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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Oportun Financial (OPRT) Asset Utilization Ratio: 2019-2025

Historic Asset Utilization Ratio for Oportun Financial (OPRT) over the last 6 years, with Sep 2025 value amounting to 0.30.

  • Oportun Financial's Asset Utilization Ratio fell 3.59% to 0.30 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.30, marking a year-over-year decrease of 3.59%. This contributed to the annual value of 0.30 for FY2024, which is 0.30% up from last year.
  • Oportun Financial's Asset Utilization Ratio amounted to 0.30 in Q3 2025, which was down 0.54% from 0.30 recorded in Q2 2025.
  • In the past 5 years, Oportun Financial's Asset Utilization Ratio registered a high of 0.32 during Q2 2024, and its lowest value of 0.24 during Q4 2021.
  • Its 3-year average for Asset Utilization Ratio is 0.30, with a median of 0.31 in 2023.
  • As far as peak fluctuations go, Oportun Financial's Asset Utilization Ratio declined by 20.37% in 2021, and later increased by 19.18% in 2023.
  • Quarterly analysis of 5 years shows Oportun Financial's Asset Utilization Ratio stood at 0.24 in 2021, then climbed by 12.48% to 0.27 in 2022, then grew by 16.02% to 0.31 in 2023, then increased by 0.10% to 0.31 in 2024, then dropped by 3.59% to 0.30 in 2025.
  • Its Asset Utilization Ratio was 0.30 in Q3 2025, compared to 0.30 in Q2 2025 and 0.31 in Q1 2025.