Bank Of The James Financial (BOTJ) Interest Expenses (2010 - 2026)

Bank Of The James Financial (BOTJ) posted Interest Expenses of $20.8 million for Q1 2026, up 497.61% on a QoQ basis from $3.5 million in Q4 2025, and down 17.77% year-over-year from $25.2 million in Q1 2025.

Bank Of The James Financial (BOTJ) Interest Expenses (2010 - 2026) Analysis & Trends

Bank Of The James Financial's Interest Expenses history runs 17 years deep, the most recent figure standing at $20.8 million for Q1 2026.

  • Quarterly Interest Expenses fell 17.77% year-over-year to $20.8 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $20.8 million (down 17.77% YoY) and the FY2025 annual result came in at $19.7 million, down 31.99% from the prior year.
  • Interest Expenses was $20.8 million for Q1 2026 at Bank Of The James Financial, up from $3.5 million in the prior quarter.
  • Across five years, Interest Expenses topped out at $37.7 million in Q3 2023 and bottomed at -$5.4 million in Q4 2023.
  • A 5-year average of $20.7 million and a median of $24.0 million in 2025 frame the typical range for Interest Expenses.
  • Annual changes were most pronounced in 2022 — Interest Expenses surged 5045.99% — and 2023, when it slumped 980.62%.
  • Bank Of The James Financial's Interest Expenses stood at $609000.0 in 2022, then slumped by 980.62% to -$5.4 million in 2023, then surged by 173.65% to $4.0 million in 2024, then declined by 12.05% to $3.5 million in 2025, then jumped by 497.61% to $20.8 million in 2026.
  • Business Quant data shows BOTJ's Interest Expenses at $20.8 million in Q1 2026, $3.5 million in Q4 2025, and $20.7 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int Expense (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 -275.78 Mn
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - -2.77 Bn
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -227,416.00
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - 19.98 Mn
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 5.30 Mn
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 2.53 Bn
9 Us Bancorp 99.51 Bn 99.51 Bn - 4.92 Bn
10 Bank Of The James Financial 122.35 Mn 29.20 Mn 834,000.00 20.76 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 20.76 Mn
Mar 31, 2026 20.76 Mn
Dec 31, 2025 3.47 Mn
Dec 31, 2025 3.47 Mn
Sep 30, 2025 20.67 Mn
Sep 30, 2025 20.67 Mn
Jun 30, 2025 24.03 Mn
Jun 30, 2025 24.03 Mn
Mar 31, 2025 25.25 Mn
Mar 31, 2025 25.25 Mn
Dec 31, 2024 3.95 Mn
Dec 31, 2024 3.95 Mn
Sep 30, 2024 22.90 Mn
Sep 30, 2024 22.90 Mn
Jun 30, 2024 29.76 Mn
Jun 30, 2024 29.76 Mn
Mar 31, 2024 29.42 Mn
Mar 31, 2024 29.42 Mn
Dec 31, 2023 -5.36 Mn
Dec 31, 2023 -5.36 Mn