Bank Of The James Financial (BOTJ) Interest Expense - Deposits (2010 - 2026)
Bank Of The James Financial (BOTJ) posted Interest Expense - Deposits of $2.89 million for Q2 2026, down 9.7% from $3.2 million a year earlier and down 3.0% from the prior quarter.
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Analysis
Bank Of The James Financial (BOTJ) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Interest Expense - Deposits at Bank Of The James Financial was $12.58 million, down 11.1% year-over-year; for FY2025, it was $13.23 million, down 9.6% from FY2024.
- Annual Interest Expense - Deposits shows a five-year compound annual growth rate of 26.1% (FY2020 to FY2025).
- In prior years, Bank Of The James Financial's Interest Expense - Deposits was $14.63 million in FY2024 (+66.6%), $8.78 million in FY2023 (+582.2%), $1.29 million in FY2022 (-22.9%) and $1.67 million in FY2021 (-59.8%).
- The Q2 2026 figure stands as the lowest quarterly Interest Expense - Deposits since Q3 2023.
- On a year-over-year basis, Interest Expense - Deposits has declined in each of the last six quarters, with growth averaging 2.5% over the last eight quarters.
- The strongest year-over-year quarter for Interest Expense - Deposits in the past five years was Q3 2023, with growth of 833.7%; the weakest was Q3 2021, with a decline of 62.3%.
- According to Business Quant data, Interest Expense - Deposits for the three prior quarters was $2.98 million (Q1 2026), $3.31 million (Q4 2025) and $3.39 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 11.40 Bn |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 7.61 Bn |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 3.09 Bn |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 7.85 Bn |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 5.09 Bn |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 5.85 Bn |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Bank Of The James Financial | 113.58 Mn | 113.58 Mn | - | 2.89 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.89 Mn |
| Mar 31, 2026 | 2.98 Mn |
| Dec 31, 2025 | 3.31 Mn |
| Sep 30, 2025 | 3.39 Mn |
| Jun 30, 2025 | 3.20 Mn |
| Mar 31, 2025 | 3.33 Mn |
| Dec 31, 2024 | 3.75 Mn |
| Sep 30, 2024 | 3.86 Mn |
| Jun 30, 2024 | 3.65 Mn |
| Mar 31, 2024 | 3.37 Mn |
| Dec 31, 2023 | 2.95 Mn |
| Sep 30, 2023 | 2.58 Mn |
| Jun 30, 2023 | 2.04 Mn |
| Mar 31, 2023 | 1.22 Mn |
| Dec 31, 2022 | 446,000.00 |
| Sep 30, 2022 | 276,000.00 |
| Jun 30, 2022 | 261,000.00 |
| Mar 31, 2022 | 304,000.00 |
| Dec 31, 2021 | 360,000.00 |
| Sep 30, 2021 | 385,000.00 |
API Access
Bank Of The James Financial Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=BOTJ&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "BOTJ", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=BOTJ&period=max&api_key=YOUR_API_KEY");
const data = await res.json();