Oportun Financial (OPRT) Retained Earnings (2018 - 2026)
Oportun Financial (OPRT) posted Retained Earnings of -$224.9 million for Q1 2026, up 1.03% quarter-over-quarter from -$227.3 million in Q4 2025, and up 7.34% year-on-year from -$209.6 million in Q1 2025.
Oportun Financial (OPRT) Retained Earnings (2018 - 2026) Analysis & Trends
Oportun Financial (OPRT) has reported Retained Earnings for 9 consecutive years, with -$224.9 million the latest figure, recorded in Q1 2026.
- Retained Earnings for Q1 2026 came in at -$224.9 million, up 7.34% year-over-year; the trailing twelve-month figure through Mar 2026 was -$224.9 million (up 7.34% YoY), and the FY2025 annual result was -$227.3 million, up 10.0% from the prior year.
- Retained Earnings was -$224.9 million for Q1 2026 at Oportun Financial, up from -$227.3 million in the prior quarter.
- Over five years, Retained Earnings peaked at $129.5 million in Q1 2022 and troughed at -$261.3 million in Q3 2024.
- Average Retained Earnings over 5 years is -$138.2 million, with a median of -$200.3 million recorded in 2024.
- Year-over-year, Retained Earnings jumped 228.28% in 2022 and plunged 2949.05% in 2023.
- Over 5 years, Retained Earnings stood at $6.1 million in 2022, then slumped by 2949.05% to -$173.8 million in 2023, then slumped by 45.26% to -$252.5 million in 2024, then grew by 10.0% to -$227.3 million in 2025, then advanced by 1.03% to -$224.9 million in 2026.
- Per Business Quant data, the three most recent Retained Earnings figures were -$224.9 million in Q1 2026, -$227.3 million in Q4 2025, and -$230.7 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 13.12 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | -928.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 26.09 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 33.45 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | -23.59 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -2.74 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | -2.77 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.12 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 1.84 Mn |
| 10 | Oportun Financial | 279.87 Mn | 149.49 Mn | - | -224.94 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -224.94 Mn |
| Dec 31, 2025 | -227.29 Mn |
| Sep 30, 2025 | -230.69 Mn |
| Jun 30, 2025 | -235.89 Mn |
| Mar 31, 2025 | -242.76 Mn |
| Dec 31, 2024 | -252.53 Mn |
| Sep 30, 2024 | -261.27 Mn |
| Jun 30, 2024 | -231.31 Mn |
| Mar 31, 2024 | -200.29 Mn |
| Dec 31, 2023 | -173.85 Mn |
| Sep 30, 2023 | -132.03 Mn |
| Jun 30, 2023 | -110.89 Mn |
| Mar 31, 2023 | -95.99 Mn |
| Dec 31, 2022 | 6.10 Mn |
| Sep 30, 2022 | 14.53 Mn |
| Jun 30, 2022 | 120.35 Mn |
| Mar 31, 2022 | 129.51 Mn |
| Dec 31, 2021 | 83.85 Mn |
| Sep 30, 2021 | 69.68 Mn |
| Jun 30, 2021 | 46.70 Mn |