Oportun Financial (OPRT) Asset Utilization Ratio (2019 - 2026)
Oportun Financial's (OPRT) quarterly Asset Utilization Ratio came in at 0.16 in Q1 2026, up 89.25% YoY from 0.09 in Q1 2025, and down 1.05% on a QoQ basis from 0.17 in Q4 2025.
Oportun Financial (OPRT) Asset Utilization Ratio (2019 - 2026) Analysis & Trends
Oportun Financial (OPRT) has 8 years of Asset Utilization Ratio data on file, last reported at 0.16 in Q1 2026.
- Quarterly Asset Utilization Ratio rose 89.25% year-over-year to 0.16 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.16 (up 89.25% YoY) and the FY2025 annual result came in at 0.13, up 40.74% from the prior year.
- Asset Utilization Ratio slipped to 0.16 in Q1 2026, from 0.17 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.31 in Q3 2024 to a low of 0.0 in Q3 2025.
- A 5-year average of 0.2 and a median of 0.23 in 2022 frame the typical range for Asset Utilization Ratio.
- Annual changes were most pronounced in 2025 — Asset Utilization Ratio sank 101.02% — and 2026, when it surged 89.25%.
- Tracing OPRT's Asset Utilization Ratio over 5 years: stood at 0.24 in 2022, then advanced by 5.96% to 0.26 in 2023, then sank by 64.32% to 0.09 in 2024, then surged by 82.51% to 0.17 in 2025, then fell by 1.05% to 0.16 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.16 (Q1 2026), 0.17 (Q4 2025), and 0.0 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 0.47 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 0.64 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 0.25 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 0.08 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 0.42 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 0.16 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.16 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 0.08 |
| 10 | Oportun Financial | 382.81 Mn | 303.34 Mn | - | 0.16 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.16 |
| Dec 31, 2025 | 0.17 |
| Sep 30, 2025 | 0.00 |
| Jun 30, 2025 | 0.04 |
| Mar 31, 2025 | 0.09 |
| Dec 31, 2024 | 0.09 |
| Sep 30, 2024 | 0.31 |
| Jun 30, 2024 | 0.26 |
| Mar 31, 2024 | 0.26 |
| Dec 31, 2023 | 0.26 |
| Sep 30, 2023 | 0.25 |
| Jun 30, 2023 | 0.30 |
| Mar 31, 2023 | 0.26 |
| Dec 31, 2022 | 0.24 |
| Sep 30, 2022 | 0.23 |
| Jun 30, 2022 | 0.22 |
| Mar 31, 2022 | 0.23 |
| Dec 31, 2021 | 0.23 |
| Sep 30, 2021 | 0.23 |
| Jun 30, 2021 | 0.22 |