Oportun Financial (OPRT) FCF Margin (2018 - 2026)

Oportun Financial (OPRT) has reported FCF Margin for 9 consecutive years, with 42.5% the latest figure, recorded in Q1 2026.

• FCF Margin for Q1 2026 came in at 42.5%, down 4765.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 36.21% (up 20656.0% YoY), and the FY2025 annual result was 40.67%, down 8614.0% from the prior year.
• FCF Margin was 42.5% for Q1 2026 at Oportun Financial, up from 16.01% in the prior quarter.
• Over five years, FCF Margin peaked at 170.69% in Q2 2024 and troughed at 153.11% in Q4 2022.
• Average FCF Margin over 5 years is 45.42%, with a median of 37.52% recorded in 2023.
• Year-over-year, FCF Margin plunged 17878 bps in 2022 and jumped 19127 bps in 2023.
• Over 5 years, FCF Margin stood at 153.11% in 2022, then surged by 125 bps to 38.16% in 2023, then sank by 149 bps to 18.74% in 2024, then jumped by 185 bps to 16.01% in 2025, then jumped by 165 bps to 42.5% in 2026.
• Per Business Quant data, the three most recent FCF Margin figures were 42.5% in Q1 2026, 16.01% in Q4 2025, and 88.46% in Q3 2025.