Bank Of The James Financial (BOTJ) Interest Expense - Debt (2010 - 2026)
Bank Of The James Financial (BOTJ) reported Interest Expense - Debt of $127,000 for Q2 2026, up 46.0% from $87,000 a year earlier and up 6.7% from the prior quarter.
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Analysis
Bank Of The James Financial (BOTJ) Interest Expense - Debt (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Bank Of The James Financial's Interest Expense - Debt came in at $459,000, up 18.0% year-over-year; for FY2025, it was $389,000, up 3.5% from FY2024.
- Interest Expense - Debt has a three-year compound annual growth rate of -4.0% (FY2022 to FY2025).
- By year, Interest Expense - Debt came in at $376,000 in FY2024 (-12.4%), $429,000 in FY2023 (-2.5%) and $440,000 in FY2022.
- Five-year quarterly Interest Expense - Debt spans a low of $68,000 in Q3 2025 and a high of $145,000 in Q4 2025.
- Year over year, Interest Expense - Debt has now increased in each of the last three quarters, with growth averaging 9.5% over the last eight quarters.
- The high point for year-over-year Interest Expense - Debt in five years was Q2 2026 (growth of 46.0%); the low point was Q1 2024 (a decline of 29.2%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $119,000 (Q1 2026), $145,000 (Q4 2025) and $68,000 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 4.66 Bn |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 3.08 Bn |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 3.46 Bn |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | - |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 3.05 Bn |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 2.43 Bn |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Bank Of The James Financial | 113.58 Mn | 113.58 Mn | - | 127,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 127,000.00 |
| Mar 31, 2026 | 119,000.00 |
| Dec 31, 2025 | 145,000.00 |
| Sep 30, 2025 | 68,000.00 |
| Jun 30, 2025 | 87,000.00 |
| Mar 31, 2025 | 89,000.00 |
| Dec 31, 2024 | 131,000.00 |
| Sep 30, 2024 | 82,000.00 |
| Jun 30, 2024 | 94,000.00 |
| Mar 31, 2024 | 92,000.00 |
| Dec 31, 2023 | 101,000.00 |
| Sep 30, 2023 | 98,000.00 |
| Jun 30, 2023 | 100,000.00 |
| Mar 31, 2023 | 130,000.00 |
| Dec 31, 2022 | 101,000.00 |
| Sep 30, 2022 | 117,000.00 |
| Jun 30, 2022 | 108,000.00 |
| Mar 31, 2022 | 114,000.00 |
| Jun 30, 2018 | 16,000.00 |
| Mar 31, 2018 | 1,000.00 |
API Access
Bank Of The James Financial Interest Expense - Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=BOTJ&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-debt", "ticker": "BOTJ", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=BOTJ&period=max&api_key=YOUR_API_KEY");
const data = await res.json();