Oportun Financial OPRT
NASDAQ OPRT
$8.16 +0.11 (+1.37%)
At close: Sep 18, 2026 · 4:00 PM EDT

Oportun Financial (OPRT) Retained Earnings (2018 - 2026)

Oportun Financial's (OPRT) quarterly Retained Earnings came in at -$216.4 million in Q2 2026, up 8.26% on a YoY basis from -$199.9 million in Q2 2025, and up 3.79% quarter-over-quarter from -$224.9 million in Q1 2026.

Analysis

Oportun Financial (OPRT) Retained Earnings (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has reported Retained Earnings for 9 consecutive years, with -$216.4 million the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Retained Earnings rose 8.26% year-over-year to -$216.4 million; the trailing twelve-month figure through Jun 2026 stood at -$216.4 million (up 8.26% YoY), and the FY2025 full-year result was -$227.3 million, up 10.0% from the prior year.
  • Retained Earnings advanced to -$216.4 million in Q2 2026 per OPRT's latest filing, from -$224.9 million in the prior quarter.
  • Across five years, Retained Earnings topped out at $129.5 million in Q1 2022 and bottomed at -$261.3 million in Q3 2024.
  • Historically, Retained Earnings has averaged -$142.5 million across 5 years, with a median of -$208.3 million in 2024.
  • The sharpest annual moves came in 2022 and 2023: Retained Earnings soared 228.28% in 2022, then tumbled 2949.05% in 2023.
  • Over 5 years, Retained Earnings stood at $6.1 million in 2022, then sank by 2949.05% to -$173.8 million in 2023, then sank by 45.26% to -$252.5 million in 2024, then climbed by 10.0% to -$227.3 million in 2025, then gained by 4.79% to -$216.4 million in 2026.
  • According to Business Quant data, Retained Earnings over the past three periods registered -$216.4 million, -$224.9 million, and -$227.3 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 25.97 Bn
2 Affirm Holdings 24.01 Bn 22.38 Bn - 6.65 Bn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 1.83 Bn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 1.08 Bn
5 Slm 4.72 Bn -77.52 Mn - 5.04 Bn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 2.20 Bn
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 1.78 Bn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn -
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 739.40 Mn
10 Oportun Financial 374.95 Mn 235.36 Mn - -216.40 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -216.40 Mn
Mar 31, 2026 -224.94 Mn
Dec 31, 2025 -227.29 Mn
Sep 30, 2025 -230.69 Mn
Jun 30, 2025 -235.89 Mn
Mar 31, 2025 -242.76 Mn
Dec 31, 2024 -252.53 Mn
Sep 30, 2024 -261.27 Mn
Jun 30, 2024 -231.31 Mn
Mar 31, 2024 -200.29 Mn
Dec 31, 2023 -173.85 Mn
Sep 30, 2023 -132.03 Mn
Jun 30, 2023 -110.89 Mn
Mar 31, 2023 -95.99 Mn
Dec 31, 2022 6.10 Mn
Sep 30, 2022 14.53 Mn
Jun 30, 2022 120.35 Mn
Mar 31, 2022 129.51 Mn
Dec 31, 2021 83.85 Mn
Sep 30, 2021 69.68 Mn