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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bank Of The James Financial (BOTJ) Gross Margin (2017 - 2025)

Historic Gross Margin for Bank Of The James Financial (BOTJ) over the last 9 years, with Q3 2025 value amounting to 76.2%.

  • Bank Of The James Financial's Gross Margin fell 16100.0% to 76.2% in Q3 2025 from the same period last year, while for Sep 2025 it was 76.17%, marking a year-over-year decrease of 24300.0%. This contributed to the annual value of 80.81% for FY2024, which is 43700.0% up from last year.
  • Bank Of The James Financial's Gross Margin amounted to 76.2% in Q3 2025, which was down 16100.0% from 75.69% recorded in Q2 2025.
  • In the past 5 years, Bank Of The James Financial's Gross Margin ranged from a high of 84.78% in Q1 2024 and a low of 50.72% during Q1 2021
  • For the 5-year period, Bank Of The James Financial's Gross Margin averaged around 72.94%, with its median value being 75.39% (2023).
  • Its Gross Margin has fluctuated over the past 5 years, first crashed by -214100bps in 2021, then soared by 172400bps in 2022.
  • Over the past 5 years, Bank Of The James Financial's Gross Margin (Quarter) stood at 69.12% in 2021, then grew by 8bps to 74.81% in 2022, then grew by 1bps to 75.39% in 2023, then dropped by -3bps to 73.25% in 2024, then grew by 4bps to 76.2% in 2025.
  • Its Gross Margin stands at 76.2% for Q3 2025, versus 75.69% for Q2 2025 and 79.82% for Q1 2025.