Oportun Financial (OPRT) Asset Utilization Ratio (2019 - 2026)
Oportun Financial filings provide 7 years of Asset Utilization Ratio readings, the most recent being 0.09 for Q4 2025.
- On a quarterly basis, Asset Utilization Ratio fell 42.49% to 0.09 in Q4 2025 year-over-year; TTM through Dec 2025 was 0.09, a 42.49% decrease, with the full-year FY2025 number at 0.13, up 40.74% from a year prior.
- Asset Utilization Ratio hit 0.09 in Q4 2025 for Oportun Financial, down from 0.21 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.26 in Q1 2024 to a low of 0.09 in Q4 2025.
- Median Asset Utilization Ratio over the past 5 years was 0.2 (2025), compared with a mean of 0.19.
- Biggest five-year swings in Asset Utilization Ratio: plummeted 61.99% in 2023 and later soared 166.3% in 2024.
- Oportun Financial's Asset Utilization Ratio stood at 0.26 in 2021, then plummeted by 39.88% to 0.16 in 2022, then skyrocketed by 49.76% to 0.23 in 2023, then crashed by 36.47% to 0.15 in 2024, then plummeted by 42.49% to 0.09 in 2025.
- The last three reported values for Asset Utilization Ratio were 0.09 (Q4 2025), 0.21 (Q3 2025), and 0.21 (Q2 2025) per Business Quant data.