Oportun Financial (OPRT) Asset Utilization Ratio (2019 - 2026)

Oportun Financial (OPRT) posted Asset Utilization Ratio of 0.34 for Q1 2026, up 13.18% quarter-over-quarter from 0.3 in Q4 2025, and up 577.37% year-on-year from 0.05 in Q1 2025.

Oportun Financial (OPRT) Asset Utilization Ratio (2019 - 2026) Analysis & Trends

Oportun Financial (OPRT) has reported Asset Utilization Ratio for 8 consecutive years, with 0.34 the latest figure, recorded in Q1 2026.

  • Asset Utilization Ratio for Q1 2026 came in at 0.34, up 577.37% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.34 (up 577.37% YoY), and the FY2025 annual result was 0.3, up 231.77% from the prior year.
  • Asset Utilization Ratio was 0.34 for Q1 2026 at Oportun Financial, up from 0.3 in the prior quarter.
  • Over five years, Asset Utilization Ratio peaked at 0.34 in Q1 2026 and troughed at 0.07 in Q1 2025.
  • Average Asset Utilization Ratio over 5 years is 0.17, with a median of 0.2 recorded in 2024.
  • The widest YoY moves for Asset Utilization Ratio: up 1265.9% in 2025, down 126.16% in 2025.
  • Over 5 years, Asset Utilization Ratio stood at 0.16 in 2022, then soared by 69.7% to 0.27 in 2023, then slumped by 109.58% to 0.03 in 2024, then surged by 1265.9% to 0.3 in 2025, then rose by 13.18% to 0.34 in 2026.
  • Per Business Quant data, the three most recent Asset Utilization Ratio figures were 0.34 in Q1 2026, 0.3 in Q4 2025, and 0.04 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.45
2 Mastercard 465.55 Bn 455.34 Bn - 0.64
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.24
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.42
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.16
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.08
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.04
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.14
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.00
10 Oportun Financial 279.87 Mn 149.49 Mn - 0.34

Historic Data

Download Data
DateValue
Mar 31, 2026 0.34
Dec 31, 2025 0.30
Sep 30, 2025 -0.04
Jun 30, 2025 -0.06
Mar 31, 2025 -0.07
Dec 31, 2024 -0.03
Sep 30, 2024 0.20
Jun 30, 2024 0.26
Mar 31, 2024 0.27
Dec 31, 2023 0.27
Sep 30, 2023 0.17
Jun 30, 2023 0.17
Mar 31, 2023 0.17
Dec 31, 2022 0.16
Sep 30, 2022 0.25
Jun 30, 2022 0.24
Mar 31, 2022 0.25
Dec 31, 2021 0.25
Sep 30, 2021 0.34
Jun 30, 2021 0.35