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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bank Of The James Financial Group (BOTJ) Net Margin: 2017-2025

Historic Net Margin for Bank Of The James Financial Group (BOTJ) over the last 9 years, with Sep 2025 value amounting to 263.10%.

  • Bank Of The James Financial Group's Net Margin rose 6229.00% to 263.10% in Q3 2025 from the same period last year, while for Sep 2025 it was 194.26%, marking a year-over-year decrease of 1343.00%. This contributed to the annual value of 198.45% for FY2024, which is 1555.00% down from last year.
  • Bank Of The James Financial Group's Net Margin amounted to 263.10% in Q3 2025, which was down 5.13% from 277.33% recorded in Q2 2025.
  • In the past 5 years, Bank Of The James Financial Group's Net Margin registered a high of 361.32% during Q1 2022, and its lowest value of 85.83% during Q1 2025.
  • Over the past 3 years, Bank Of The James Financial Group's median Net Margin value was 206.97% (recorded in 2023), while the average stood at 207.46%.
  • Its Net Margin has fluctuated over the past 5 years, first skyrocketed by 15,644bps in 2021, then tumbled by 15,949bps in 2023.
  • Over the past 5 years, Bank Of The James Financial Group's Net Margin (Quarterly) stood at 268.25% in 2021, then slumped by 7,915bps to 189.11% in 2022, then crashed by 641bps to 182.69% in 2023, then slumped by 3,190bps to 150.79% in 2024, then skyrocketed by 6,229bps to 263.10% in 2025.
  • Its Net Margin stands at 263.10% for Q3 2025, versus 277.33% for Q2 2025 and 85.83% for Q1 2025.