Oportun Financial (OPRT) Retained Earnings (2018 - 2026)

Oportun Financial's (OPRT) quarterly Retained Earnings came in at -$224.9 million in Q1 2026, up 7.34% YoY from -$209.6 million in Q1 2025, and up 1.03% on a QoQ basis from -$227.3 million in Q4 2025.

Oportun Financial (OPRT) Retained Earnings (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has 9 years of Retained Earnings data on file, last reported at -$224.9 million in Q1 2026.

  • Quarterly Retained Earnings rose 7.34% year-over-year to -$224.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$224.9 million (up 7.34% YoY) and the FY2025 annual result came in at -$227.3 million, up 10.0% from the prior year.
  • Retained Earnings climbed to -$224.9 million in Q1 2026, from -$227.3 million in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $129.5 million in Q1 2022 to a low of -$261.3 million in Q3 2024.
  • A 5-year average of -$138.2 million and a median of -$200.3 million in 2024 frame the typical range for Retained Earnings.
  • Annual changes were most pronounced in 2022 — Retained Earnings surged 50887.84% — and 2023, when it slumped 2949.05%.
  • Tracing OPRT's Retained Earnings over 5 years: stood at $6.1 million in 2022, then tumbled by 2949.05% to -$173.8 million in 2023, then tumbled by 45.26% to -$252.5 million in 2024, then gained by 10.0% to -$227.3 million in 2025, then increased by 1.03% to -$224.9 million in 2026.
  • The last three Retained Earnings figures came in at -$224.9 million (Q1 2026), -$227.3 million (Q4 2025), and -$230.7 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 22.17 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 91.77 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 26.38 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 69.25 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 34.43 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -76.63 Mn
7 Synchrony Financial 26.09 Bn 9.90 Bn - 25.97 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 6.55 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -2.74 Mn
10 Oportun Financial 382.81 Mn 303.34 Mn - -224.94 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -224.94 Mn
Dec 31, 2025 -227.29 Mn
Sep 30, 2025 -230.69 Mn
Jun 30, 2025 -235.89 Mn
Mar 31, 2025 -242.76 Mn
Dec 31, 2024 -252.53 Mn
Sep 30, 2024 -261.27 Mn
Jun 30, 2024 -231.31 Mn
Mar 31, 2024 -200.29 Mn
Dec 31, 2023 -173.85 Mn
Sep 30, 2023 -132.03 Mn
Jun 30, 2023 -110.89 Mn
Mar 31, 2023 -95.99 Mn
Dec 31, 2022 6.10 Mn
Sep 30, 2022 14.53 Mn
Jun 30, 2022 120.35 Mn
Mar 31, 2022 129.51 Mn
Dec 31, 2021 83.85 Mn
Sep 30, 2021 69.68 Mn
Jun 30, 2021 -249,000.00