Bank Of The James Financial (BOTJ) Provisions (2010 - 2026)
Bank Of The James Financial's (BOTJ) quarterly Provisions came in at -$146000.0 in Q1 2026, down 206.57% YoY from $137000.0 in Q1 2025, and down 154.89% on a QoQ basis from $266000.0 in Q4 2025.
Bank Of The James Financial (BOTJ) Provisions (2010 - 2026) Analysis & Trends
Bank Of The James Financial (BOTJ) has 17 years of Provisions data on file, last reported at -$146000.0 in Q1 2026.
- Quarterly Provisions fell 206.57% year-over-year to -$146000.0 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$317000.0 (down 1005.71% YoY) and the FY2025 annual result came in at -$35000.0, up 94.66% from the prior year.
- Provisions fell to -$146000.0 in Q1 2026, from $266000.0 in the prior quarter.
- In the past five years, Provisions ranged from a high of $266000.0 in Q4 2025 to a low of -$553000.0 in Q1 2024.
- A 5-year average of -$119625.0 and a median of -$134500.0 in 2024 frame the typical range for Provisions.
- Annual changes were most pronounced in 2022 — Provisions plunged 933.33% — and 2025, when it surged 474.65%.
- Tracing BOTJ's Provisions over 5 years: stood at -$300000.0 in 2022, then soared by 133.0% to $99000.0 in 2023, then sank by 171.72% to -$71000.0 in 2024, then surged by 474.65% to $266000.0 in 2025, then slumped by 154.89% to -$146000.0 in 2026.
- The last three Provisions figures came in at -$146000.0 (Q1 2026), $266000.0 (Q4 2025), and $91000.0 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 213.00 Mn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 538.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 395.00 Mn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 131.00 Mn |
| 10 | Bank Of The James Financial | 123.35 Mn | 72.42 Mn | 891,000.00 | 350,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 350,000.00 |
| Mar 31, 2026 | -146,000.00 |
| Dec 31, 2025 | 266,000.00 |
| Sep 30, 2025 | 91,000.00 |
| Jun 30, 2025 | -528,000.00 |
| Mar 31, 2025 | 137,000.00 |
| Dec 31, 2024 | -71,000.00 |
| Sep 30, 2024 | 92,000.00 |
| Jun 30, 2024 | -123,000.00 |
| Mar 31, 2024 | -553,000.00 |
| Dec 31, 2023 | 99,000.00 |
| Sep 30, 2023 | -164,000.00 |
| Jun 30, 2023 | -254,000.00 |
| Mar 31, 2023 | 140,000.00 |
| Sep 30, 2022 | -300,000.00 |
| Jun 30, 2022 | -300,000.00 |
| Mar 31, 2022 | -300,000.00 |
| Dec 31, 2021 | -376,000.00 |
| Sep 30, 2021 | -79,000.00 |
| Jun 30, 2021 | 36,000.00 |