Oportun Financial (OPRT) EBITDA Margin (2018 - 2026)

Oportun Financial (OPRT) has 9 years of EBITDA Margin data on file, last reported at 21.21% in Q1 2026.

• Quarterly EBITDA Margin fell 576.0% year-over-year to 21.21% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 18.8% (down 161.0% YoY) and the FY2025 annual result came in at 14.2%, down 1927.0% from the prior year.
• EBITDA Margin improved to 21.21% in Q1 2026, from 10.38% in the prior quarter.
• In the past five years, EBITDA Margin ranged from a high of 30.2% in Q1 2022 to a low of 41.05% in Q3 2022.
• A 5-year average of 4.95% and a median of 6.58% in 2024 frame the typical range for EBITDA Margin.
• Annual changes were most pronounced in 2023 — EBITDA Margin sank 7030 bps — and 2025, when it jumped 3780 bps.
• Tracing OPRT's EBITDA Margin over 5 years: stood at 16.7% in 2022, then dropped by 23 bps to 20.55% in 2023, then surged by 39 bps to 12.6% in 2024, then surged by 182 bps to 10.38% in 2025, then surged by 104 bps to 21.21% in 2026.
• The last three EBITDA Margin figures came in at 21.21% (Q1 2026), 10.38% (Q4 2025), and 28.39% (Q3 2025), per Business Quant data.