Growth Metrics

Oportun Financial (OPRT) Asset Utilization Ratio (2019 - 2025)

Oportun Financial's Asset Utilization Ratio history spans 7 years, with the latest figure at 0.42 for Q4 2025.

  • For Q4 2025, Asset Utilization Ratio rose 995.65% year-over-year to 0.42; the TTM value through Dec 2025 reached 0.42, up 995.65%, while the annual FY2025 figure was 0.3, 231.77% up from the prior year.
  • Asset Utilization Ratio reached 0.42 in Q4 2025 per OPRT's latest filing, up from 0.08 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 0.42 in Q4 2025 to a low of 0.02 in Q3 2024.
  • Average Asset Utilization Ratio over 5 years is 0.16, with a median of 0.14 recorded in 2021.
  • Peak YoY movement for Asset Utilization Ratio: plummeted 93.38% in 2024, then soared 995.65% in 2025.
  • A 5-year view of Asset Utilization Ratio shows it stood at 0.19 in 2021, then grew by 26.27% to 0.24 in 2022, then crashed by 65.97% to 0.08 in 2023, then tumbled by 53.38% to 0.04 in 2024, then skyrocketed by 995.65% to 0.42 in 2025.
  • Per Business Quant, the three most recent readings for OPRT's Asset Utilization Ratio are 0.42 (Q4 2025), 0.08 (Q3 2025), and 0.08 (Q2 2025).