Oportun Financial (OPRT) Asset Utilization Ratio (2019 - 2026)
Oportun Financial (OPRT) reported Asset Utilization Ratio of 0.34 for Q1 2026, up 577.37% on a YoY basis from 0.05 in Q1 2025, and up 13.18% quarter-over-quarter from 0.3 in Q4 2025.
Oportun Financial (OPRT) Asset Utilization Ratio (2019 - 2026) Analysis & Trends
Oportun Financial has reported Asset Utilization Ratio for 8 years, with the latest figure at 0.34 in Q1 2026.
- For the quarter ending Q1 2026, Asset Utilization Ratio rose 577.37% year-over-year to 0.34; the trailing twelve-month figure through Mar 2026 stood at 0.34 (up 577.37% YoY), and the FY2025 full-year result was 0.3, up 231.77% from the prior year.
- Asset Utilization Ratio for Q1 2026 stood at 0.34, up from 0.3 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.34 in Q1 2026, with the low at 0.07 in Q1 2025.
- Historically, Asset Utilization Ratio has averaged 0.17 across 5 years, with a median of 0.2 in 2024.
- The largest YoY upside for Asset Utilization Ratio was 1265.9% in 2025 against a maximum downside of 126.16% in 2025.
- Oportun Financial's Asset Utilization Ratio stood at 0.16 in 2022, then soared by 69.7% to 0.27 in 2023, then tumbled by 109.58% to 0.03 in 2024, then surged by 1265.9% to 0.3 in 2025, then climbed by 13.18% to 0.34 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.34 (Q1 2026), 0.3 (Q4 2025), and 0.04 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.45 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 0.64 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.24 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.09 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.42 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.16 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.16 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.08 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.04 |
| 10 | Oportun Financial | 225.32 Mn | 94.94 Mn | - | 0.34 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.34 |
| Dec 31, 2025 | 0.30 |
| Sep 30, 2025 | -0.04 |
| Jun 30, 2025 | -0.06 |
| Mar 31, 2025 | -0.07 |
| Dec 31, 2024 | -0.03 |
| Sep 30, 2024 | 0.20 |
| Jun 30, 2024 | 0.26 |
| Mar 31, 2024 | 0.27 |
| Dec 31, 2023 | 0.27 |
| Sep 30, 2023 | 0.17 |
| Jun 30, 2023 | 0.17 |
| Mar 31, 2023 | 0.17 |
| Dec 31, 2022 | 0.16 |
| Sep 30, 2022 | 0.25 |
| Jun 30, 2022 | 0.24 |
| Mar 31, 2022 | 0.25 |
| Dec 31, 2021 | 0.25 |
| Sep 30, 2021 | 0.34 |
| Jun 30, 2021 | 0.35 |