Bank Of The James Financial (BOTJ) Interest Expense - Deposits (2010 - 2026)
Bank Of The James Financial (BOTJ) posted Interest Expense - Deposits of $1.0 million for Q1 2026, down 77.17% on a QoQ basis from $4.5 million in Q4 2025, and down 17.63% year-over-year from $1.2 million in Q1 2025.
Bank Of The James Financial (BOTJ) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
Bank Of The James Financial's Interest Expense - Deposits history runs 17 years deep, the most recent figure standing at $1.0 million for Q1 2026.
- Quarterly Interest Expense - Deposits fell 17.63% year-over-year to $1.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $8.9 million (down 18.45% YoY) and the FY2025 annual result came in at $8.3 million, down 9.71% from the prior year.
- Interest Expense - Deposits was $1.0 million for Q1 2026 at Bank Of The James Financial, down from $4.5 million in the prior quarter.
- Across five years, Interest Expense - Deposits topped out at $5.0 million in Q4 2024 and bottomed at $115000.0 in Q2 2022.
- A 5-year average of $1.5 million and a median of $1.1 million in 2023 frame the typical range for Interest Expense - Deposits.
- Annual changes were most pronounced in 2022 — Interest Expense - Deposits plunged 66.22% — and 2023, when it jumped 583.33%.
- Bank Of The James Financial's Interest Expense - Deposits stood at $265000.0 in 2022, then jumped by 303.02% to $1.1 million in 2023, then surged by 370.79% to $5.0 million in 2024, then slipped by 10.44% to $4.5 million in 2025, then plunged by 77.17% to $1.0 million in 2026.
- Business Quant data shows BOTJ's Interest Expense - Deposits at $1.0 million in Q1 2026, $4.5 million in Q4 2025, and $2.1 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | - |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | - |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | - |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 3.51 Mn |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 4.61 Mn |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.74 Bn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 2.28 Bn |
| 10 | Bank Of The James Financial | 122.35 Mn | 29.20 Mn | 834,000.00 | 1.03 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.03 Mn |
| Dec 31, 2025 | 4.50 Mn |
| Sep 30, 2025 | 2.11 Mn |
| Jun 30, 2025 | 1.26 Mn |
| Mar 31, 2025 | 1.25 Mn |
| Dec 31, 2024 | 5.03 Mn |
| Sep 30, 2024 | 2.38 Mn |
| Jun 30, 2024 | 2.27 Mn |
| Mar 31, 2024 | 2.09 Mn |
| Dec 31, 2023 | 1.07 Mn |
| Sep 30, 2023 | 894,000.00 |
| Jun 30, 2023 | 662,000.00 |
| Mar 31, 2023 | 861,000.00 |
| Dec 31, 2022 | 265,000.00 |
| Sep 30, 2022 | 143,000.00 |
| Jun 30, 2022 | 115,000.00 |
| Mar 31, 2022 | 126,000.00 |
| Dec 31, 2021 | 686,000.00 |
| Sep 30, 2021 | 239,000.00 |
| Jun 30, 2021 | 278,000.00 |