Oportun Financial (OPRT) Net Income (2018 - 2026)
Oportun Financial (OPRT) reported Net Income of $2.3 million for Q1 2026, down 75.99% on a YoY basis from $9.8 million in Q1 2025, and down 31.71% quarter-over-quarter from $3.4 million in Q4 2025.
Oportun Financial (OPRT) Net Income (2018 - 2026) Analysis & Trends
Oportun Financial has reported Net Income for 9 years, with the latest figure at $2.3 million in Q1 2026.
- For the quarter ending Q1 2026, Net Income fell 75.99% year-over-year to $2.3 million; the trailing twelve-month figure through Mar 2026 stood at $17.9 million (up 142.08% YoY), and the FY2025 full-year result was $25.3 million, up 132.13% from the prior year.
- Net Income for Q1 2026 stood at $2.3 million, down from $3.4 million in the prior quarter.
- The five-year high for Net Income was $45.7 million in Q1 2022, with the low at -$105.9 million in Q3 2022.
- Historically, Net Income has averaged -$18.2 million across 5 years, with a median of -$9.2 million in 2022.
- The largest YoY upside for Net Income was 1435.13% in 2022 against a maximum downside of 559.83% in 2022.
- Oportun Financial's Net Income stood at -$8.4 million in 2022, then plunged by 398.59% to -$41.8 million in 2023, then surged by 120.85% to $8.7 million in 2024, then plunged by 60.58% to $3.4 million in 2025, then slumped by 31.71% to $2.3 million in 2026.
- The last three Net Income figures came in at $2.3 million (Q1 2026), $3.4 million (Q4 2025), and $5.2 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 6.02 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 3.88 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 2.97 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | -7.00 Mn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.11 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 805.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 102.88 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 166.73 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 319.00 Mn |
| 10 | Oportun Financial | 225.32 Mn | 94.94 Mn | - | 2.35 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.35 Mn |
| Dec 31, 2025 | 3.43 Mn |
| Sep 30, 2025 | 5.24 Mn |
| Jun 30, 2025 | 6.88 Mn |
| Mar 31, 2025 | 9.77 Mn |
| Dec 31, 2024 | 8.71 Mn |
| Sep 30, 2024 | -29.96 Mn |
| Jun 30, 2024 | -31.05 Mn |
| Mar 31, 2024 | -26.48 Mn |
| Dec 31, 2023 | -41.78 Mn |
| Sep 30, 2023 | -21.14 Mn |
| Jun 30, 2023 | -14.90 Mn |
| Mar 31, 2023 | -102.13 Mn |
| Dec 31, 2022 | -8.38 Mn |
| Sep 30, 2022 | -105.86 Mn |
| Jun 30, 2022 | -9.17 Mn |
| Mar 31, 2022 | 45.67 Mn |
| Dec 31, 2021 | 14.21 Mn |
| Sep 30, 2021 | 23.02 Mn |
| Jun 30, 2021 | 7.25 Mn |