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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Oportun Financial (OPRT) FCF Margin (2018 - 2025)

Historic FCF Margin for Oportun Financial (OPRT) over the last 8 years, with Q3 2025 value amounting to 38.93%.

  • Oportun Financial's FCF Margin fell 25500.0% to 38.93% in Q3 2025 from the same period last year, while for Sep 2025 it was 38.73%, marking a year-over-year increase of 3300.0%. This contributed to the annual value of 37.37% for FY2024, which is 31600.0% up from last year.
  • As of Q3 2025, Oportun Financial's FCF Margin stood at 38.93%, which was down 25500.0% from 41.86% recorded in Q2 2025.
  • Oportun Financial's FCF Margin's 5-year high stood at 41.86% during Q2 2025, with a 5-year trough of 9.24% in Q1 2021.
  • For the 5-year period, Oportun Financial's FCF Margin averaged around 30.18%, with its median value being 33.05% (2024).
  • Within the past 5 years, the most significant YoY rise in Oportun Financial's FCF Margin was 208500bps (2021), while the steepest drop was -193100bps (2021).
  • Quarter analysis of 5 years shows Oportun Financial's FCF Margin stood at 26.66% in 2021, then grew by 10bps to 29.19% in 2022, then soared by 31bps to 38.16% in 2023, then fell by -11bps to 34.03% in 2024, then increased by 14bps to 38.93% in 2025.
  • Its FCF Margin stands at 38.93% for Q3 2025, versus 41.86% for Q2 2025 and 40.44% for Q1 2025.