Bank Of The James Financial (BOTJ) Debt Ratio (2010 - 2026)

Bank Of The James Financial's Debt Ratio history runs 16 years deep, the most recent figure standing at 0.01 for Q1 2026.

• Quarterly Debt Ratio fell 9.01% year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (down 9.01% YoY) and the FY2025 annual result came in at 0.01, down 10.86% from the prior year.
• Debt Ratio was 0.01 for Q1 2026 at Bank Of The James Financial, down from 0.01 in the prior quarter.
• Across five years, Debt Ratio topped out at 0.01 in Q2 2022 and bottomed at 0.01 in Q1 2026.
• A 5-year average of 0.01 and a median of 0.01 in 2023 frame the typical range for Debt Ratio.
• Annual changes were most pronounced in 2022 — Debt Ratio increased 6.42% — and 2025, when it dropped 12.82%.
• Bank Of The James Financial's Debt Ratio stood at 0.01 in 2022, then fell by 5.61% to 0.01 in 2023, then dropped by 6.91% to 0.01 in 2024, then dropped by 10.86% to 0.01 in 2025, then decreased by 2.83% to 0.01 in 2026.
• Business Quant data shows BOTJ's Debt Ratio at 0.01 in Q1 2026, 0.01 in Q4 2025, and 0.01 in Q3 2025.