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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Oportun Financial (OPRT) EBT Margin (2018 - 2026)

Oportun Financial filings provide 8 years of EBT Margin readings, the most recent being 2.17% for Q4 2025.

  • On a quarterly basis, EBT Margin fell 635.0% to 2.17% in Q4 2025 year-over-year; TTM through Dec 2025 was 15.97%, a 3984.0% increase, with the full-year FY2025 number at 10.86%, up 4988.0% from a year prior.
  • EBT Margin hit 2.17% in Q4 2025 for Oportun Financial, down from 5.97% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 26.86% in Q1 2022 to a low of 2945.54% in Q1 2023.
  • Median EBT Margin over the past 5 years was 0.39% (2025), compared with a mean of 153.79%.
  • Biggest five-year swings in EBT Margin: tumbled -297239bps in 2023 and later skyrocketed 290704bps in 2024.
  • Oportun Financial's EBT Margin stood at 8.13% in 2021, then surged by 95bps to 15.86% in 2022, then tumbled by -238bps to 21.81% in 2023, then surged by 119bps to 4.19% in 2024, then plummeted by -152bps to 2.17% in 2025.
  • The last three reported values for EBT Margin were 2.17% (Q4 2025), 5.97% (Q3 2025), and 9.67% (Q2 2025) per Business Quant data.