Bank Of The James Financial (BOTJ) Retained Earnings (2010 - 2026)
Bank Of The James Financial (BOTJ) reported Retained Earnings of -$16.0 million for Q1 2026, down 137.09% on a YoY basis from $43.2 million in Q1 2025, and down 7.25% quarter-over-quarter from -$14.9 million in Q4 2025.
Bank Of The James Financial (BOTJ) Retained Earnings (2010 - 2026) Analysis & Trends
Bank Of The James Financial has reported Retained Earnings for 17 years, with the latest figure at -$16.0 million in Q1 2026.
- For the quarter ending Q1 2026, Retained Earnings fell 137.09% year-over-year to -$16.0 million; the trailing twelve-month figure through Mar 2026 stood at -$16.0 million (down 137.09% YoY), and the FY2025 full-year result was -$14.9 million, up 34.82% from the prior year.
- Retained Earnings for Q1 2026 stood at -$16.0 million, down from -$14.9 million in the prior quarter.
- The five-year high for Retained Earnings was $45.4 million in Q2 2025, with the low at -$29.8 million in Q3 2023.
- Historically, Retained Earnings has averaged $6.4 million across 5 years, with a median of -$12.0 million in 2022.
- The largest YoY upside for Retained Earnings was 7997.32% in 2022 against a maximum downside of 1832.25% in 2022.
- Bank Of The James Financial's Retained Earnings stood at -$26.8 million in 2022, then surged by 236.96% to $36.7 million in 2023, then plunged by 162.48% to -$22.9 million in 2024, then soared by 34.82% to -$14.9 million in 2025, then decreased by 7.25% to -$16.0 million in 2026.
- The last three Retained Earnings figures came in at -$16.0 million (Q1 2026), -$14.9 million (Q4 2025), and -$15.7 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 711,658.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | 16.81 Bn |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 120.93 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | -8.57 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | -1.44 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 43.56 Bn |
| 10 | Bank Of The James Financial | 112.95 Mn | 24.96 Mn | 805,000.00 | -16.02 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -16.02 Mn |
| Dec 31, 2025 | -14.94 Mn |
| Sep 30, 2025 | -15.74 Mn |
| Jun 30, 2025 | 45.44 Mn |
| Mar 31, 2025 | 43.19 Mn |
| Dec 31, 2024 | -22.92 Mn |
| Sep 30, 2024 | 41.64 Mn |
| Jun 30, 2024 | -23.37 Mn |
| Mar 31, 2024 | 38.41 Mn |
| Dec 31, 2023 | 36.68 Mn |
| Sep 30, 2023 | -29.78 Mn |
| Jun 30, 2023 | 33.22 Mn |
| Mar 31, 2023 | -24.20 Mn |
| Dec 31, 2022 | -26.78 Mn |
| Sep 30, 2022 | 29.45 Mn |
| Jun 30, 2022 | 27.21 Mn |
| Mar 31, 2022 | -12.04 Mn |
| Dec 31, 2021 | -1.39 Mn |
| Sep 30, 2021 | 21.90 Mn |
| Jun 30, 2021 | 336,000.00 |