Oportun Financial Corp (OPRT) FCF Margin (2018 - 2026)
Oportun Financial (OPRT) posted FCF Margin of 46.87% for Q2 2026, up 2.27 percentage points from 44.60% a year earlier and up 1.53 percentage points from the prior quarter.
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Oportun Financial Corp (OPRT) FCF Margin (2018 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, FCF Margin at Oportun Financial was 44.38%, up 2.64 percentage points year-over-year; for FY2025, it came in at 43.21%, up 3.93 percentage points from FY2024.
- Annual FCF Margin has increased for four consecutive years, with a five-year change of +17.85 percentage points (FY2020 to FY2025).
- In prior years, Oportun Financial's FCF Margin was 39.28% in FY2024 (+2.12 pp), 37.16% in FY2023 (+11.77 pp), 25.39% in FY2022 (+1.28 pp) and 24.12% in FY2021 (-1.25 pp).
- The Q2 2026 figure stands as the highest quarterly FCF Margin in data going back to Q4 2018.
- On a year-over-year basis, FCF Margin has increased in each of the last three quarters, with an average year-over-year change of +2.49 percentage points over the last eight quarters.
- The strongest year-over-year quarter for FCF Margin in the past five years was Q4 2021, with a gain of 17.05 percentage points; the weakest was Q4 2024, with a drop of 4.04 percentage points.
- According to Business Quant data, FCF Margin for the three prior quarters was 45.34% (Q1 2026), 43.94% (Q4 2025) and 41.49% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 46.87% |
| Mar 31, 2026 | 45.34% |
| Dec 31, 2025 | 43.94% |
| Sep 30, 2025 | 41.49% |
| Jun 30, 2025 | 44.60% |
| Mar 31, 2025 | 42.80% |
| Dec 31, 2024 | 36.44% |
| Sep 30, 2024 | 43.40% |
| Jun 30, 2024 | 43.02% |
| Mar 31, 2024 | 34.29% |
| Dec 31, 2023 | 40.48% |
| Sep 30, 2023 | 39.93% |
| Jun 30, 2023 | 38.47% |
| Mar 31, 2023 | 29.60% |
| Dec 31, 2022 | 33.80% |
| Sep 30, 2022 | 27.07% |
| Jun 30, 2022 | 23.51% |
| Mar 31, 2022 | 17.96% |
| Dec 31, 2021 | 25.75% |
| Sep 30, 2021 | 30.91% |
API Access
Oportun Financial Corp FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=OPRT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "OPRT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=OPRT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();