Oportun Financial (OPRT) Net Income (2018 - 2026)

Oportun Financial's (OPRT) quarterly Net Income came in at $2.4 million in Q1 2026, down 75.83% YoY from $9.8 million in Q1 2025, and down 31.86% on a QoQ basis from $3.5 million in Q4 2025.

Oportun Financial (OPRT) Net Income (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has 9 years of Net Income data on file, last reported at $2.4 million in Q1 2026.

  • Quarterly Net Income fell 75.83% year-over-year to $2.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $18.0 million (up 142.29% YoY) and the FY2025 annual result came in at $25.3 million, up 132.12% from the prior year.
  • Net Income retreated to $2.4 million in Q1 2026, from $3.5 million in the prior quarter.
  • In the past five years, Net Income ranged from a high of $45.7 million in Q1 2022 to a low of -$105.9 million in Q3 2022.
  • A 5-year average of -$18.2 million and a median of -$9.2 million in 2022 frame the typical range for Net Income.
  • The widest YoY moves for Net Income: up 1412.52% in 2022, down 559.83% in 2022.
  • Tracing OPRT's Net Income over 5 years: stood at -$8.4 million in 2022, then plunged by 398.59% to -$41.8 million in 2023, then jumped by 120.84% to $8.7 million in 2024, then slumped by 60.2% to $3.5 million in 2025, then plunged by 31.86% to $2.4 million in 2026.
  • The last three Net Income figures came in at $2.4 million (Q1 2026), $3.5 million (Q4 2025), and $5.2 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Income (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 5.63 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 4.39 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 3.11 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.10 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 885.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 102.90 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 166.73 Mn
10 Oportun Financial 382.81 Mn 303.34 Mn - 2.36 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 2.36 Mn
Dec 31, 2025 3.47 Mn
Sep 30, 2025 5.24 Mn
Jun 30, 2025 6.91 Mn
Mar 31, 2025 9.77 Mn
Dec 31, 2024 8.71 Mn
Sep 30, 2024 -29.96 Mn
Jun 30, 2024 -31.03 Mn
Mar 31, 2024 -26.48 Mn
Dec 31, 2023 -41.78 Mn
Sep 30, 2023 -21.17 Mn
Jun 30, 2023 -14.90 Mn
Mar 31, 2023 -102.13 Mn
Dec 31, 2022 -8.38 Mn
Sep 30, 2022 -105.86 Mn
Jun 30, 2022 -9.17 Mn
Mar 31, 2022 45.66 Mn
Dec 31, 2021 14.21 Mn
Sep 30, 2021 23.02 Mn
Jun 30, 2021 7.25 Mn