Oportun Financial Corp (OPRT) Asset Utilization Ratio (2019 - 2026)
Oportun Financial's Asset Utilization Ratio was 0.30 in Q2 2026, down 0.3% from 0.30 a year earlier but up 1.9% from the prior quarter.
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Analysis
Oportun Financial Corp (OPRT) Asset Utilization Ratio (2019 - 2026) Analysis & Trends
From Q4 2019 onward, Oportun Financial has reported Asset Utilization Ratio for 27 quarters.
- In earlier years, Asset Utilization Ratio was 0.30 in FY2024 (+0.3%), 0.30 in FY2023 (+3.6%), 0.29 in FY2022 (+14.8%) and 0.25 in FY2021 (-8.8%).
- Quarterly Asset Utilization Ratio has moved between 0.24 (Q4 2021) and 0.32 (Q2 2024) over five years.
- Compared with a year earlier, Asset Utilization Ratio has declined for six straight quarters, with an average decline of 2.0% over the last eight quarters.
- The best year-over-year quarter for Asset Utilization Ratio over five years was Q3 2023 (growth of 19.2%); the worst was Q4 2021 (a decline of 20.4%).
- Per Business Quant data, OPRT's Asset Utilization Ratio in the three quarters before Q2 2026 was 0.30 (Q1 2026), 0.30 (Q4 2025) and 0.30 (Q3 2025).
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.30 |
| Mar 31, 2026 | 0.30 |
| Dec 31, 2025 | 0.30 |
| Sep 30, 2025 | 0.30 |
| Jun 30, 2025 | 0.30 |
| Mar 31, 2025 | 0.31 |
| Dec 31, 2024 | 0.31 |
| Sep 30, 2024 | 0.31 |
| Jun 30, 2024 | 0.32 |
| Mar 31, 2024 | 0.31 |
| Dec 31, 2023 | 0.31 |
| Sep 30, 2023 | 0.31 |
| Jun 30, 2023 | 0.30 |
| Mar 31, 2023 | 0.28 |
| Dec 31, 2022 | 0.27 |
| Sep 30, 2022 | 0.26 |
| Jun 30, 2022 | 0.25 |
| Mar 31, 2022 | 0.24 |
| Dec 31, 2021 | 0.24 |
| Sep 30, 2021 | 0.25 |
API Access
Oportun Financial Corp Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=OPRT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "OPRT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=OPRT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();