Oportun Financial (OPRT) Asset Utilization Ratio (2019 - 2026)

Oportun Financial (OPRT) reported Asset Utilization Ratio of 0.34 for Q1 2026, up 577.37% on a YoY basis from 0.05 in Q1 2025, and up 13.18% quarter-over-quarter from 0.3 in Q4 2025.

Oportun Financial (OPRT) Asset Utilization Ratio (2019 - 2026) Analysis & Trends

Oportun Financial has reported Asset Utilization Ratio for 8 years, with the latest figure at 0.34 in Q1 2026.

  • For the quarter ending Q1 2026, Asset Utilization Ratio rose 577.37% year-over-year to 0.34; the trailing twelve-month figure through Mar 2026 stood at 0.34 (up 577.37% YoY), and the FY2025 full-year result was 0.3, up 231.77% from the prior year.
  • Asset Utilization Ratio for Q1 2026 stood at 0.34, up from 0.3 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.34 in Q1 2026, with the low at 0.07 in Q1 2025.
  • Historically, Asset Utilization Ratio has averaged 0.17 across 5 years, with a median of 0.2 in 2024.
  • The largest YoY upside for Asset Utilization Ratio was 1265.9% in 2025 against a maximum downside of 126.16% in 2025.
  • Oportun Financial's Asset Utilization Ratio stood at 0.16 in 2022, then soared by 69.7% to 0.27 in 2023, then tumbled by 109.58% to 0.03 in 2024, then surged by 1265.9% to 0.3 in 2025, then climbed by 13.18% to 0.34 in 2026.
  • The last three Asset Utilization Ratio figures came in at 0.34 (Q1 2026), 0.3 (Q4 2025), and 0.04 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.45
2 Mastercard 437.55 Bn 427.34 Bn - 0.64
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.24
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.09
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.42
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.16
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.16
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.08
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.04
10 Oportun Financial 225.32 Mn 94.94 Mn - 0.34

Historic Data

Download Data
DateValue
Mar 31, 2026 0.34
Dec 31, 2025 0.30
Sep 30, 2025 -0.04
Jun 30, 2025 -0.06
Mar 31, 2025 -0.07
Dec 31, 2024 -0.03
Sep 30, 2024 0.20
Jun 30, 2024 0.26
Mar 31, 2024 0.27
Dec 31, 2023 0.27
Sep 30, 2023 0.17
Jun 30, 2023 0.17
Mar 31, 2023 0.17
Dec 31, 2022 0.16
Sep 30, 2022 0.25
Jun 30, 2022 0.24
Mar 31, 2022 0.25
Dec 31, 2021 0.25
Sep 30, 2021 0.34
Jun 30, 2021 0.35