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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Oportun Financial (OPRT) FCF Margin (2018 - 2025)

Oportun Financial (OPRT) has disclosed FCF Margin for 8 consecutive years, with 33.87% as the latest value for Q4 2025.

  • For the quarter ending Q4 2025, FCF Margin fell 4454.0% year-over-year to 33.87%, compared with a TTM value of 95.87% through Dec 2025, up 5850.0%, and an annual FY2025 reading of 95.87%, up 5850.0% over the prior year.
  • FCF Margin was 33.87% for Q4 2025 at Oportun Financial, down from 25.2% in the prior quarter.
  • Across five years, FCF Margin topped out at 139.02% in Q4 2023 and bottomed at 34.67% in Q3 2024.
  • Average FCF Margin over 5 years is 34.49%, with a median of 28.42% recorded in 2022.
  • The sharpest move saw FCF Margin skyrocketed 10982bps in 2023, then tumbled -15289bps in 2024.
  • Year by year, FCF Margin stood at 26.66% in 2021, then grew by 10bps to 29.19% in 2022, then surged by 376bps to 139.02% in 2023, then crashed by -92bps to 10.67% in 2024, then crashed by -417bps to 33.87% in 2025.
  • Business Quant data shows FCF Margin for OPRT at 33.87% in Q4 2025, 25.2% in Q3 2025, and 41.86% in Q2 2025.