Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bank Of The James Financial (BOTJ) Net Margin (2017 - 2025)

Historic Net Margin for Bank Of The James Financial (BOTJ) over the last 9 years, with Q3 2025 value amounting to 263.1%.

  • Bank Of The James Financial's Net Margin rose 622900.0% to 263.1% in Q3 2025 from the same period last year, while for Sep 2025 it was 194.26%, marking a year-over-year decrease of 134300.0%. This contributed to the annual value of 198.45% for FY2024, which is 155500.0% down from last year.
  • Latest data reveals that Bank Of The James Financial reported Net Margin of 263.1% as of Q3 2025, which was up 622900.0% from 277.33% recorded in Q2 2025.
  • Bank Of The James Financial's Net Margin's 5-year high stood at 361.32% during Q1 2022, with a 5-year trough of 85.83% in Q1 2025.
  • Moreover, its 5-year median value for Net Margin was 229.49% (2024), whereas its average is 242.1%.
  • As far as peak fluctuations go, Bank Of The James Financial's Net Margin skyrocketed by 1564400bps in 2021, and later tumbled by -1594900bps in 2023.
  • Over the past 5 years, Bank Of The James Financial's Net Margin (Quarter) stood at 268.25% in 2021, then fell by -30bps to 189.11% in 2022, then fell by -3bps to 182.69% in 2023, then fell by -17bps to 150.79% in 2024, then skyrocketed by 74bps to 263.1% in 2025.
  • Its Net Margin was 263.1% in Q3 2025, compared to 277.33% in Q2 2025 and 85.83% in Q1 2025.