans 8 years, with the latest figure at 1.02% for Q4 2025.

  • For Q4 2025, EBT Margin rose 188.0% year-over-year to 1.02%; the TTM value through Dec 2025 reached 3.26%, up 9623.0%, while the annual FY2025 figure was 4.61%, 4362.0% up from the prior year.
  • EBT Margin reached 1.02% in Q4 2025 per OPRT's latest filing, down from 5.97% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 28.13% in Q1 2022 to a low of 54.54% in Q1 2023.
  • Average EBT Margin over 5 years is 5.03%, with a median of 0.08% recorded in 2025.
  • Peak YoY movement for EBT Margin: crashed -8267bps in 2023, then surged 4407bps in 2025.
  • A 5-year view of EBT Margin shows it stood at 21.35% in 2021, then tumbled by -114bps to 3.02% in 2022, then surged by 469bps to 11.15% in 2023, then tumbled by -108bps to 0.86% in 2024, then surged by 219bps to 1.02% in 2025.
  • Per Business Quant, the three most recent readings for OPRT's EBT Margin are 1.02% (Q4 2025), 5.97% (Q3 2025), and 4.31% (Q2 2025).