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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bank Of The James Financial (BOTJ) Debt Ratio (2017 - 2025)

Historic Debt Ratio for Bank Of The James Financial (BOTJ) over the last 7 years, with Q3 2025 value amounting to 0.01.

  • Bank Of The James Financial's Debt Ratio fell 754.42% to 0.01 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.0, marking a year-over-year decrease of 818.56%. This contributed to the annual value of 0.01 for FY2024, which is 691.37% down from last year.
  • As of Q3 2025, Bank Of The James Financial's Debt Ratio stood at 0.01, which was down 754.42% from 0.01 recorded in Q2 2025.
  • In the past 5 years, Bank Of The James Financial's Debt Ratio registered a high of 0.01 during Q4 2022, and its lowest value of 0.01 during Q3 2025.
  • Its 5-year average for Debt Ratio is 0.01, with a median of 0.01 in 2023.
  • Its Debt Ratio has fluctuated over the past 5 years, first soared by 124.84% in 2022, then crashed by 1024.89% in 2024.
  • Quarter analysis of 5 years shows Bank Of The James Financial's Debt Ratio stood at 0.01 in 2021, then grew by 1.25% to 0.01 in 2022, then decreased by 9.4% to 0.01 in 2023, then dropped by 6.91% to 0.01 in 2024, then fell by 8.8% to 0.01 in 2025.
  • Its Debt Ratio stands at 0.01 for Q3 2025, versus 0.01 for Q2 2025 and 0.01 for Q1 2025.