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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Oportun Financial (OPRT) EBITDA Margin (2018 - 2025)

Historic EBITDA Margin for Oportun Financial (OPRT) over the last 8 years, with Q3 2025 value amounting to 5.97%.

  • Oportun Financial's EBITDA Margin rose 217600.0% to 5.97% in Q3 2025 from the same period last year, while for Sep 2025 it was 4.32%, marking a year-over-year increase of 217200.0%. This contributed to the annual value of 11.5% for FY2024, which is 125000.0% up from last year.
  • As of Q3 2025, Oportun Financial's EBITDA Margin stood at 5.97%, which was up 217600.0% from 4.31% recorded in Q2 2025.
  • In the past 5 years, Oportun Financial's EBITDA Margin ranged from a high of 26.86% in Q1 2022 and a low of 54.54% during Q1 2023
  • In the last 5 years, Oportun Financial's EBITDA Margin had a median value of 3.02% in 2022 and averaged 6.37%.
  • Its EBITDA Margin has fluctuated over the past 5 years, first tumbled by -814000bps in 2023, then skyrocketed by 423700bps in 2024.
  • Quarter analysis of 5 years shows Oportun Financial's EBITDA Margin stood at 10.76% in 2021, then plummeted by -128bps to 3.02% in 2022, then tumbled by -621bps to 21.81% in 2023, then skyrocketed by 107bps to 1.56% in 2024, then surged by 283bps to 5.97% in 2025.
  • Its last three reported values are 5.97% in Q3 2025, 4.31% for Q2 2025, and 5.58% during Q1 2025.