Growth Metrics

Oportun Financial (OPRT) FCF Margin (2018 - 2025)

Historic FCF Margin for Oportun Financial (OPRT) over the last 8 years, with Q3 2025 value amounting to 38.93%.

  • Oportun Financial's FCF Margin fell 25500.0% to 38.93% in Q3 2025 from the same period last year, while for Sep 2025 it was 38.73%, marking a year-over-year increase of 3300.0%. This contributed to the annual value of 37.37% for FY2024, which is 31600.0% up from last year.
  • Latest data reveals that Oportun Financial reported FCF Margin of 38.93% as of Q3 2025, which was down 25500.0% from 41.86% recorded in Q2 2025.
  • Over the past 5 years, Oportun Financial's FCF Margin peaked at 41.86% during Q2 2025, and registered a low of 9.24% during Q1 2021.
  • In the last 5 years, Oportun Financial's FCF Margin had a median value of 33.05% in 2024 and averaged 30.18%.
  • Examining YoY changes over the last 5 years, Oportun Financial's FCF Margin showed a top increase of 208500bps in 2021 and a maximum decrease of -193100bps in 2021.
  • Over the past 5 years, Oportun Financial's FCF Margin (Quarter) stood at 26.66% in 2021, then rose by 10bps to 29.19% in 2022, then surged by 31bps to 38.16% in 2023, then decreased by -11bps to 34.03% in 2024, then grew by 14bps to 38.93% in 2025.
  • Its FCF Margin was 38.93% in Q3 2025, compared to 41.86% in Q2 2025 and 40.44% in Q1 2025.