Oportun Financial (OPRT) Retained Earnings (2018 - 2026)

Oportun Financial (OPRT) posted Retained Earnings of -$224.9 million for Q1 2026, up 1.03% quarter-over-quarter from -$227.3 million in Q4 2025, and up 7.34% year-on-year from -$209.6 million in Q1 2025.

Oportun Financial (OPRT) Retained Earnings (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has reported Retained Earnings for 9 consecutive years, with -$224.9 million the latest figure, recorded in Q1 2026.

  • Retained Earnings for Q1 2026 came in at -$224.9 million, up 7.34% year-over-year; the trailing twelve-month figure through Mar 2026 was -$224.9 million (up 7.34% YoY), and the FY2025 annual result was -$227.3 million, up 10.0% from the prior year.
  • Retained Earnings was -$224.9 million for Q1 2026 at Oportun Financial, up from -$227.3 million in the prior quarter.
  • Over five years, Retained Earnings peaked at $129.5 million in Q1 2022 and troughed at -$261.3 million in Q3 2024.
  • Average Retained Earnings over 5 years is -$138.2 million, with a median of -$200.3 million recorded in 2024.
  • Year-over-year, Retained Earnings jumped 228.28% in 2022 and plunged 2949.05% in 2023.
  • Over 5 years, Retained Earnings stood at $6.1 million in 2022, then slumped by 2949.05% to -$173.8 million in 2023, then slumped by 45.26% to -$252.5 million in 2024, then grew by 10.0% to -$227.3 million in 2025, then advanced by 1.03% to -$224.9 million in 2026.
  • Per Business Quant data, the three most recent Retained Earnings figures were -$224.9 million in Q1 2026, -$227.3 million in Q4 2025, and -$230.7 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 13.12 Bn
2 Mastercard 465.55 Bn 455.34 Bn - -928.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 26.09 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 33.45 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -23.59 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -2.74 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -2.77 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.12 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 1.84 Mn
10 Oportun Financial 279.87 Mn 149.49 Mn - -224.94 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -224.94 Mn
Dec 31, 2025 -227.29 Mn
Sep 30, 2025 -230.69 Mn
Jun 30, 2025 -235.89 Mn
Mar 31, 2025 -242.76 Mn
Dec 31, 2024 -252.53 Mn
Sep 30, 2024 -261.27 Mn
Jun 30, 2024 -231.31 Mn
Mar 31, 2024 -200.29 Mn
Dec 31, 2023 -173.85 Mn
Sep 30, 2023 -132.03 Mn
Jun 30, 2023 -110.89 Mn
Mar 31, 2023 -95.99 Mn
Dec 31, 2022 6.10 Mn
Sep 30, 2022 14.53 Mn
Jun 30, 2022 120.35 Mn
Mar 31, 2022 129.51 Mn
Dec 31, 2021 83.85 Mn
Sep 30, 2021 69.68 Mn
Jun 30, 2021 46.70 Mn