Oportun Financial (OPRT) EBIT Margin (2018 - 2026)
Oportun Financial's EBIT Margin was 6.70% in Q2 2026, up 2.38 percentage points from 4.31% a year earlier and up 5.14 percentage points from the prior quarter.
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Analysis
Oportun Financial (OPRT) EBIT Margin (2018 - 2026) Analysis & Trends
On a trailing twelve-month basis, Oportun Financial's EBIT Margin was 4.22% through Jun 30, 2026, up 5.48 percentage points year-over-year; for FY2025, it came in at 4.61%, up 16.10 percentage points from FY2024.
- EBIT Margin shows a five-year change of +14.56 percentage points (FY2020 to FY2025).
- In earlier years, EBIT Margin was -11.50% in FY2024 (+12.50 pp), -24.00% in FY2023 (-16.10 pp), -7.90% in FY2022 (-17.92 pp) and 10.02% in FY2021 (+19.97 pp).
- The Q2 2026 figure marks the highest quarterly EBIT Margin since Q1 2022.
- Compared with a year earlier, EBIT Margin was higher in six of the last eight quarters, with an average year-over-year change of +10.55 percentage points.
- The best year-over-year quarter for EBIT Margin over five years was Q1 2024 (a gain of 42.37 percentage points); the worst was Q1 2023 (a drop of 81.40 percentage points).
- Per Business Quant data, OPRT's EBIT Margin in the three quarters before Q2 2026 was 1.56% (Q1 2026), 2.65% (Q4 2025) and 5.97% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | 40.10% |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | 59.53% |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 467.76% |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | 62.13% |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 43.96% |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 14.82% |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | 51.56% |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | - |
| 10 | Oportun Financial | 563.88 Mn | 7.21 Mn | - | 14.04% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 14.04% |
| Jun 30, 2026 | 6.70% |
| Mar 31, 2026 | 1.56% |
| Dec 31, 2025 | 2.65% |
| Sep 30, 2025 | 5.97% |
| Jun 30, 2025 | 4.31% |
| Mar 31, 2025 | 5.58% |
| Dec 31, 2024 | 1.56% |
| Sep 30, 2024 | -15.79% |
| Jun 30, 2024 | -19.63% |
| Mar 31, 2024 | -12.17% |
| Dec 31, 2023 | -21.81% |
| Sep 30, 2023 | -13.93% |
| Jun 30, 2023 | -6.55% |
| Mar 31, 2023 | -54.54% |
| Dec 31, 2022 | -3.02% |
| Sep 30, 2022 | -44.93% |
| Jun 30, 2022 | -5.61% |
| Mar 31, 2022 | 26.86% |
| Dec 31, 2021 | 10.76% |
API Access
Oportun Financial EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=OPRT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "OPRT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=OPRT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();