Oportun Financial (OPRT) FCF Margin (2018 - 2026)

Oportun Financial (OPRT) has 9 years of FCF Margin data on file, last reported at 42.5% in Q1 2026.

• Quarterly FCF Margin rose 206.0% year-over-year to 42.5% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 73.93% (down 6396.0% YoY) and the FY2025 annual result came in at 95.87%, down 3093.0% from the prior year.
• FCF Margin slipped to 42.5% in Q1 2026, from 113.55% in the prior quarter.
• In the past five years, FCF Margin ranged from a high of 118.22% in Q3 2023 to a low of 18.74% in Q4 2024.
• A 5-year average of 46.18% and a median of 38.16% in 2023 frame the typical range for FCF Margin.
• Annual changes were most pronounced in 2024 — FCF Margin plunged 7674 bps — and 2025, when it jumped 13229 bps.
• Tracing OPRT's FCF Margin over 5 years: stood at 29.19% in 2022, then jumped by 31 bps to 38.16% in 2023, then slumped by 149 bps to 18.74% in 2024, then soared by 706 bps to 113.55% in 2025, then tumbled by 63 bps to 42.5% in 2026.
• The last three FCF Margin figures came in at 42.5% (Q1 2026), 113.55% (Q4 2025), and 88.46% (Q3 2025), per Business Quant data.