Bank Of The James Financial (BOTJ) Net Margin (2010 - 2026)

Bank Of The James Financial's Net Margin history runs 17 years deep, the most recent figure standing at 279.07% for Q1 2026.

• Quarterly Net Margin rose 19324.0% year-over-year to 279.07% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 255.55% (up 9448.0% YoY) and the FY2025 annual result came in at 208.59%, up 1558.0% from the prior year.
• Net Margin was 279.07% for Q1 2026 at Bank Of The James Financial, up from 214.24% in the prior quarter.
• Across five years, Net Margin topped out at 361.32% in Q1 2022 and bottomed at 85.83% in Q1 2025.
• A 5-year average of 229.32% and a median of 217.85% in 2024 frame the typical range for Net Margin.
• Annual changes were most pronounced in 2023 — Net Margin sank 15949 bps — and 2026, when it surged 19324 bps.
• Bank Of The James Financial's Net Margin stood at 190.08% in 2022, then increased by 16 bps to 219.81% in 2023, then plunged by 36 bps to 141.01% in 2024, then jumped by 52 bps to 214.24% in 2025, then surged by 30 bps to 279.07% in 2026.
• Business Quant data shows BOTJ's Net Margin at 279.07% in Q1 2026, 214.24% in Q4 2025, and 263.1% in Q3 2025.