Bank Of The James Financial (BOTJ) Net Margin (2010 - 2026)

Bank Of The James Financial has reported Net Margin for 17 years, with the latest figure at 279.07% in Q1 2026.

• For the quarter ending Q1 2026, Net Margin rose 19324.0% year-over-year to 279.07%; the trailing twelve-month figure through Mar 2026 stood at 251.91% (up 8823.0% YoY), and the FY2025 full-year result was 207.49%, up 904.0% from the prior year.
• Net Margin for Q1 2026 stood at 279.07%, up from 201.97% in the prior quarter.
• The five-year high for Net Margin was 361.32% in Q1 2022, with the low at 85.83% in Q1 2025.
• Historically, Net Margin has averaged 229.17% across 5 years, with a median of 217.85% in 2024.
• Annual changes were most pronounced in 2023 — Net Margin slumped 15949 bps — and 2026, when it surged 19324 bps.
• Bank Of The James Financial's Net Margin stood at 190.08% in 2022, then climbed by 16 bps to 219.81% in 2023, then tumbled by 31 bps to 150.79% in 2024, then soared by 34 bps to 201.97% in 2025, then surged by 38 bps to 279.07% in 2026.
• The last three Net Margin figures came in at 279.07% (Q1 2026), 201.97% (Q4 2025), and 263.1% (Q3 2025), per Business Quant data.