Oportun Financial (OPRT) EBT Margin (2018 - 2026)

Oportun Financial (OPRT) has reported EBT Margin for 9 consecutive years, with 1.56% the latest figure, recorded in Q1 2026.

• EBT Margin for Q1 2026 came in at 1.56%, down 1088.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 3.19% (down 2830.0% YoY), and the FY2025 annual result was 4.61%, up 4362.0% from the prior year.
• EBT Margin was 1.56% for Q1 2026 at Oportun Financial, up from 1.02% in the prior quarter.
• Over five years, EBT Margin peaked at 26.86% in Q1 2022 and troughed at 81.87% in Q2 2024.
• Average EBT Margin over 5 years is 13.86%, with a median of 8.73% recorded in 2022.
• Year-over-year, EBT Margin tumbled 8140 bps in 2023 and soared 9154 bps in 2025.
• Over 5 years, EBT Margin stood at 15.86% in 2022, then sank by 238 bps to 21.81% in 2023, then soared by 96 bps to 0.86% in 2024, then soared by 219 bps to 1.02% in 2025, then soared by 52 bps to 1.56% in 2026.
• Per Business Quant data, the three most recent EBT Margin figures were 1.56% in Q1 2026, 1.02% in Q4 2025, and 13.56% in Q3 2025.