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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Oportun Financial (OPRT) FCF Margin: 2018-2025

Historic FCF Margin for Oportun Financial (OPRT) over the last 7 years, with Sep 2025 value amounting to 38.93%.

  • Oportun Financial's FCF Margin fell 255.00% to 38.93% in Q3 2025 from the same period last year, while for Sep 2025 it was 38.73%, marking a year-over-year increase of 33.00%. This contributed to the annual value of 37.37% for FY2024, which is 316.00% up from last year.
  • As of Q3 2025, Oportun Financial's FCF Margin stood at 38.93%, which was down 6.99% from 41.86% recorded in Q2 2025.
  • Oportun Financial's 5-year FCF Margin high stood at 41.86% for Q2 2025, and its period low was 9.24% during Q1 2021.
  • Its 3-year average for FCF Margin is 37.03%, with a median of 38.16% in 2023.
  • Examining YoY changes over the last 5 years, Oportun Financial's FCF Margin showed a top increase of 2,085bps in 2021 and a maximum decrease of 1,931bps in 2021.
  • Over the past 5 years, Oportun Financial's FCF Margin (Quarterly) stood at 26.66% in 2021, then surged by 253bps to 29.19% in 2022, then surged by 897bps to 38.16% in 2023, then tumbled by 414bps to 34.03% in 2024, then slumped by 255bps to 38.93% in 2025.
  • Its FCF Margin stands at 38.93% for Q3 2025, versus 41.86% for Q2 2025 and 40.44% for Q1 2025.