Oportun Financial (OPRT) Retained Earnings (2018 - 2026)

Oportun Financial (OPRT) reported Retained Earnings of -$224.9 million for Q1 2026, up 7.34% on a YoY basis from -$209.6 million in Q1 2025, and up 1.03% quarter-over-quarter from -$227.3 million in Q4 2025.

Oportun Financial (OPRT) Retained Earnings (2018 - 2026) Analysis & Trends

Oportun Financial has reported Retained Earnings for 9 years, with the latest figure at -$224.9 million in Q1 2026.

  • For the quarter ending Q1 2026, Retained Earnings rose 7.34% year-over-year to -$224.9 million; the trailing twelve-month figure through Mar 2026 stood at -$224.9 million (up 7.34% YoY), and the FY2025 full-year result was -$227.3 million, up 10.0% from the prior year.
  • Retained Earnings for Q1 2026 stood at -$224.9 million, up from -$227.3 million in the prior quarter.
  • The five-year high for Retained Earnings was $129.5 million in Q1 2022, with the low at -$261.3 million in Q3 2024.
  • Historically, Retained Earnings has averaged -$138.2 million across 5 years, with a median of -$200.3 million in 2024.
  • Annual changes were most pronounced in 2022 — Retained Earnings surged 228.28% — and 2023, when it slumped 2949.05%.
  • Oportun Financial's Retained Earnings stood at $6.1 million in 2022, then tumbled by 2949.05% to -$173.8 million in 2023, then tumbled by 45.26% to -$252.5 million in 2024, then gained by 10.0% to -$227.3 million in 2025, then increased by 1.03% to -$224.9 million in 2026.
  • The last three Retained Earnings figures came in at -$224.9 million (Q1 2026), -$227.3 million (Q4 2025), and -$230.7 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 13.12 Bn
2 Mastercard 437.55 Bn 427.34 Bn - -928.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 26.09 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 66.79 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 33.45 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 25.21 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -23.59 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -2.74 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -2.77 Bn
10 Oportun Financial 225.32 Mn 94.94 Mn - -224.94 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -224.94 Mn
Dec 31, 2025 -227.29 Mn
Sep 30, 2025 -230.69 Mn
Jun 30, 2025 -235.89 Mn
Mar 31, 2025 -242.76 Mn
Dec 31, 2024 -252.53 Mn
Sep 30, 2024 -261.27 Mn
Jun 30, 2024 -231.31 Mn
Mar 31, 2024 -200.29 Mn
Dec 31, 2023 -173.85 Mn
Sep 30, 2023 -132.03 Mn
Jun 30, 2023 -110.89 Mn
Mar 31, 2023 -95.99 Mn
Dec 31, 2022 6.10 Mn
Sep 30, 2022 14.53 Mn
Jun 30, 2022 120.35 Mn
Mar 31, 2022 129.51 Mn
Dec 31, 2021 83.85 Mn
Sep 30, 2021 69.68 Mn
Jun 30, 2021 46.70 Mn