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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Oportun Financial (OPRT) FCF Margin (2018 - 2025)

Oportun Financial's FCF Margin history spans 8 years, with the latest figure at 16.01% for Q4 2025.

  • For Q4 2025, FCF Margin rose 3475.0% year-over-year to 16.01%; the TTM value through Dec 2025 reached 28.82%, down 27334.0%, while the annual FY2025 figure was 40.67%, 8614.0% down from the prior year.
  • FCF Margin reached 16.01% in Q4 2025 per OPRT's latest filing, down from 38.93% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 104.57% in Q1 2024 to a low of 19.51% in Q4 2023.
  • Average FCF Margin over 5 years is 30.19%, with a median of 28.42% recorded in 2022.
  • Peak YoY movement for FCF Margin: skyrocketed 7950bps in 2024, then crashed -6413bps in 2025.
  • A 5-year view of FCF Margin shows it stood at 67.39% in 2021, then crashed by -57bps to 29.19% in 2022, then plummeted by -167bps to 19.51% in 2023, then increased by 4bps to 18.74% in 2024, then soared by 185bps to 16.01% in 2025.
  • Per Business Quant, the three most recent readings for OPRT's FCF Margin are 16.01% (Q4 2025), 38.93% (Q3 2025), and 41.86% (Q2 2025).