Bank Of The James Financial (BOTJ) Loans - Net (2010 - 2026)
Bank Of The James Financial (BOTJ) recorded Loans - Net of $686.08 million in Q2 2026, up 5.7% from $649.09 million a year earlier and up 5.7% from the prior quarter.
Bank Of The James Financial (BOTJ) Loans - Net (2010 - 2026) Analysis & Trends
At the end of FY2025, Bank Of The James Financial reported Loans - Net of $661.36 million, up 3.9% from FY2024.
- Annual Loans - Net has a five-year compound annual growth rate of 1.9% (FY2020 to FY2025).
- Across earlier years, Loans - Net came in at $636.55 million in FY2024 (+5.8%), $601.92 million in FY2023 (-0.6%), $605.37 million in FY2022 (+5.0%) and $576.47 million in FY2021 (-4.2%).
- The Q2 2026 figure is the highest quarterly Loans - Net in data going back to Q4 2010.
- On a year-over-year basis, Loans - Net has increased for nine consecutive quarters, with growth averaging 4.3% over the last eight quarters.
- Peak year-over-year performance for Loans - Net in the last five years was growth of 6.9% in Q1 2025, against a decline of 5.4% in Q3 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at $649.13 million (Q1 2026), $661.36 million (Q4 2025) and $653.29 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 1,516.31 Bn |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 1,204.51 Bn |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 289.32 Bn |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 795.18 Bn |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 260.89 Bn |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 1,017.21 Bn |
| 10 | Bank Of The James Financial | 123.62 Mn | 123.62 Mn | - | 686.08 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 686.08 Mn |
| Mar 31, 2026 | 649.13 Mn |
| Dec 31, 2025 | 661.36 Mn |
| Sep 30, 2025 | 653.29 Mn |
| Jun 30, 2025 | 649.09 Mn |
| Mar 31, 2025 | 642.39 Mn |
| Dec 31, 2024 | 636.55 Mn |
| Sep 30, 2024 | 627.11 Mn |
| Jun 30, 2024 | 636.55 Mn |
| Mar 31, 2024 | 601.12 Mn |
| Dec 31, 2023 | 601.92 Mn |
| Sep 30, 2023 | 599.59 Mn |
| Jun 30, 2023 | 610.42 Mn |
| Mar 31, 2023 | 618.22 Mn |
| Dec 31, 2022 | 605.37 Mn |
| Sep 30, 2022 | 614.12 Mn |
| Jun 30, 2022 | 607.32 Mn |
| Mar 31, 2022 | 588.92 Mn |
| Dec 31, 2021 | 576.47 Mn |
| Sep 30, 2021 | 583.57 Mn |
Bank Of The James Financial Loans - Net API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-net&ticker=BOTJ&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-net", "ticker": "BOTJ", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-net&ticker=BOTJ&period=max&api_key=YOUR_API_KEY");
const data = await res.json();