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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Oportun Financial (OPRT) FCF Margin (2018 - 2026)

Oportun Financial filings provide 8 years of FCF Margin readings, the most recent being 33.87% for Q4 2025.

  • On a quarterly basis, FCF Margin fell 12530.0% to 33.87% in Q4 2025 year-over-year; TTM through Dec 2025 was 140.95%, a 6337.0% increase, with the full-year FY2025 number at 95.87%, down 3093.0% from a year prior.
  • FCF Margin hit 33.87% in Q4 2025 for Oportun Financial, down from 38.93% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 1354.24% in Q1 2023 to a low of 153.11% in Q4 2022.
  • Median FCF Margin over the past 5 years was 36.69% (2023), compared with a mean of 100.02%.
  • Biggest five-year swings in FCF Margin: soared 134123bps in 2023 and later plummeted -124967bps in 2024.
  • Oportun Financial's FCF Margin stood at 20.15% in 2021, then tumbled by -860bps to 153.11% in 2022, then skyrocketed by 125bps to 38.16% in 2023, then skyrocketed by 140bps to 91.43% in 2024, then tumbled by -137bps to 33.87% in 2025.
  • The last three reported values for FCF Margin were 33.87% (Q4 2025), 38.93% (Q3 2025), and 93.83% (Q2 2025) per Business Quant data.