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Bank Of The James Financial Group (BOTJ) Debt Ratio: 2017-2025

Historic Debt Ratio for Bank Of The James Financial Group (BOTJ) over the last 4 years, with Sep 2025 value amounting to 0.01.

  • Bank Of The James Financial Group's Debt Ratio fell 7.54% to 0.01 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.01, marking a year-over-year decrease of 7.54%. This contributed to the annual value of 0.01 for FY2024, which is 6.91% down from last year.
  • According to the latest figures from Q3 2025, Bank Of The James Financial Group's Debt Ratio is 0.01, which was down 3.26% from 0.01 recorded in Q2 2025.
  • Over the past 5 years, Bank Of The James Financial Group's Debt Ratio peaked at 0.01 during Q4 2022, and registered a low of 0.01 during Q3 2025.
  • For the 3-year period, Bank Of The James Financial Group's Debt Ratio averaged around 0.01, with its median value being 0.01 (2024).
  • Per our database at Business Quant, Bank Of The James Financial Group's Debt Ratio increased by 1.25% in 2022 and then decreased by 10.25% in 2024.
  • Over the past 5 years, Bank Of The James Financial Group's Debt Ratio (Quarterly) stood at 0.01 in 2021, then grew by 1.25% to 0.01 in 2022, then declined by 9.40% to 0.01 in 2023, then declined by 6.91% to 0.01 in 2024, then fell by 7.54% to 0.01 in 2025.
  • Its Debt Ratio was 0.01 in Q3 2025, compared to 0.01 in Q2 2025 and 0.01 in Q1 2025.