Bank Of The James Financial Group Inc Income Statement

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Income Statement Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions 2.78M4.81M2.29M0.54M0.06M0.28M1.61M0.99M0.72M0.52M2.55M-0.50M-0.90M-0.18M-0.66M
Revenue 18.72M19.01M19.36M19.47M19.99M21.80M24.02M1.76M1.87M1.78M2.03M2.50M3.59M3.90M4.00M
Interest income
Interest income - Loans 19.71M17.57M17.00M16.92M17.51M19.38M20.48M22.08M24.84M27.56M28.02M26.53M26.18M31.38M34.51M
Interest income - Investments 0.10M0.05M0.06M0.06M0.06M0.07M0.07M0.10M0.09M0.09M0.12M0.24M0.57M0.56M0.54M
Interest Income - Debt Securities 0.69M0.87M1.07M0.84M0.81M1.00M1.01M1.04M1.07M1.29M1.25M1.51M1.99M1.90M2.31M
Interest Income - Deposits 0.01M0.03M0.08M0.23M0.33M0.09M0.03M0.28M0.50M0.78M
Interest Income - Fed Funds 0.02M0.02M0.03M0.03M0.02M0.02M0.03M0.13M0.39M0.45M0.10M0.11M0.72M2.46M3.63M
Interest Income - Total 21.59M19.52M18.75M18.43M18.73M20.30M21.57M23.66M26.97M29.82M29.69M29.18M31.85M39.36M44.64M
Interest expenses
Interest Expense - Deposits 3.31M1.73M1.54M1.27M1.15M1.55M1.74M2.07M2.62M3.46M3.35M1.10M0.73M5.80M9.17M
Interest Expense - Debt 0.32M0.30M0.22M0.08M0.08M0.03M0.02M0.03M
Interest Expense - Fed Funds 0.12M0.07M0.01M0.00M0.01M0.00M0.00M0.01M
Interest Expense - Others 0.44M0.40M0.33M
Interest Expenses 6.39M4.19M3.02M2.44M2.33M2.69M2.34M2.99M3.79M5.26M4.54M2.10M2.15M9.62M15.41M
Interest Income - Net 15.20M15.33M15.74M15.99M16.40M17.61M19.22M20.67M23.18M24.55M25.15M27.08M29.70M29.74M29.24M
Non-interest income
Interest Income - Total 12.42M10.52M13.45M15.45M16.35M17.33M17.61M19.68M22.46M24.03M22.60M27.58M30.60M29.92M29.89M
Service Charges 1.34M1.15M1.23M1.35M1.35M1.39M1.44M1.76M
Investment Gain (Loss) 0.64M3.93M4.20M4.84M
Investment Banking Income 1.72M2.28M2.43M2.43M2.92M4.25M7.81M8.27M5.26M3.94M4.49M
Mortgage Banking 1.51M1.04M1.26M1.25M1.72M
Other Non-Interest Income 0.90M4.72M2.60M1.10M0.55M0.61M0.76M2.09M1.06M0.87M0.67M0.93M0.92M919.00M768.00M
Non-Interest Income 3.52M3.68M3.62M3.48M3.59M4.19M4.79M4.73M5.24M7.19M10.97M11.21M13.24M12.87M15.14M
Operating Items
Amortization - Intangibles 0.20M0.25M0.25M0.25M0.25M0.11M0.04M0.03M0.01M0.00M0.01M0.05M0.56M0.56M0.56M
Depreciation & Amortization - Total 1.10M1.04M0.99M1.04M1.23M1.27M1.29M1.52M1.60M2.11M2.35M2.53M2.55M2.42M2.50M
Wages, Salaries and Other 6.69M5.67M6.53M7.16M7.94M8.73M9.23M10.01M11.28M13.09M15.43M16.38M17.68M18.31M19.29M
Rent Expense 1.02M1.09M1.15M1.21M1.21M1.20M1.31M1.49M1.52M1.66M1.64M1.67M1.81M1.82M1.96M
Other Operating Expenses 11.38M11.56M12.25M12.58M12.79M13.70M14.99M16.03M17.94M20.52M23.41M25.14M28.37M28.27M30.64M
Operating Expenses 13.50M13.69M14.39M14.82M15.23M16.18M17.59M19.05M21.06M24.28M27.39M29.34M32.74M32.51M35.10M
Operating Income 0.91M1.40M1.60M1.82M1.64M1.82M1.39M1.46M1.30M1.99M2.33M2.16M2.08M
EBIT 8.82M4.70M0.91M1.40M1.60M1.82M1.64M1.82M1.39M1.46M1.30M1.99M2.33M2.16M2.08M
Non-operating items
Interest & Investment Income 1.31M0.94M0.91M0.74M0.66M0.57M0.48M0.55M0.76M0.76M0.69M0.88M1.24M1.27M1.47M
Other Non Operating Income 0.01M0.02M0.03M0.04M0.02M0.02M0.01M0.01M0.01M0.01M0.01M0.02M0.08M
Net income details
EBT 2.43M0.51M2.67M4.10M4.70M5.34M4.81M5.36M6.63M6.93M6.18M9.45M11.11M10.28M9.92M
Tax Provisions 0.61M-0.09M1.04M1.04M1.29M1.73M1.98M2.44M1.46M1.35M2.04M1.86M2.16M1.93M1.98M
Profit After Tax 1.82M0.60M2.13M3.06M3.41M3.69M3.29M2.92M5.30M5.61M4.98M7.59M8.96M8.70M7.94M
Equity Income 1.35M2.61M3.56M3.92M4.23M2.87M3.25M4.91M4.21M4.43M8.20M4.54M7.16M0.06M
Income from Continuing Operations 1.82M0.60M1.63M3.06M3.41M3.62M2.83M2.92M5.17M5.59M4.14M7.59M8.95M8.35M7.94M
Consolidated Net Income 1.82M0.60M1.63M3.06M3.41M3.62M2.83M2.92M5.17M5.59M4.14M7.59M8.95M8.35M7.94M
Income towards Parent Company 1.82M0.60M1.63M3.06M3.41M3.62M2.83M2.92M5.17M5.59M4.14M7.59M8.95M8.35M7.94M
Net Income towards Common Stockholders 1.82M0.60M1.63M3.06M3.41M3.62M2.83M2.92M5.17M5.59M4.14M7.59M8.95M8.35M7.94M
Additional items
EPS (Basic) 0.550.180.440.830.920.980.590.671.211.281.041.601.911.911.75
EPS (Weighted Average and Diluted) 0.671.211.281.041.601.911.911.75
Shares Outstanding (Weighted Average) 3.68M3.69M3.70M3.71M4.82M4.82M4.82M4.81M4.77M4.74M4.63M4.54M4.54M
Shares Outstanding (Diluted Average) 4.78M4.75M4.70M4.56M4.54M
Tax Rate 25.23%39.07%25.40%27.40%32.29%41.20%45.49%22.03%19.41%32.97%19.70%19.45%18.79%19.94%