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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bank Of The James Financial (BOTJ) Operating Margin (2017 - 2025)

Bank Of The James Financial's Operating Margin history spans 9 years, with the latest figure at 629.82% for Q4 2025.

  • For Q4 2025, Operating Margin rose 19040.0% year-over-year to 629.82%; the TTM value through Dec 2025 reached 795.13%, up 105.0%, while the annual FY2025 figure was 54.76%, 270.0% up from the prior year.
  • Operating Margin reached 629.82% in Q4 2025 per BOTJ's latest filing, up from 790.34% in the prior quarter.
  • In the past five years, Operating Margin ranged from a high of 585.07% in Q3 2022 to a low of 1215.88% in Q1 2022.
  • Average Operating Margin over 5 years is 875.91%, with a median of 800.49% recorded in 2023.
  • Peak YoY movement for Operating Margin: skyrocketed 52702bps in 2022, then tumbled -15220bps in 2025.
  • A 5-year view of Operating Margin shows it stood at 1058.73% in 2021, then increased by 25bps to 790.86% in 2022, then fell by -1bps to 802.19% in 2023, then dropped by -2bps to 820.22% in 2024, then rose by 23bps to 629.82% in 2025.
  • Per Business Quant, the three most recent readings for BOTJ's Operating Margin are 629.82% (Q4 2025), 790.34% (Q3 2025), and 894.05% (Q2 2025).