Bank Of The James Financial (BOTJ) Gross Margin (2017 - 2026)

Bank Of The James Financial's Gross Margin history runs 10 years deep, the most recent figure standing at 83.9% for Q1 2026.

• Quarterly Gross Margin fell 162.0% year-over-year to 83.9% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 82.9% (down 21.0% YoY) and the FY2025 annual result came in at 79.71%, down 110.0% from the prior year.
• Gross Margin was 83.9% for Q1 2026 at Bank Of The James Financial, down from 85.6% in the prior quarter.
• Across five years, Gross Margin topped out at 96.85% in Q1 2024 and bottomed at 47.47% in Q4 2022.
• A 5-year average of 79.16% and a median of 81.46% in 2022 frame the typical range for Gross Margin.
• Annual changes were most pronounced in 2022 — Gross Margin slumped 2165 bps — and 2023, when it soared 2792 bps.
• Bank Of The James Financial's Gross Margin stood at 47.47% in 2022, then jumped by 59 bps to 75.39% in 2023, then decreased by 3 bps to 73.25% in 2024, then climbed by 17 bps to 85.6% in 2025, then declined by 2 bps to 83.9% in 2026.
• Business Quant data shows BOTJ's Gross Margin at 83.9% in Q1 2026, 85.6% in Q4 2025, and 85.37% in Q3 2025.