Bank Of The James Financial (BOTJ) Change in Loans (2012 - 2026)
Bank Of The James Financial (BOTJ) reported Change in Loans of $45.0 million for Q1 2026, up 34.48% on a YoY basis from $33.4 million in Q1 2025, and up 66.94% quarter-over-quarter from $26.9 million in Q4 2025.
Bank Of The James Financial (BOTJ) Change in Loans (2012 - 2026) Analysis & Trends
Bank Of The James Financial has reported Change in Loans for 15 years, with the latest figure at $45.0 million in Q1 2026.
- For the quarter ending Q1 2026, Change in Loans rose 34.48% year-over-year to $45.0 million; the trailing twelve-month figure through Mar 2026 stood at $188.9 million (down 1.71% YoY), and the FY2025 full-year result was $177.4 million, down 8.0% from the prior year.
- Change in Loans for Q1 2026 stood at $45.0 million, up from $26.9 million in the prior quarter.
- The five-year high for Change in Loans was $64.7 million in Q2 2022, with the low at $26.9 million in Q4 2025.
- Historically, Change in Loans has averaged $47.2 million across 5 years, with a median of $45.8 million in 2023.
- Annual changes were most pronounced in 2022 — Change in Loans slumped 54.6% — and 2026, when it jumped 34.48%.
- Bank Of The James Financial's Change in Loans stood at $41.1 million in 2022, then climbed by 5.44% to $43.4 million in 2023, then increased by 5.89% to $45.9 million in 2024, then plunged by 41.35% to $26.9 million in 2025, then surged by 66.94% to $45.0 million in 2026.
- The last three Change in Loans figures came in at $45.0 million (Q1 2026), $26.9 million (Q4 2025), and $54.4 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 9.22 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 28.96 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Bank Of The James Financial | 112.95 Mn | 24.96 Mn | 805,000.00 | 44.97 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 44.97 Mn |
| Dec 31, 2025 | 26.94 Mn |
| Sep 30, 2025 | 54.44 Mn |
| Jun 30, 2025 | 62.57 Mn |
| Mar 31, 2025 | 33.44 Mn |
| Dec 31, 2024 | 45.93 Mn |
| Sep 30, 2024 | 57.60 Mn |
| Jun 30, 2024 | 55.24 Mn |
| Mar 31, 2024 | 34.04 Mn |
| Dec 31, 2023 | 43.37 Mn |
| Sep 30, 2023 | 45.81 Mn |
| Jun 30, 2023 | 45.69 Mn |
| Mar 31, 2023 | 34.74 Mn |
| Dec 31, 2022 | 41.13 Mn |
| Sep 30, 2022 | 53.55 Mn |
| Jun 30, 2022 | 64.67 Mn |
| Mar 31, 2022 | 58.51 Mn |
| Dec 31, 2021 | 90.61 Mn |
| Sep 30, 2021 | 88.99 Mn |
| Jun 30, 2021 | 82.96 Mn |