Oportun Financial OPRT
NASDAQ OPRT
$7.36 -0.12 (-1.60%)
At close: Aug 28, 2026 · 4:00 PM EDT

Oportun Financial (OPRT) Retained Earnings (2018 - 2026)

Oportun Financial's (OPRT) quarterly Retained Earnings came in at -$224.9 million in Q1 2026, up 7.34% YoY from -$209.6 million in Q1 2025, and up 1.03% on a QoQ basis from -$227.3 million in Q4 2025.

Analysis

Oportun Financial (OPRT) Retained Earnings (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has 9 years of Retained Earnings data on file, last reported at -$224.9 million in Q1 2026.

  • Quarterly Retained Earnings rose 7.34% year-over-year to -$224.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$224.9 million (up 7.34% YoY) and the FY2025 annual result came in at -$227.3 million, up 10.0% from the prior year.
  • Retained Earnings climbed to -$224.9 million in Q1 2026, from -$227.3 million in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $129.5 million in Q1 2022 to a low of -$261.3 million in Q3 2024.
  • A 5-year average of -$138.2 million and a median of -$200.3 million in 2024 frame the typical range for Retained Earnings.
  • Annual changes were most pronounced in 2022 — Retained Earnings surged 50887.84% — and 2023, when it slumped 2949.05%.
  • Tracing OPRT's Retained Earnings over 5 years: stood at $6.1 million in 2022, then tumbled by 2949.05% to -$173.8 million in 2023, then tumbled by 45.26% to -$252.5 million in 2024, then gained by 10.0% to -$227.3 million in 2025, then increased by 1.03% to -$224.9 million in 2026.
  • The last three Retained Earnings figures came in at -$224.9 million (Q1 2026), -$227.3 million (Q4 2025), and -$230.7 million (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 22.17 Bn
2 Mastercard 518.33 Bn 504.84 Bn - 91.77 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 26.38 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 69.25 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - 34.43 Bn
6 Affirm Holdings 26.22 Bn 24.59 Bn - 6.65 Bn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 25.97 Bn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 11.59 Bn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn -2.71 Bn
10 Oportun Financial 338.19 Mn 198.60 Mn - -216.40 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -216.40 Mn
Mar 31, 2026 -224.94 Mn
Dec 31, 2025 -227.29 Mn
Sep 30, 2025 -230.69 Mn
Jun 30, 2025 -235.89 Mn
Mar 31, 2025 -242.76 Mn
Dec 31, 2024 -252.53 Mn
Sep 30, 2024 -261.27 Mn
Jun 30, 2024 -231.31 Mn
Mar 31, 2024 -200.29 Mn
Dec 31, 2023 -173.85 Mn
Sep 30, 2023 -132.03 Mn
Jun 30, 2023 -110.89 Mn
Mar 31, 2023 -95.99 Mn
Dec 31, 2022 6.10 Mn
Sep 30, 2022 14.53 Mn
Jun 30, 2022 120.35 Mn
Mar 31, 2022 129.51 Mn
Dec 31, 2021 83.85 Mn
Sep 30, 2021 69.68 Mn