Balance Sheet
Accounts PayablesAccumulated ExpensesAssetsCash & Current InvestmentsCash & EquivalentsCash Due from BankCommon EquityCurrent TaxesFed Funds SoldGoodwillGoodwill & IntangiblesIntangiblesLiabilities and Shareholders EquityLoans - GrossLoans - Loss AllowanceLoans - NetLong-Term Deferred TaxLong-Term InvestmentsNon-Current DebtOther Non-Current AssetsOther Non-Current LiabilitiesPayablesPensionProperty, Plant & Equipment (Net)Receivables - AccuredRetained EarningsSecurities - Held-to-maturitySecurities - TradableShareholder's EquityShares OutstandingTotal DebtTotal LiabilitiesTotal Non-Current Liabilities
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios

Bank Of The James Financial (BOTJ) Loans - Net (2017 - 2025)

Bank Of The James Financial's Loans - Net history spans 9 years, with the latest figure at $661.4 million for Q4 2025.

  • For Q4 2025, Loans - Net rose 3.9% year-over-year to $661.4 million; the TTM value through Dec 2025 reached $661.4 million, up 3.9%, while the annual FY2025 figure was $661.4 million, 3.9% up from the prior year.
  • Loans - Net reached $661.4 million in Q4 2025 per BOTJ's latest filing, up from $653.3 million in the prior quarter.
  • In the past five years, Loans - Net ranged from a high of $661.4 million in Q4 2025 to a low of $576.5 million in Q4 2021.
  • Average Loans - Net over 5 years is $615.8 million, with a median of $608.9 million recorded in 2022.
  • Peak YoY movement for Loans - Net: dropped 5.35% in 2021, then increased 6.87% in 2025.
  • A 5-year view of Loans - Net shows it stood at $576.5 million in 2021, then grew by 5.01% to $605.4 million in 2022, then fell by 0.57% to $601.9 million in 2023, then grew by 5.75% to $636.6 million in 2024, then rose by 3.9% to $661.4 million in 2025.
  • Per Business Quant, the three most recent readings for BOTJ's Loans - Net are $661.4 million (Q4 2025), $653.3 million (Q3 2025), and $649.1 million (Q2 2025).