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Amortization - IntangiblesConsolidated Net IncomeDepreciation & Amortization - TotalEBITEBITDAEBTEPS (Basic)EPS (Weighted Average and Diluted)Equity IncomeGross ProfitIncome from Continuing OperationsIncome towards Parent CompanyInterest & Investment IncomeInterest Expense - DepositsInterest Expense - OthersInterest ExpensesInterest Income - Debt SecuritiesInterest Income - DepositsInterest Income - Fed FundsInterest Income - NetInterest Income - TotalInterest income - InvestmentsInterest income - LoansInvestment Banking IncomeInvestment Gain (Loss)Net Income towards Common StockholdersNon-Interest IncomeOperating ExpensesOperating IncomeOther Non-Interest IncomeOther Operating ExpensesProfit After TaxProvisionsRevenueShares Outstanding (Diluted Average)Shares Outstanding (Weighted Average)Tax ProvisionsTax RateWages, Salaries and Other
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Bank Of The James Financial (BOTJ) EBITDA (2017 - 2025)

Bank Of The James Financial's EBITDA history spans 9 years, with the latest figure at -$7.3 million for Q4 2025.

  • For Q4 2025, EBITDA rose 11.25% year-over-year to -$7.3 million; the TTM value through Dec 2025 reached -$31.2 million, down 6.26%, while the annual FY2025 figure was $5.1 million, 11.39% up from the prior year.
  • EBITDA reached -$7.3 million in Q4 2025 per BOTJ's latest filing, up from -$7.6 million in the prior quarter.
  • In the past five years, EBITDA ranged from a high of -$6.0 million in Q1 2021 to a low of -$8.3 million in Q1 2025.
  • Average EBITDA over 5 years is -$7.0 million, with a median of -$6.9 million recorded in 2022.
  • The largest YoY upside for EBITDA was 11.25% in 2025 against a maximum downside of 24.64% in 2025.
  • A 5-year view of EBITDA shows it stood at -$6.7 million in 2021, then decreased by 11.25% to -$7.4 million in 2022, then increased by 4.79% to -$7.1 million in 2023, then decreased by 15.39% to -$8.2 million in 2024, then increased by 11.25% to -$7.3 million in 2025.
  • Per Business Quant, the three most recent readings for BOTJ's EBITDA are -$7.3 million (Q4 2025), -$7.6 million (Q3 2025), and -$8.1 million (Q2 2025).