Oportun Financial (OPRT) Net Income (2018 - 2026)

Oportun Financial (OPRT) posted Net Income of $2.3 million for Q1 2026, down 31.71% quarter-over-quarter from $3.4 million in Q4 2025, and down 75.99% year-on-year from $9.8 million in Q1 2025.

Oportun Financial (OPRT) Net Income (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has reported Net Income for 9 consecutive years, with $2.3 million the latest figure, recorded in Q1 2026.

  • Net Income for Q1 2026 came in at $2.3 million, down 75.99% year-over-year; the trailing twelve-month figure through Mar 2026 was $17.9 million (up 142.08% YoY), and the FY2025 annual result was $25.3 million, up 132.13% from the prior year.
  • Net Income was $2.3 million for Q1 2026 at Oportun Financial, down from $3.4 million in the prior quarter.
  • Over five years, Net Income peaked at $45.7 million in Q1 2022 and troughed at -$105.9 million in Q3 2022.
  • Average Net Income over 5 years is -$18.2 million, with a median of -$9.2 million recorded in 2022.
  • The widest YoY moves for Net Income: up 1435.13% in 2022, down 559.83% in 2022.
  • Over 5 years, Net Income stood at -$8.4 million in 2022, then tumbled by 398.59% to -$41.8 million in 2023, then surged by 120.85% to $8.7 million in 2024, then tumbled by 60.58% to $3.4 million in 2025, then sank by 31.71% to $2.3 million in 2026.
  • Per Business Quant data, the three most recent Net Income figures were $2.3 million in Q1 2026, $3.4 million in Q4 2025, and $5.2 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Income (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 6.02 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 3.88 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 2.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.11 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 102.88 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 166.73 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 319.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 122.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 84.56 Mn
10 Oportun Financial 279.87 Mn 149.49 Mn - 2.35 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 2.35 Mn
Dec 31, 2025 3.43 Mn
Sep 30, 2025 5.24 Mn
Jun 30, 2025 6.88 Mn
Mar 31, 2025 9.77 Mn
Dec 31, 2024 8.71 Mn
Sep 30, 2024 -29.96 Mn
Jun 30, 2024 -31.05 Mn
Mar 31, 2024 -26.48 Mn
Dec 31, 2023 -41.78 Mn
Sep 30, 2023 -21.14 Mn
Jun 30, 2023 -14.90 Mn
Mar 31, 2023 -102.13 Mn
Dec 31, 2022 -8.38 Mn
Sep 30, 2022 -105.86 Mn
Jun 30, 2022 -9.17 Mn
Mar 31, 2022 45.67 Mn
Dec 31, 2021 14.21 Mn
Sep 30, 2021 23.02 Mn
Jun 30, 2021 7.25 Mn