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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Oportun Financial (OPRT) EBT Margin (2018 - 2025)

Oportun Financial (OPRT) has disclosed EBT Margin for 8 consecutive years, with 2.17% as the latest value for Q4 2025.

  • For the quarter ending Q4 2025, EBT Margin fell 265.0% year-over-year to 2.17%, compared with a TTM value of 10.86% through Dec 2025, up 2236.0%, and an annual FY2025 reading of 10.86%, up 2236.0% over the prior year.
  • EBT Margin was 2.17% for Q4 2025 at Oportun Financial, down from 3.86% in the prior quarter.
  • Across five years, EBT Margin topped out at 26.86% in Q1 2022 and bottomed at 79.44% in Q4 2023.
  • Average EBT Margin over 5 years is 10.17%, with a median of 0.84% recorded in 2025.
  • The sharpest move saw EBT Margin crashed -9660bps in 2022, then surged 7993bps in 2024.
  • Year by year, EBT Margin stood at 10.76% in 2021, then crashed by -128bps to 3.02% in 2022, then tumbled by -2527bps to 79.44% in 2023, then soared by 101bps to 0.49% in 2024, then plummeted by -543bps to 2.17% in 2025.
  • Business Quant data shows EBT Margin for OPRT at 2.17% in Q4 2025, 3.86% in Q3 2025, and 4.31% in Q2 2025.