Oportun Financial (OPRT) Return on Invested Capital (2019 - 2026)
Oportun Financial (OPRT) reported Return on Invested Capital of 0.0% for Q1 2026, little changed on a YoY basis from 0.0% in Q1 2025, and down 30.43% quarter-over-quarter from 0.0% in Q4 2025.
Oportun Financial (OPRT) Return on Invested Capital (2019 - 2026) Analysis & Trends
Oportun Financial has reported Return on Invested Capital for 8 years, with the latest figure at 0.0% in Q1 2026.
- For the quarter ending Q1 2026, Return on Invested Capital changed 0.0% year-over-year to 0.0%; the trailing twelve-month figure through Mar 2026 stood at 0.0% (changed 0.0% YoY), and the FY2025 full-year result was 0.0%, changed 0.0% from the prior year.
- Return on Invested Capital for Q1 2026 stood at 0.0%, down from 0.0% in the prior quarter.
- The five-year high for Return on Invested Capital was 0.0% in Q1 2022, with the low at 0.01% in Q2 2023.
- Historically, Return on Invested Capital has averaged 0.0% across 5 years, with a median of 0.0% in 2025.
- Annual changes were most pronounced in 2022 — Return on Invested Capital changed 0 bps — and 2023, when it slipped 1 bps.
- Oportun Financial's Return on Invested Capital stood at 0.0% in 2022, then tumbled by 266 bps to 0.0% in 2023, then soared by 46 bps to 0.0% in 2024, then surged by 128 bps to 0.0% in 2025, then sank by 30 bps to 0.0% in 2026.
- The last three Return on Invested Capital figures came in at 0.0% (Q1 2026), 0.0% (Q4 2025), and 0.0% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.00% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 0.02% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.00% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.00% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.00% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.00% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.00% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.00% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.00% |
| 10 | Oportun Financial | 225.32 Mn | 94.94 Mn | - | 0.00% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.00% |
| Dec 31, 2025 | 0.00% |
| Sep 30, 2025 | 0.00% |
| Jun 30, 2025 | 0.00% |
| Mar 31, 2025 | 0.00% |
| Dec 31, 2024 | 0.00% |
| Sep 30, 2024 | 0.00% |
| Jun 30, 2024 | 0.00% |
| Mar 31, 2024 | 0.00% |
| Dec 31, 2023 | 0.00% |
| Sep 30, 2023 | 0.00% |
| Jun 30, 2023 | -0.01% |
| Mar 31, 2023 | 0.00% |
| Dec 31, 2022 | 0.00% |
| Sep 30, 2022 | 0.00% |
| Jun 30, 2022 | 0.00% |
| Mar 31, 2022 | 0.00% |
| Dec 31, 2021 | 0.00% |
| Sep 30, 2021 | 0.00% |
| Jun 30, 2021 | 0.00% |