Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Amortization - IntangiblesConsolidated Net IncomeDepreciation & Amortization - TotalEBITEBITDAEBTEPS (Basic)EPS (Weighted Average and Diluted)Equity IncomeGross ProfitIncome from Continuing OperationsIncome towards Parent CompanyInterest & Investment IncomeInterest Expense - DepositsInterest Expense - OthersInterest ExpensesInterest Income - Debt SecuritiesInterest Income - DepositsInterest Income - Fed FundsInterest Income - NetInterest Income - TotalInterest income - InvestmentsInterest income - LoansInvestment Banking IncomeInvestment Gain (Loss)Net Income towards Common StockholdersNon-Interest IncomeOperating ExpensesOperating IncomeOther Non-Interest IncomeOther Operating ExpensesProfit After TaxProvisionsRevenueShares Outstanding (Diluted Average)Shares Outstanding (Weighted Average)Tax ProvisionsTax RateWages, Salaries and Other
Others
Ratios

Bank Of The James Financial (BOTJ) Interest Expenses (2017 - 2025)

Bank Of The James Financial's Interest Expenses history spans 9 years, with the latest figure at $3.5 million for Q4 2025.

  • For Q4 2025, Interest Expenses fell 12.05% year-over-year to $3.5 million; the TTM value through Dec 2025 reached $13.8 million, down 10.12%, while the annual FY2025 figure was $13.8 million, 10.12% down from the prior year.
  • Interest Expenses reached $3.5 million in Q4 2025 per BOTJ's latest filing, roughly flat from $3.5 million in the prior quarter.
  • In the past five years, Interest Expenses ranged from a high of $4.1 million in Q3 2024 to a low of $468000.0 in Q4 2021.
  • Average Interest Expenses over 5 years is $2.2 million, with a median of $2.5 million recorded in 2023.
  • Peak YoY movement for Interest Expenses: crashed 56.56% in 2021, then soared 456.91% in 2023.
  • A 5-year view of Interest Expenses shows it stood at $468000.0 in 2021, then soared by 39.32% to $652000.0 in 2022, then skyrocketed by 382.98% to $3.1 million in 2023, then increased by 25.44% to $4.0 million in 2024, then decreased by 12.05% to $3.5 million in 2025.
  • Per Business Quant, the three most recent readings for BOTJ's Interest Expenses are $3.5 million (Q4 2025), $3.5 million (Q3 2025), and $3.4 million (Q2 2025).