Bank Of The James Financial (BOTJ) Interest Expense - Deposits (2010 - 2026)
Bank Of The James Financial's (BOTJ) quarterly Interest Expense - Deposits came in at $1.0 million in Q1 2026, down 17.63% YoY from $1.2 million in Q1 2025, and down 77.17% on a QoQ basis from $4.5 million in Q4 2025.
Bank Of The James Financial (BOTJ) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
Bank Of The James Financial (BOTJ) has 17 years of Interest Expense - Deposits data on file, last reported at $1.0 million in Q1 2026.
- Quarterly Interest Expense - Deposits fell 17.63% year-over-year to $1.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $8.9 million (down 18.45% YoY) and the FY2025 annual result came in at $8.3 million, down 9.71% from the prior year.
- Interest Expense - Deposits retreated to $1.0 million in Q1 2026, from $4.5 million in the prior quarter.
- In the past five years, Interest Expense - Deposits ranged from a high of $5.0 million in Q4 2024 to a low of $115000.0 in Q2 2022.
- A 5-year average of $1.5 million and a median of $1.1 million in 2023 frame the typical range for Interest Expense - Deposits.
- Annual changes were most pronounced in 2022 — Interest Expense - Deposits sank 66.22% — and 2023, when it jumped 583.33%.
- Tracing BOTJ's Interest Expense - Deposits over 5 years: stood at $265000.0 in 2022, then surged by 303.02% to $1.1 million in 2023, then soared by 370.79% to $5.0 million in 2024, then retreated by 10.44% to $4.5 million in 2025, then slumped by 77.17% to $1.0 million in 2026.
- The last three Interest Expense - Deposits figures came in at $1.0 million (Q1 2026), $4.5 million (Q4 2025), and $2.1 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 1.68 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 2.33 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.58 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 891.00 Mn |
| 10 | Bank Of The James Financial | 123.19 Mn | 72.26 Mn | 891,000.00 | 1.89 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.89 Mn |
| Mar 31, 2026 | 1.03 Mn |
| Dec 31, 2025 | 4.50 Mn |
| Sep 30, 2025 | 2.11 Mn |
| Jun 30, 2025 | 1.26 Mn |
| Mar 31, 2025 | 1.25 Mn |
| Dec 31, 2024 | 5.03 Mn |
| Sep 30, 2024 | 2.38 Mn |
| Jun 30, 2024 | 2.27 Mn |
| Mar 31, 2024 | 2.09 Mn |
| Dec 31, 2023 | 1.07 Mn |
| Sep 30, 2023 | 894,000.00 |
| Jun 30, 2023 | 662,000.00 |
| Mar 31, 2023 | 861,000.00 |
| Dec 31, 2022 | 265,000.00 |
| Sep 30, 2022 | 143,000.00 |
| Jun 30, 2022 | 115,000.00 |
| Mar 31, 2022 | 126,000.00 |
| Dec 31, 2021 | 686,000.00 |
| Sep 30, 2021 | 239,000.00 |