Growth Metrics

Oportun Financial (OPRT) Asset Utilization Ratio (2019 - 2025)

Oportun Financial (OPRT) has disclosed Asset Utilization Ratio for 6 consecutive years, with 0.27 as the latest value for Q1 2025.

  • For the quarter ending Q1 2025, Asset Utilization Ratio rose 31.76% year-over-year to 0.27, compared with a TTM value of 0.27 through Mar 2025, up 31.76%, and an annual FY2025 reading of 0.13, down 58.53% over the prior year.
  • Asset Utilization Ratio was 0.27 for Q1 2025 at Oportun Financial, up from 0.2 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.28 in Q1 2021 and bottomed at 0.2 in Q4 2023.
  • Average Asset Utilization Ratio over 5 years is 0.24, with a median of 0.23 recorded in 2023.
  • The sharpest move saw Asset Utilization Ratio decreased 24.8% in 2024, then skyrocketed 31.76% in 2025.
  • Year by year, Asset Utilization Ratio stood at 0.25 in 2021, then dropped by 15.05% to 0.21 in 2022, then fell by 7.08% to 0.2 in 2023, then rose by 0.94% to 0.2 in 2024, then surged by 31.74% to 0.27 in 2025.
  • Business Quant data shows Asset Utilization Ratio for OPRT at 0.27 in Q1 2025, 0.2 in Q2 2024, and 0.2 in Q1 2024.