Bank Of The James Financial Group Inc (BOTJ) EBT Margin (2010 - 2026)
Bank Of The James Financial (BOTJ) recorded EBT Margin of 354.13% in Q2 2026, up 5.62 percentage points from 348.51% a year earlier and up 4.13 percentage points from the prior quarter.
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Analysis
Bank Of The James Financial Group Inc (BOTJ) EBT Margin (2010 - 2026) Analysis & Trends
On a TTM basis, Bank Of The James Financial's EBT Margin came in at 319.62% as of Jun 30, 2026, up 96.46 percentage points year-over-year; for FY2025, it was 260.82%, up 12.93 percentage points from FY2024.
- Annual EBT Margin has a five-year change of -43.11 percentage points (FY2020 to FY2025).
- Across earlier years, EBT Margin came in at 247.89% in FY2024 (-15.61 pp), 263.50% in FY2023 (-45.89 pp), 309.38% in FY2022 (-69.26 pp) and 378.65% in FY2021 (+74.71 pp).
- The Q2 2026 figure is the highest quarterly EBT Margin since Q2 2022.
- On a year-over-year basis, EBT Margin has increased for five consecutive quarters, with an average year-over-year change of +32.30 percentage points over the last eight quarters.
- Peak year-over-year performance for EBT Margin in the last five years was a gain of 244.09 percentage points in Q1 2026, against a drop of 200.15 percentage points in Q1 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 350.00% (Q1 2026), 274.51% (Q4 2025) and 307.65% (Q3 2025).
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 29.64% |
| Mar 31, 2026 | 27.40% |
| Dec 31, 2025 | 27.12% |
| Sep 30, 2025 | 25.81% |
| Jun 30, 2025 | 27.57% |
| Mar 31, 2025 | 9.44% |
| Dec 31, 2024 | 18.00% |
| Sep 30, 2024 | 21.74% |
| Jun 30, 2024 | 23.63% |
| Mar 31, 2024 | 26.54% |
| Dec 31, 2023 | 19.42% |
| Sep 30, 2023 | 24.51% |
| Jun 30, 2023 | 29.35% |
| Mar 31, 2023 | 23.12% |
| Dec 31, 2022 | 21.75% |
| Sep 30, 2022 | 27.01% |
| Jun 30, 2022 | 28.21% |
| Mar 31, 2022 | 26.67% |
| Dec 31, 2021 | 23.60% |
| Sep 30, 2021 | 24.33% |
API Access
Bank Of The James Financial Group Inc EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=BOTJ&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "BOTJ", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=BOTJ&period=max&api_key=YOUR_API_KEY");
const data = await res.json();