Bank Of The James Financial (BOTJ) Retained Earnings (2010 - 2026)

Bank Of The James Financial (BOTJ) reported Retained Earnings of -$16.0 million for Q1 2026, down 137.09% on a YoY basis from $43.2 million in Q1 2025, and down 7.25% quarter-over-quarter from -$14.9 million in Q4 2025.

Bank Of The James Financial (BOTJ) Retained Earnings (2010 - 2026) Analysis & Trends

Bank Of The James Financial has reported Retained Earnings for 17 years, with the latest figure at -$16.0 million in Q1 2026.

  • For the quarter ending Q1 2026, Retained Earnings fell 137.09% year-over-year to -$16.0 million; the trailing twelve-month figure through Mar 2026 stood at -$16.0 million (down 137.09% YoY), and the FY2025 full-year result was -$14.9 million, up 34.82% from the prior year.
  • Retained Earnings for Q1 2026 stood at -$16.0 million, down from -$14.9 million in the prior quarter.
  • The five-year high for Retained Earnings was $45.4 million in Q2 2025, with the low at -$29.8 million in Q3 2023.
  • Historically, Retained Earnings has averaged $6.4 million across 5 years, with a median of -$12.0 million in 2022.
  • The largest YoY upside for Retained Earnings was 7997.32% in 2022 against a maximum downside of 1832.25% in 2022.
  • Bank Of The James Financial's Retained Earnings stood at -$26.8 million in 2022, then surged by 236.96% to $36.7 million in 2023, then plunged by 162.48% to -$22.9 million in 2024, then soared by 34.82% to -$14.9 million in 2025, then decreased by 7.25% to -$16.0 million in 2026.
  • The last three Retained Earnings figures came in at -$16.0 million (Q1 2026), -$14.9 million (Q4 2025), and -$15.7 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 711,658.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 16.81 Bn
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 120.93 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - -8.57 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.44 Bn
9 Mizuho Financial 112.02 Bn 112.56 Bn - 43.56 Bn
10 Bank Of The James Financial 112.95 Mn 24.96 Mn 805,000.00 -16.02 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -16.02 Mn
Dec 31, 2025 -14.94 Mn
Sep 30, 2025 -15.74 Mn
Jun 30, 2025 45.44 Mn
Mar 31, 2025 43.19 Mn
Dec 31, 2024 -22.92 Mn
Sep 30, 2024 41.64 Mn
Jun 30, 2024 -23.37 Mn
Mar 31, 2024 38.41 Mn
Dec 31, 2023 36.68 Mn
Sep 30, 2023 -29.78 Mn
Jun 30, 2023 33.22 Mn
Mar 31, 2023 -24.20 Mn
Dec 31, 2022 -26.78 Mn
Sep 30, 2022 29.45 Mn
Jun 30, 2022 27.21 Mn
Mar 31, 2022 -12.04 Mn
Dec 31, 2021 -1.39 Mn
Sep 30, 2021 21.90 Mn
Jun 30, 2021 336,000.00