Bank Of The James Financial (BOTJ) Gross Margin (2017 - 2026)
Bank Of The James Financial posted quarterly Gross Margin of 80.99% for Q1 2026, up 117.0% year-on-year from 37.32% in Q1 2025, and down 6.68% on a QoQ basis from 86.78% in Q4 2025.
Bank Of The James Financial (BOTJ) has 10 years of Gross Margin data on file, last reported at 80.99% in Q1 2026.
- For the quarter ending Q1 2026, Gross Margin rose 117.0% year-over-year to 80.99%; the trailing twelve-month figure through Mar 2026 stood at 84.18% (down 93.0% YoY), and the FY2025 full-year result was 85.23%, down 123.0% from the prior year.
- Gross Margin for Q1 2026 stood at 80.99%, down from 86.78% in the prior quarter.
- Across five years, Gross Margin topped out at 96.85% in Q1 2024 and bottomed at 45.78% in Q4 2023.
- The 5-year median for Gross Margin is 82.77% (2025), against an average of 80.31%.
- The widest annual swing landed in 2022, when Gross Margin plunged 8846 bps; it then soared 4854 bps in 2024.
- A 5-year view of Gross Margin shows it stood at 47.47% in 2022, then fell by 4 bps to 45.78% in 2023, then surged by 106 bps to 94.32% in 2024, then retreated by 8 bps to 86.78% in 2025, then slipped by 7 bps to 80.99% in 2026.
- The last three Gross Margin figures came in at 80.99% (Q1 2026), 86.78% (Q4 2025), and 85.37% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | - |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | - |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | - |
| 10 | Bank Of The James Financial | 103.36 Mn | 15.37 Mn | 805,000.00 | 80.99% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 80.99% |
| Dec 31, 2025 | 86.78% |
| Sep 30, 2025 | 85.37% |
| Jun 30, 2025 | 82.77% |
| Mar 31, 2025 | 79.82% |
| Dec 31, 2024 | 94.32% |
| Sep 30, 2024 | 77.80% |
| Jun 30, 2024 | 87.73% |
| Mar 31, 2024 | 96.85% |
| Dec 31, 2023 | 45.78% |
| Sep 30, 2023 | 88.25% |
| Jun 30, 2023 | 90.89% |
| Mar 31, 2023 | 80.26% |
| Dec 31, 2022 | 47.47% |
| Sep 30, 2022 | 91.17% |
| Jun 30, 2022 | 81.46% |
| Mar 31, 2022 | 67.57% |
| Dec 31, 2021 | 135.93% |
| Sep 30, 2021 | 65.85% |
| Jun 30, 2021 | 81.79% |
| Mar 31, 2021 | 78.70% |
| Dec 31, 2020 | 103.94% |
| Sep 30, 2020 | 75.90% |
| Jun 30, 2020 | 79.38% |
| Mar 31, 2020 | 72.13% |
| Dec 31, 2019 | 111.90% |
| Sep 30, 2019 | 49.11% |
| Jun 30, 2019 | 40.13% |
| Mar 31, 2019 | 66.97% |
| Dec 31, 2018 | 88.71% |
| Sep 30, 2018 | 72.20% |
| Jun 30, 2018 | 59.78% |
| Mar 31, 2018 | 67.89% |
| Dec 31, 2017 | 65.97% |
| Sep 30, 2017 | 55.74% |