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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bank Of The James Financial (BOTJ) EBT Margin (2017 - 2025)

Bank Of The James Financial's EBT Margin history spans 9 years, with the latest figure at 274.51% for Q4 2025.

  • For Q4 2025, EBT Margin rose 8159.0% year-over-year to 274.51%; the TTM value through Dec 2025 reached 260.8%, up 1294.0%, while the annual FY2025 figure was 260.82%, 1293.0% up from the prior year.
  • EBT Margin reached 274.51% in Q4 2025 per BOTJ's latest filing, down from 307.65% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 451.52% in Q1 2022 to a low of 105.91% in Q1 2025.
  • Average EBT Margin over 5 years is 298.73%, with a median of 280.07% recorded in 2025.
  • Peak YoY movement for EBT Margin: soared 19903bps in 2021, then plummeted -20015bps in 2023.
  • A 5-year view of EBT Margin shows it stood at 330.45% in 2021, then dropped by -29bps to 233.07% in 2022, then dropped by -8bps to 213.97% in 2023, then dropped by -10bps to 192.92% in 2024, then surged by 42bps to 274.51% in 2025.
  • Per Business Quant, the three most recent readings for BOTJ's EBT Margin are 274.51% (Q4 2025), 307.65% (Q3 2025), and 348.51% (Q2 2025).