Bank Of The James Financial (BOTJ) FCF Margin (2010 - 2026)
Bank Of The James Financial (BOTJ) posted FCF Margin of 2.42% for Q2 2026, down 26.21 percentage points from 28.62% a year earlier and down 31.89 percentage points from the prior quarter.
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Analysis
Bank Of The James Financial (BOTJ) FCF Margin (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, FCF Margin at Bank Of The James Financial was 22.25%, up 3.69 percentage points year-over-year; for FY2025, it was 21.57%, up 8.14 percentage points from FY2024.
- Annual FCF Margin shows a five-year change of +12.02 percentage points (FY2020 to FY2025).
- In prior years, Bank Of The James Financial's FCF Margin was 13.43% in FY2024 (-5.15 pp), 18.58% in FY2023 (-0.33 pp), 18.91% in FY2022 (-16.19 pp) and 35.10% in FY2021 (+25.56 pp).
- The Q2 2026 figure stands as the lowest quarterly FCF Margin since Q1 2025.
- On a year-over-year basis, FCF Margin increased in five of the last eight quarters, with an average year-over-year change of +3.74 percentage points.
- The strongest year-over-year quarter for FCF Margin in the past five years was Q1 2023, with a gain of 73.76 percentage points; the weakest was Q1 2022, with a drop of 85.33 percentage points.
- According to Business Quant data, FCF Margin for the three prior quarters was 34.31% (Q1 2026), 10.43% (Q4 2025) and 43.99% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 66.09% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | -21.69% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | -230.94% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 189.34% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 19.57% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 40.54% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Bank Of The James Financial | 113.58 Mn | 113.58 Mn | - | 2.42% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.42% |
| Mar 31, 2026 | 34.31% |
| Dec 31, 2025 | 10.43% |
| Sep 30, 2025 | 43.99% |
| Jun 30, 2025 | 28.62% |
| Mar 31, 2025 | 1.28% |
| Dec 31, 2024 | 13.43% |
| Sep 30, 2024 | 29.59% |
| Jun 30, 2024 | 24.55% |
| Mar 31, 2024 | -16.66% |
| Dec 31, 2023 | 32.43% |
| Sep 30, 2023 | 20.87% |
| Jun 30, 2023 | -21.76% |
| Mar 31, 2023 | 43.37% |
| Dec 31, 2022 | 33.40% |
| Sep 30, 2022 | 31.88% |
| Jun 30, 2022 | 36.83% |
| Mar 31, 2022 | -30.40% |
| Dec 31, 2021 | 61.13% |
| Sep 30, 2021 | 4.46% |
API Access
Bank Of The James Financial FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=BOTJ&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "BOTJ", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=BOTJ&period=max&api_key=YOUR_API_KEY");
const data = await res.json();