Oportun Financial (OPRT) Retained Earnings (2018 - 2026)
Oportun Financial's (OPRT) quarterly Retained Earnings came in at -$224.9 million in Q1 2026, up 7.34% YoY from -$209.6 million in Q1 2025, and up 1.03% on a QoQ basis from -$227.3 million in Q4 2025.
Oportun Financial (OPRT) Retained Earnings (2018 - 2026) Analysis & Trends
Oportun Financial (OPRT) has 9 years of Retained Earnings data on file, last reported at -$224.9 million in Q1 2026.
- Quarterly Retained Earnings rose 7.34% year-over-year to -$224.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$224.9 million (up 7.34% YoY) and the FY2025 annual result came in at -$227.3 million, up 10.0% from the prior year.
- Retained Earnings climbed to -$224.9 million in Q1 2026, from -$227.3 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $129.5 million in Q1 2022 to a low of -$261.3 million in Q3 2024.
- A 5-year average of -$138.2 million and a median of -$200.3 million in 2024 frame the typical range for Retained Earnings.
- Annual changes were most pronounced in 2022 — Retained Earnings surged 50887.84% — and 2023, when it slumped 2949.05%.
- Tracing OPRT's Retained Earnings over 5 years: stood at $6.1 million in 2022, then tumbled by 2949.05% to -$173.8 million in 2023, then tumbled by 45.26% to -$252.5 million in 2024, then gained by 10.0% to -$227.3 million in 2025, then increased by 1.03% to -$224.9 million in 2026.
- The last three Retained Earnings figures came in at -$224.9 million (Q1 2026), -$227.3 million (Q4 2025), and -$230.7 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 22.17 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 91.77 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 26.38 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 69.25 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 34.43 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | -76.63 Mn |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 25.97 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 6.55 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -2.74 Mn |
| 10 | Oportun Financial | 382.81 Mn | 303.34 Mn | - | -224.94 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -224.94 Mn |
| Dec 31, 2025 | -227.29 Mn |
| Sep 30, 2025 | -230.69 Mn |
| Jun 30, 2025 | -235.89 Mn |
| Mar 31, 2025 | -242.76 Mn |
| Dec 31, 2024 | -252.53 Mn |
| Sep 30, 2024 | -261.27 Mn |
| Jun 30, 2024 | -231.31 Mn |
| Mar 31, 2024 | -200.29 Mn |
| Dec 31, 2023 | -173.85 Mn |
| Sep 30, 2023 | -132.03 Mn |
| Jun 30, 2023 | -110.89 Mn |
| Mar 31, 2023 | -95.99 Mn |
| Dec 31, 2022 | 6.10 Mn |
| Sep 30, 2022 | 14.53 Mn |
| Jun 30, 2022 | 120.35 Mn |
| Mar 31, 2022 | 129.51 Mn |
| Dec 31, 2021 | 83.85 Mn |
| Sep 30, 2021 | 69.68 Mn |
| Jun 30, 2021 | -249,000.00 |