Bank Of The James Financial (BOTJ) Operating Expenses (2010 - 2026)
Bank Of The James Financial's (BOTJ) quarterly Operating Expenses came in at $9.4 million in Q1 2026, down 4.69% YoY from $9.8 million in Q1 2025, and up 2.82% on a QoQ basis from $9.1 million in Q4 2025.
Bank Of The James Financial (BOTJ) Operating Expenses (2010 - 2026) Analysis & Trends
Bank Of The James Financial (BOTJ) has 17 years of Operating Expenses data on file, last reported at $9.4 million in Q1 2026.
- Quarterly Operating Expenses fell 4.69% year-over-year to $9.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $37.1 million (up 0.66% YoY) and the FY2025 annual result came in at $37.5 million, up 6.96% from the prior year.
- Operating Expenses improved to $9.4 million in Q1 2026, from $9.1 million in the prior quarter.
- In the past five years, Operating Expenses ranged from a high of $9.8 million in Q1 2025 to a low of $7.6 million in Q2 2022.
- A 5-year average of $8.7 million and a median of $8.7 million in 2024 frame the typical range for Operating Expenses.
- Annual changes were most pronounced in 2022 — Operating Expenses grew 21.66% — and 2023, when it fell 8.32%.
- Tracing BOTJ's Operating Expenses over 5 years: stood at $8.6 million in 2022, then decreased by 2.34% to $8.4 million in 2023, then increased by 12.92% to $9.5 million in 2024, then declined by 4.16% to $9.1 million in 2025, then gained by 2.82% to $9.4 million in 2026.
- The last three Operating Expenses figures came in at $9.4 million (Q1 2026), $9.1 million (Q4 2025), and $9.2 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 4.10 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 4.43 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | -3.83 Bn |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | -2.79 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 2.60 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | -599.79 Mn |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 3.06 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 2.11 Bn |
| 10 | Bank Of The James Financial | 123.35 Mn | 72.42 Mn | 891,000.00 | 9.31 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 9.31 Mn |
| Mar 31, 2026 | 9.37 Mn |
| Dec 31, 2025 | 9.11 Mn |
| Sep 30, 2025 | 9.16 Mn |
| Jun 30, 2025 | 9.46 Mn |
| Mar 31, 2025 | 9.83 Mn |
| Dec 31, 2024 | 9.50 Mn |
| Sep 30, 2024 | 8.78 Mn |
| Jun 30, 2024 | 8.74 Mn |
| Mar 31, 2024 | 8.09 Mn |
| Dec 31, 2023 | 8.42 Mn |
| Sep 30, 2023 | 8.14 Mn |
| Jun 30, 2023 | 7.88 Mn |
| Mar 31, 2023 | 8.08 Mn |
| Dec 31, 2022 | 8.62 Mn |
| Sep 30, 2022 | 8.88 Mn |
| Jun 30, 2022 | 7.59 Mn |
| Mar 31, 2022 | 7.65 Mn |
| Dec 31, 2021 | 7.91 Mn |
| Sep 30, 2021 | 7.30 Mn |