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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bank Of The James Financial (BOTJ) Gross Margin (2017 - 2025)

Historic Gross Margin for Bank Of The James Financial (BOTJ) over the last 9 years, with Q3 2025 value amounting to 76.2%.

  • Bank Of The James Financial's Gross Margin fell 16100.0% to 76.2% in Q3 2025 from the same period last year, while for Sep 2025 it was 76.17%, marking a year-over-year decrease of 24300.0%. This contributed to the annual value of 80.81% for FY2024, which is 43700.0% up from last year.
  • According to the latest figures from Q3 2025, Bank Of The James Financial's Gross Margin is 76.2%, which was down 16100.0% from 75.69% recorded in Q2 2025.
  • Over the past 5 years, Bank Of The James Financial's Gross Margin peaked at 84.78% during Q1 2024, and registered a low of 50.72% during Q1 2021.
  • For the 5-year period, Bank Of The James Financial's Gross Margin averaged around 72.94%, with its median value being 75.39% (2023).
  • As far as peak fluctuations go, Bank Of The James Financial's Gross Margin plummeted by -214100bps in 2021, and later skyrocketed by 172400bps in 2022.
  • Quarter analysis of 5 years shows Bank Of The James Financial's Gross Margin stood at 69.12% in 2021, then increased by 8bps to 74.81% in 2022, then increased by 1bps to 75.39% in 2023, then decreased by -3bps to 73.25% in 2024, then increased by 4bps to 76.2% in 2025.
  • Its last three reported values are 76.2% in Q3 2025, 75.69% for Q2 2025, and 79.82% during Q1 2025.