Bank Of The James Financial (BOTJ) EBITDA Margin (2010 - 2026)
Bank Of The James Financial (BOTJ) reported EBITDA Margin of 55.31% for Q2 2026, down 3.64 percentage points from 58.95% a year earlier and down 0.45 percentage points from the prior quarter.
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Analysis
Bank Of The James Financial (BOTJ) EBITDA Margin (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Bank Of The James Financial's EBITDA Margin came in at 56.56%, up 0.68 percentage points year-over-year; for FY2025, it was 55.25%, down 6.22 percentage points from FY2024.
- EBITDA Margin has a five-year change of +19.95 percentage points (FY2020 to FY2025).
- By year, EBITDA Margin came in at 61.47% in FY2024 (+10.12 pp), 51.35% in FY2023 (+14.37 pp), 36.97% in FY2022 (+1.41 pp) and 35.56% in FY2021 (+0.26 pp).
- The Q2 2026 figure ranks as the lowest quarterly EBITDA Margin since Q1 2025.
- Year over year, EBITDA Margin gained in four of the last eight quarters, with an average year-over-year change of -1.25 percentage points.
- The high point for year-over-year EBITDA Margin in five years was Q1 2024 (a gain of 23.29 percentage points); the low point was Q1 2025 (a drop of 20.36 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 55.76% (Q1 2026), 57.83% (Q4 2025) and 57.42% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 97.78% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 91.48% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 100.96% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 139.87% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 142.21% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 92.97% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Bank Of The James Financial | 113.58 Mn | 113.58 Mn | - | 55.31% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 55.31% |
| Mar 31, 2026 | 55.76% |
| Dec 31, 2025 | 57.83% |
| Sep 30, 2025 | 57.42% |
| Jun 30, 2025 | 58.95% |
| Mar 31, 2025 | 45.62% |
| Dec 31, 2024 | 57.10% |
| Sep 30, 2024 | 61.25% |
| Jun 30, 2024 | 62.02% |
| Mar 31, 2024 | 65.97% |
| Dec 31, 2023 | 53.65% |
| Sep 30, 2023 | 54.68% |
| Jun 30, 2023 | 54.42% |
| Mar 31, 2023 | 42.68% |
| Dec 31, 2022 | 38.27% |
| Sep 30, 2022 | 35.83% |
| Jun 30, 2022 | 37.82% |
| Mar 31, 2022 | 36.03% |
| Dec 31, 2021 | 34.98% |
| Sep 30, 2021 | 33.66% |
API Access
Bank Of The James Financial EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=BOTJ&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "BOTJ", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=BOTJ&period=max&api_key=YOUR_API_KEY");
const data = await res.json();