Oportun Financial (OPRT) Retained Earnings (2018 - 2026)
Oportun Financial's Retained Earnings came in at -$216.4 million for Q2 2026, compared with -$235.89 million a year earlier.
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Analysis
Oportun Financial (OPRT) Retained Earnings (2018 - 2026) Analysis & Trends
At the end of FY2025, Oportun Financial's Retained Earnings was -$227.29 million.
- Going back by year, Retained Earnings was -$252.53 million in FY2024, -$173.85 million in FY2023, $6.1 million in FY2022 (-92.7%) and $83.85 million in FY2021 (+130.1%).
- The Q2 2026 figure represents the highest quarterly Retained Earnings since Q1 2024.
- Business Quant data shows OPRT's Retained Earnings at -$224.94 million (Q1 2026), -$227.29 million (Q4 2025) and -$230.69 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | 1.36 Bn |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | 21.91 Bn |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | 2.50 Bn |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | -12.38 Bn |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | 1.66 Bn |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 26.72 Bn |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | -962.86 Mn |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | -14.85 Bn |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | 504.00 Mn |
| 10 | Oportun Financial | 563.88 Mn | 7.21 Mn | - | -193.47 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | -193.47 Mn |
| Jun 30, 2026 | -216.40 Mn |
| Mar 31, 2026 | -224.94 Mn |
| Dec 31, 2025 | -227.29 Mn |
| Sep 30, 2025 | -230.69 Mn |
| Jun 30, 2025 | -235.89 Mn |
| Mar 31, 2025 | -242.76 Mn |
| Dec 31, 2024 | -252.53 Mn |
| Sep 30, 2024 | -261.27 Mn |
| Jun 30, 2024 | -231.31 Mn |
| Mar 31, 2024 | -200.29 Mn |
| Dec 31, 2023 | -173.85 Mn |
| Sep 30, 2023 | -132.03 Mn |
| Jun 30, 2023 | -110.89 Mn |
| Mar 31, 2023 | -95.99 Mn |
| Dec 31, 2022 | 6.10 Mn |
| Sep 30, 2022 | 14.53 Mn |
| Jun 30, 2022 | 120.35 Mn |
| Mar 31, 2022 | 129.51 Mn |
| Dec 31, 2021 | 83.85 Mn |
API Access
Oportun Financial Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=OPRT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "OPRT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=OPRT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();