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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Oportun Financial (OPRT) Return on Invested Capital (2019 - 2025)

Oportun Financial's Return on Invested Capital history spans 7 years, with the latest figure at 0.07% for Q4 2025.

  • For Q4 2025, Return on Invested Capital rose 30.0% year-over-year to 0.07%; the TTM value through Dec 2025 reached 0.07%, up 30.0%, while the annual FY2025 figure was 0.07%, 28.0% up from the prior year.
  • Return on Invested Capital reached 0.07% in Q4 2025 per OPRT's latest filing, down from 0.08% in the prior quarter.
  • In the past five years, Return on Invested Capital ranged from a high of 0.13% in Q1 2022 to a low of 0.51% in Q2 2023.
  • Average Return on Invested Capital over 5 years is 0.14%, with a median of 0.1% recorded in 2022.
  • Peak YoY movement for Return on Invested Capital: crashed -62bps in 2023, then surged 46bps in 2025.
  • A 5-year view of Return on Invested Capital shows it stood at 0.08% in 2021, then crashed by -251bps to 0.12% in 2022, then plummeted by -266bps to 0.43% in 2023, then skyrocketed by 46bps to 0.23% in 2024, then soared by 128bps to 0.07% in 2025.
  • Per Business Quant, the three most recent readings for OPRT's Return on Invested Capital are 0.07% (Q4 2025), 0.08% (Q3 2025), and 0.01% (Q2 2025).