Oportun Financial (OPRT) Asset Utilization Ratio (2019 - 2026)
Oportun Financial (OPRT) posted Asset Utilization Ratio of 0.34 for Q1 2026, up 13.18% quarter-over-quarter from 0.3 in Q4 2025, and up 577.37% year-on-year from 0.05 in Q1 2025.
Oportun Financial (OPRT) Asset Utilization Ratio (2019 - 2026) Analysis & Trends
Oportun Financial (OPRT) has reported Asset Utilization Ratio for 8 consecutive years, with 0.34 the latest figure, recorded in Q1 2026.
- Asset Utilization Ratio for Q1 2026 came in at 0.34, up 577.37% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.34 (up 577.37% YoY), and the FY2025 annual result was 0.3, up 231.77% from the prior year.
- Asset Utilization Ratio was 0.34 for Q1 2026 at Oportun Financial, up from 0.3 in the prior quarter.
- Over five years, Asset Utilization Ratio peaked at 0.34 in Q1 2026 and troughed at 0.07 in Q1 2025.
- Average Asset Utilization Ratio over 5 years is 0.17, with a median of 0.2 recorded in 2024.
- The widest YoY moves for Asset Utilization Ratio: up 1265.9% in 2025, down 126.16% in 2025.
- Over 5 years, Asset Utilization Ratio stood at 0.16 in 2022, then soared by 69.7% to 0.27 in 2023, then slumped by 109.58% to 0.03 in 2024, then surged by 1265.9% to 0.3 in 2025, then rose by 13.18% to 0.34 in 2026.
- Per Business Quant data, the three most recent Asset Utilization Ratio figures were 0.34 in Q1 2026, 0.3 in Q4 2025, and 0.04 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.45 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.64 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.24 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.42 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.16 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.08 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.04 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.14 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 0.00 |
| 10 | Oportun Financial | 279.87 Mn | 149.49 Mn | - | 0.34 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.34 |
| Dec 31, 2025 | 0.30 |
| Sep 30, 2025 | -0.04 |
| Jun 30, 2025 | -0.06 |
| Mar 31, 2025 | -0.07 |
| Dec 31, 2024 | -0.03 |
| Sep 30, 2024 | 0.20 |
| Jun 30, 2024 | 0.26 |
| Mar 31, 2024 | 0.27 |
| Dec 31, 2023 | 0.27 |
| Sep 30, 2023 | 0.17 |
| Jun 30, 2023 | 0.17 |
| Mar 31, 2023 | 0.17 |
| Dec 31, 2022 | 0.16 |
| Sep 30, 2022 | 0.25 |
| Jun 30, 2022 | 0.24 |
| Mar 31, 2022 | 0.25 |
| Dec 31, 2021 | 0.25 |
| Sep 30, 2021 | 0.34 |
| Jun 30, 2021 | 0.35 |