Growth Metrics

Oportun Financial (OPRT) Retained Earnings: 2018-2025

Historic Retained Earnings for Oportun Financial (OPRT) over the last 6 years, with Sep 2025 value amounting to -$230.7 million.

  • Oportun Financial's Retained Earnings rose 11.70% to -$230.7 million in Q3 2025 from the same period last year, while for Sep 2025 it was -$230.7 million, marking a year-over-year increase of 11.70%. This contributed to the annual value of -$252.5 million for FY2024, which is 45.26% down from last year.
  • As of Q3 2025, Oportun Financial's Retained Earnings stood at -$230.7 million, which was up 2.20% from -$235.9 million recorded in Q2 2025.
  • Oportun Financial's 5-year Retained Earnings high stood at $129.5 million for Q1 2022, and its period low was -$261.3 million during Q3 2024.
  • In the last 3 years, Oportun Financial's Retained Earnings had a median value of -$230.7 million in 2025 and averaged -$197.0 million.
  • Per our database at Business Quant, Oportun Financial's Retained Earnings surged by 228.28% in 2022 and then tumbled by 2,949.05% in 2023.
  • Over the past 5 years, Oportun Financial's Retained Earnings (Quarterly) stood at $83.8 million in 2021, then plummeted by 92.72% to $6.1 million in 2022, then tumbled by 2,949.05% to -$173.8 million in 2023, then slumped by 45.26% to -$252.5 million in 2024, then grew by 11.70% to -$230.7 million in 2025.
  • Its Retained Earnings was -$230.7 million in Q3 2025, compared to -$235.9 million in Q2 2025 and -$242.8 million in Q1 2025.