Bank Of The James Financial (BOTJ) Net Margin (2010 - 2026)
Bank Of The James Financial's (BOTJ) quarterly Net Margin came in at 279.07% in Q1 2026, up 19324.0% YoY from N/an in Q1 2025, and up 30.26% on a QoQ basis from 214.24% in Q4 2025.
Bank Of The James Financial (BOTJ) Net Margin (2010 - 2026) Analysis & Trends
Bank Of The James Financial (BOTJ) has 17 years of Net Margin data on file, last reported at 279.07% in Q1 2026.
- Quarterly Net Margin rose 19324.0% year-over-year to 279.07% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 255.55% (up 9448.0% YoY) and the FY2025 annual result came in at 208.59%, up 1558.0% from the prior year.
- Net Margin advanced to 279.07% in Q1 2026, from 214.24% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 361.32% in Q1 2022 to a low of 85.83% in Q1 2025.
- A 5-year average of 229.32% and a median of 217.85% in 2024 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2023 — Net Margin slumped 15949 bps — and 2026, when it surged 19324 bps.
- Tracing BOTJ's Net Margin over 5 years: stood at 190.08% in 2022, then climbed by 16 bps to 219.81% in 2023, then slumped by 36 bps to 141.01% in 2024, then surged by 52 bps to 214.24% in 2025, then soared by 30 bps to 279.07% in 2026.
- The last three Net Margin figures came in at 279.07% (Q1 2026), 214.24% (Q4 2025), and 263.1% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | Bank Of The James Financial | 123.35 Mn | 72.42 Mn | 891,000.00 | 281.98% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 281.98% |
| Mar 31, 2026 | 279.07% |
| Dec 31, 2025 | 214.24% |
| Sep 30, 2025 | 263.10% |
| Jun 30, 2025 | 277.33% |
| Mar 31, 2025 | 85.83% |
| Dec 31, 2024 | 141.01% |
| Sep 30, 2024 | 200.81% |
| Jun 30, 2024 | 217.85% |
| Mar 31, 2024 | 229.49% |
| Dec 31, 2023 | 219.81% |
| Sep 30, 2023 | 206.97% |
| Jun 30, 2023 | 265.34% |
| Mar 31, 2023 | 201.83% |
| Dec 31, 2022 | 190.08% |
| Sep 30, 2022 | 196.04% |
| Jun 30, 2022 | 348.33% |
| Mar 31, 2022 | 361.32% |
| Dec 31, 2021 | 284.70% |
| Sep 30, 2021 | 307.35% |