Bank Of The James Financial (BOTJ) Interest Expenses (2010 - 2026)
Bank Of The James Financial (BOTJ) posted Interest Expenses of $20.8 million for Q1 2026, up 497.61% on a QoQ basis from $3.5 million in Q4 2025, and down 17.77% year-over-year from $25.2 million in Q1 2025.
Bank Of The James Financial (BOTJ) Interest Expenses (2010 - 2026) Analysis & Trends
Bank Of The James Financial's Interest Expenses history runs 17 years deep, the most recent figure standing at $20.8 million for Q1 2026.
- Quarterly Interest Expenses fell 17.77% year-over-year to $20.8 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $20.8 million (down 17.77% YoY) and the FY2025 annual result came in at $19.7 million, down 31.99% from the prior year.
- Interest Expenses was $20.8 million for Q1 2026 at Bank Of The James Financial, up from $3.5 million in the prior quarter.
- Across five years, Interest Expenses topped out at $37.7 million in Q3 2023 and bottomed at -$5.4 million in Q4 2023.
- A 5-year average of $20.7 million and a median of $24.0 million in 2025 frame the typical range for Interest Expenses.
- Annual changes were most pronounced in 2022 — Interest Expenses surged 5045.99% — and 2023, when it slumped 980.62%.
- Bank Of The James Financial's Interest Expenses stood at $609000.0 in 2022, then slumped by 980.62% to -$5.4 million in 2023, then surged by 173.65% to $4.0 million in 2024, then declined by 12.05% to $3.5 million in 2025, then jumped by 497.61% to $20.8 million in 2026.
- Business Quant data shows BOTJ's Interest Expenses at $20.8 million in Q1 2026, $3.5 million in Q4 2025, and $20.7 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -275.78 Mn |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -2.77 Bn |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -227,416.00 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 19.98 Mn |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 5.30 Mn |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 2.53 Bn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 4.92 Bn |
| 10 | Bank Of The James Financial | 122.35 Mn | 29.20 Mn | 834,000.00 | 20.76 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 20.76 Mn |
| Mar 31, 2026 | 20.76 Mn |
| Dec 31, 2025 | 3.47 Mn |
| Dec 31, 2025 | 3.47 Mn |
| Sep 30, 2025 | 20.67 Mn |
| Sep 30, 2025 | 20.67 Mn |
| Jun 30, 2025 | 24.03 Mn |
| Jun 30, 2025 | 24.03 Mn |
| Mar 31, 2025 | 25.25 Mn |
| Mar 31, 2025 | 25.25 Mn |
| Dec 31, 2024 | 3.95 Mn |
| Dec 31, 2024 | 3.95 Mn |
| Sep 30, 2024 | 22.90 Mn |
| Sep 30, 2024 | 22.90 Mn |
| Jun 30, 2024 | 29.76 Mn |
| Jun 30, 2024 | 29.76 Mn |
| Mar 31, 2024 | 29.42 Mn |
| Mar 31, 2024 | 29.42 Mn |
| Dec 31, 2023 | -5.36 Mn |
| Dec 31, 2023 | -5.36 Mn |