Bank Of The James Financial (BOTJ) Retained Earnings (2010 - 2026)
Bank Of The James Financial's (BOTJ) quarterly Retained Earnings came in at -$16.0 million in Q1 2026, up 19.17% YoY from -$13.4 million in Q1 2025, and down 7.25% on a QoQ basis from -$14.9 million in Q4 2025.
Bank Of The James Financial (BOTJ) Retained Earnings (2010 - 2026) Analysis & Trends
Bank Of The James Financial (BOTJ) has 17 years of Retained Earnings data on file, last reported at -$16.0 million in Q1 2026.
- Quarterly Retained Earnings rose 19.17% year-over-year to -$16.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$16.0 million (up 19.17% YoY) and the FY2025 annual result came in at -$14.9 million, down 134.9% from the prior year.
- Retained Earnings slipped to -$16.0 million in Q1 2026, from -$14.9 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $42.8 million in Q4 2024 to a low of -$27.1 million in Q3 2022.
- A 5-year average of $3.5 million and a median of -$14.9 million in 2025 frame the typical range for Retained Earnings.
- The widest YoY moves for Retained Earnings: up 2339.11% in 2022, down 6916.58% in 2022.
- Tracing BOTJ's Retained Earnings over 5 years: stood at $31.0 million in 2022, then increased by 18.19% to $36.7 million in 2023, then increased by 16.7% to $42.8 million in 2024, then plunged by 134.9% to -$14.9 million in 2025, then decreased by 7.25% to -$16.0 million in 2026.
- The last three Retained Earnings figures came in at -$16.0 million (Q1 2026), -$14.9 million (Q4 2025), and -$15.7 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | 25.64 Bn |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 65.52 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 83.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 8.37 Bn |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 43.89 Bn |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 8.50 Bn |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 31.62 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 25.65 Bn |
| 10 | Bank Of The James Financial | 123.19 Mn | 72.26 Mn | 891,000.00 | 55.11 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 55.11 Mn |
| Mar 31, 2026 | -16.02 Mn |
| Dec 31, 2025 | -14.94 Mn |
| Sep 30, 2025 | -15.74 Mn |
| Jun 30, 2025 | -18.75 Mn |
| Mar 31, 2025 | -19.82 Mn |
| Dec 31, 2024 | 42.80 Mn |
| Sep 30, 2024 | 41.64 Mn |
| Jun 30, 2024 | -23.37 Mn |
| Mar 31, 2024 | -22.95 Mn |
| Dec 31, 2023 | 36.68 Mn |
| Sep 30, 2023 | 34.93 Mn |
| Jun 30, 2023 | 33.22 Mn |
| Mar 31, 2023 | 31.05 Mn |
| Dec 31, 2022 | 31.03 Mn |
| Sep 30, 2022 | -27.08 Mn |
| Jun 30, 2022 | -21.26 Mn |
| Mar 31, 2022 | -12.04 Mn |
| Dec 31, 2021 | -1.39 Mn |
| Sep 30, 2021 | -386,000.00 |