Bank Of The James Financial (BOTJ) Interest Expenses (2010 - 2026)
Bank Of The James Financial's Interest Expenses came in at $3.03 million for Q2 2026, down 10.5% from $3.39 million a year earlier and down 2.6% from the prior quarter.
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Analysis
Bank Of The James Financial (BOTJ) Interest Expenses (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Bank Of The James Financial reported Interest Expenses of $13.09 million, down 12.2% year-over-year; for FY2025, it came in at $13.85 million, down 10.1% from FY2024.
- Interest Expenses carries a five-year compound annual growth rate of 25.0% (FY2020 to FY2025).
- Going back by year, Interest Expenses was $15.41 million in FY2024 (+60.1%), $9.62 million in FY2023 (+347.5%), $2.15 million in FY2022 (+2.3%) and $2.1 million in FY2021 (-53.7%).
- The Q2 2026 figure represents the lowest quarterly Interest Expenses since Q3 2023.
- Year-over-year, Interest Expenses has declined for six consecutive quarters, with growth averaging 1.2% over the last eight quarters.
- The fastest year-over-year change in Interest Expenses over five years came in Q3 2023 (growth of 456.9%), and the weakest in Q3 2021 (a decline of 56.6%).
- Business Quant data shows BOTJ's Interest Expenses at $3.12 million (Q1 2026), $3.47 million (Q4 2025) and $3.47 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 25.11 Bn |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | -538.61 Bn |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 17.84 Bn |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 13.12 Bn |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 12.80 Bn |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | 9.12 Bn |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 18.09 Bn |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 10.97 Bn |
| 10 | Bank Of The James Financial | 122.85 Mn | 122.85 Mn | - | 3.03 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.03 Mn |
| Mar 31, 2026 | 3.12 Mn |
| Dec 31, 2025 | 3.47 Mn |
| Sep 30, 2025 | 3.47 Mn |
| Jun 30, 2025 | 3.39 Mn |
| Mar 31, 2025 | 3.52 Mn |
| Dec 31, 2024 | 3.95 Mn |
| Sep 30, 2024 | 4.05 Mn |
| Jun 30, 2024 | 3.84 Mn |
| Mar 31, 2024 | 3.56 Mn |
| Dec 31, 2023 | 3.15 Mn |
| Sep 30, 2023 | 2.78 Mn |
| Jun 30, 2023 | 2.24 Mn |
| Mar 31, 2023 | 1.46 Mn |
| Dec 31, 2022 | 652,000.00 |
| Sep 30, 2022 | 499,000.00 |
| Jun 30, 2022 | 474,000.00 |
| Mar 31, 2022 | 525,000.00 |
| Dec 31, 2021 | 468,000.00 |
| Sep 30, 2021 | 493,000.00 |
API Access
Bank Of The James Financial Interest Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expenses&ticker=BOTJ&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expenses", "ticker": "BOTJ", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expenses&ticker=BOTJ&period=max&api_key=YOUR_API_KEY");
const data = await res.json();