Bank Of The James Financial (BOTJ) Debt Ratio (2017 - 2025)

Historic Debt Ratio for Bank Of The James Financial (BOTJ) over the last 7 years, with Q3 2025 value amounting to 0.01.

  • Bank Of The James Financial's Debt Ratio fell 754.42% to 0.01 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.01, marking a year-over-year decrease of 754.42%. This contributed to the annual value of 0.01 for FY2024, which is 691.37% down from last year.
  • Latest data reveals that Bank Of The James Financial reported Debt Ratio of 0.01 as of Q3 2025, which was down 754.42% from 0.01 recorded in Q2 2025.
  • Bank Of The James Financial's 5-year Debt Ratio high stood at 0.01 for Q4 2022, and its period low was 0.01 during Q3 2025.
  • Its 5-year average for Debt Ratio is 0.01, with a median of 0.01 in 2023.
  • Its Debt Ratio has fluctuated over the past 5 years, first skyrocketed by 124.84% in 2022, then plummeted by 1024.89% in 2024.
  • Quarter analysis of 5 years shows Bank Of The James Financial's Debt Ratio stood at 0.01 in 2021, then increased by 1.25% to 0.01 in 2022, then fell by 9.4% to 0.01 in 2023, then decreased by 6.91% to 0.01 in 2024, then dropped by 8.8% to 0.01 in 2025.
  • Its Debt Ratio stands at 0.01 for Q3 2025, versus 0.01 for Q2 2025 and 0.01 for Q1 2025.