Bank Of The James Financial (BOTJ) Gross Margin (2017 - 2026)

Bank Of The James Financial has reported Gross Margin for 10 years, with the latest figure at 80.99% in Q1 2026.

• For the quarter ending Q1 2026, Gross Margin rose 117.0% year-over-year to 80.99%; the trailing twelve-month figure through Mar 2026 stood at 84.18% (down 93.0% YoY), and the FY2025 full-year result was 85.23%, down 123.0% from the prior year.
• Gross Margin for Q1 2026 stood at 80.99%, down from 86.78% in the prior quarter.
• The five-year high for Gross Margin was 96.85% in Q1 2024, with the low at 45.78% in Q4 2023.
• Historically, Gross Margin has averaged 80.31% across 5 years, with a median of 82.77% in 2025.
• Annual changes were most pronounced in 2022 — Gross Margin slumped 8846 bps — and 2024, when it soared 4854 bps.
• Bank Of The James Financial's Gross Margin stood at 47.47% in 2022, then declined by 4 bps to 45.78% in 2023, then jumped by 106 bps to 94.32% in 2024, then fell by 8 bps to 86.78% in 2025, then decreased by 7 bps to 80.99% in 2026.
• The last three Gross Margin figures came in at 80.99% (Q1 2026), 86.78% (Q4 2025), and 85.37% (Q3 2025), per Business Quant data.