Oportun Financial (OPRT) Asset Utilization Ratio (2019 - 2026)

Oportun Financial (OPRT) has reported Asset Utilization Ratio for 8 consecutive years, with 0.3 the latest figure, recorded in Q2 2026.

• For the quarter ending Q2 2026, Asset Utilization Ratio changed 0.31% year-over-year to 0.3; the trailing twelve-month figure through Jun 2026 stood at 0.3 (changed 0.31% YoY), and the FY2025 full-year result was 0.3, down 2.23% from the prior year.
• Asset Utilization Ratio grew to 0.3 in Q2 2026 per OPRT's latest filing, from 0.3 in the prior quarter.
• Across five years, Asset Utilization Ratio topped out at 0.32 in Q2 2024 and bottomed at 0.24 in Q1 2022.
• Historically, Asset Utilization Ratio has averaged 0.29 across 5 years, with a median of 0.3 in 2025.
• The sharpest annual moves came in 2022 and 2023: Asset Utilization Ratio declined 14.38% in 2022, then rose 19.18% in 2023.
• Over 5 years, Asset Utilization Ratio stood at 0.27 in 2022, then increased by 16.02% to 0.31 in 2023, then rose by 0.1% to 0.31 in 2024, then decreased by 3.99% to 0.3 in 2025, then grew by 1.45% to 0.3 in 2026.
• According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.3, 0.3, and 0.3 for Q2 2026, Q1 2026, and Q4 2025 respectively.