Oportun Financial OPRT
NASDAQ OPRT
$7.36 -0.12 (-1.60%)
At close: Aug 28, 2026 · 4:00 PM EDT

Oportun Financial (OPRT) Asset Utilization Ratio (2019 - 2026)

Oportun Financial's (OPRT) quarterly Asset Utilization Ratio came in at 0.16 in Q1 2026, up 89.25% YoY from 0.09 in Q1 2025, and down 1.05% on a QoQ basis from 0.17 in Q4 2025.

Analysis

Oportun Financial (OPRT) Asset Utilization Ratio (2019 - 2026) Analysis & Trends

Oportun Financial (OPRT) has 8 years of Asset Utilization Ratio data on file, last reported at 0.16 in Q1 2026.

  • Quarterly Asset Utilization Ratio rose 89.25% year-over-year to 0.16 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.16 (up 89.25% YoY) and the FY2025 annual result came in at 0.13, up 40.74% from the prior year.
  • Asset Utilization Ratio slipped to 0.16 in Q1 2026, from 0.17 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 0.31 in Q3 2024 to a low of 0.0 in Q3 2025.
  • A 5-year average of 0.2 and a median of 0.23 in 2022 frame the typical range for Asset Utilization Ratio.
  • Annual changes were most pronounced in 2025 — Asset Utilization Ratio sank 101.02% — and 2026, when it surged 89.25%.
  • Tracing OPRT's Asset Utilization Ratio over 5 years: stood at 0.24 in 2022, then advanced by 5.96% to 0.26 in 2023, then sank by 64.32% to 0.09 in 2024, then surged by 82.51% to 0.17 in 2025, then fell by 1.05% to 0.16 in 2026.
  • The last three Asset Utilization Ratio figures came in at 0.16 (Q1 2026), 0.17 (Q4 2025), and 0.0 (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 0.47
2 Mastercard 518.33 Bn 504.84 Bn - 0.64
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 0.25
4 Capital One Financial 132.31 Bn 77.60 Bn - 0.09
5 PayPal Holdings 46.25 Bn 35.00 Bn - 0.42
6 Affirm Holdings 26.22 Bn 24.59 Bn - 0.29
7 Synchrony Financial 25.37 Bn 9.17 Bn - 0.16
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 0.08
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 0.04
10 Oportun Financial 338.19 Mn 198.60 Mn - 0.30
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.30
Mar 31, 2026 0.30
Dec 31, 2025 0.30
Sep 30, 2025 0.30
Jun 30, 2025 0.30
Mar 31, 2025 0.31
Dec 31, 2024 0.31
Sep 30, 2024 0.31
Jun 30, 2024 0.32
Mar 31, 2024 0.31
Dec 31, 2023 0.31
Sep 30, 2023 0.31
Jun 30, 2023 0.30
Mar 31, 2023 0.28
Dec 31, 2022 0.27
Sep 30, 2022 0.26
Jun 30, 2022 0.25
Mar 31, 2022 0.24
Dec 31, 2021 0.24
Sep 30, 2021 0.25