Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

Oportun Financial (OPRT) EBITDA Margin: 2018-2025

Historic EBITDA Margin for Oportun Financial (OPRT) over the last 7 years, with Sep 2025 value amounting to 5.97%.

  • Oportun Financial's EBITDA Margin rose 2176.00% to 5.97% in Q3 2025 from the same period last year, while for Sep 2025 it was 4.32%, marking a year-over-year increase of 2172.00%. This contributed to the annual value of -11.50% for FY2024, which is 1250.00% up from last year.
  • Oportun Financial's EBITDA Margin amounted to 5.97% in Q3 2025, which was up 38.35% from 4.31% recorded in Q2 2025.
  • Oportun Financial's EBITDA Margin's 5-year high stood at 26.86% during Q1 2022, with a 5-year trough of -54.54% in Q1 2023.
  • Moreover, its 3-year median value for EBITDA Margin was -12.17% (2024), whereas its average is -11.55%.
  • Per our database at Business Quant, Oportun Financial's EBITDA Margin crashed by 8,140bps in 2023 and then spiked by 4,237bps in 2024.
  • Oportun Financial's EBITDA Margin (Quarterly) stood at 10.76% in 2021, then slumped by 1,379bps to -3.02% in 2022, then plummeted by 1,879bps to -21.81% in 2023, then soared by 2,337bps to 1.56% in 2024, then skyrocketed by 2,176bps to 5.97% in 2025.
  • Its last three reported values are 5.97% in Q3 2025, 4.31% for Q2 2025, and 5.58% during Q1 2025.