Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bank Of The James Financial (BOTJ) EBT Margin (2017 - 2025)

Historic EBT Margin for Bank Of The James Financial (BOTJ) over the last 9 years, with Q3 2025 value amounting to 307.65%.

  • Bank Of The James Financial's EBT Margin rose 590100.0% to 307.65% in Q3 2025 from the same period last year, while for Sep 2025 it was 238.65%, marking a year-over-year decrease of 160200.0%. This contributed to the annual value of 247.89% for FY2024, which is 156100.0% down from last year.
  • As of Q3 2025, Bank Of The James Financial's EBT Margin stood at 307.65%, which was up 590100.0% from 348.51% recorded in Q2 2025.
  • In the past 5 years, Bank Of The James Financial's EBT Margin ranged from a high of 451.52% in Q1 2022 and a low of 105.91% during Q1 2025
  • Moreover, its 5-year median value for EBT Margin was 285.62% (2024), whereas its average is 300.0%.
  • As far as peak fluctuations go, Bank Of The James Financial's EBT Margin surged by 1990300bps in 2021, and later crashed by -2001500bps in 2023.
  • Over the past 5 years, Bank Of The James Financial's EBT Margin (Quarter) stood at 330.45% in 2021, then dropped by -29bps to 233.07% in 2022, then fell by -8bps to 213.97% in 2023, then dropped by -10bps to 192.92% in 2024, then surged by 59bps to 307.65% in 2025.
  • Its last three reported values are 307.65% in Q3 2025, 348.51% for Q2 2025, and 105.91% during Q1 2025.