Bank Of The James Financial (BOTJ) Interest Expenses (2010 - 2026)
Bank Of The James Financial's (BOTJ) quarterly Interest Expenses came in at $20.8 million in Q1 2026, down 17.77% YoY from $25.2 million in Q1 2025, and up 333.58% on a QoQ basis from -$8.9 million in Q4 2025.
Bank Of The James Financial (BOTJ) Interest Expenses (2010 - 2026) Analysis & Trends
Bank Of The James Financial (BOTJ) has 17 years of Interest Expenses data on file, last reported at $20.8 million in Q1 2026.
- Quarterly Interest Expenses fell 17.77% year-over-year to $20.8 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $20.8 million (down 17.77% YoY) and the FY2025 annual result came in at $19.7 million, down 31.99% from the prior year.
- Interest Expenses grew to $20.8 million in Q1 2026, from -$8.9 million in the prior quarter.
- In the past five years, Interest Expenses ranged from a high of $37.7 million in Q3 2023 to a low of -$10.4 million in Q4 2024.
- A 5-year average of $19.2 million and a median of $24.0 million in 2025 frame the typical range for Interest Expenses.
- Annual changes were most pronounced in 2022 — Interest Expenses surged 5045.99% — and 2023, when it plunged 1028.57%.
- Tracing BOTJ's Interest Expenses over 5 years: stood at $609000.0 in 2022, then sank by 1028.57% to -$5.7 million in 2023, then tumbled by 83.96% to -$10.4 million in 2024, then advanced by 14.56% to -$8.9 million in 2025, then surged by 333.58% to $20.8 million in 2026.
- The last three Interest Expenses figures came in at $20.8 million (Q1 2026), -$8.9 million (Q4 2025), and $20.7 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.15 Bn | 84.95 Bn | - | - |
| 2 | Pnc Financial Services | 97.76 Bn | 97.76 Bn | - | 2.59 Bn |
| 3 | Us Bancorp | 96.01 Bn | 96.01 Bn | - | 3.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.80 Bn | -144.29 Bn | - | -4.19 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 72.03 Bn | -81.28 Bn | - | 7.93 Bn |
| 7 | Nu Holdings | 71.41 Bn | 57.72 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.56 Bn | 61.56 Bn | - | 2.35 Bn |
| 9 | Fifth Third Bancorp | 49.64 Bn | 25.92 Bn | - | 1.16 Bn |
| 10 | Bank Of The James Financial | 123.03 Mn | 72.10 Mn | 891,000.00 | 3.03 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 21.70 Mn |
| Jun 30, 2026 | 21.70 Mn |
| Mar 31, 2026 | 20.76 Mn |
| Mar 31, 2026 | 20.76 Mn |
| Dec 31, 2025 | -8.89 Mn |
| Dec 31, 2025 | -8.89 Mn |
| Sep 30, 2025 | 20.67 Mn |
| Sep 30, 2025 | 20.67 Mn |
| Jun 30, 2025 | 24.03 Mn |
| Jun 30, 2025 | 24.03 Mn |
| Mar 31, 2025 | 25.25 Mn |
| Mar 31, 2025 | 25.25 Mn |
| Dec 31, 2024 | -10.40 Mn |
| Dec 31, 2024 | -10.40 Mn |
| Sep 30, 2024 | 22.90 Mn |
| Sep 30, 2024 | 22.90 Mn |
| Jun 30, 2024 | 29.76 Mn |
| Jun 30, 2024 | 29.76 Mn |
| Mar 31, 2024 | 29.42 Mn |
| Mar 31, 2024 | 29.42 Mn |