Bank Of The James Financial (BOTJ) FCF Margin (2010 - 2026)
Bank Of The James Financial (BOTJ) posted FCF Margin of 28.89% for Q2 2026, down 332.95 percentage points from 361.85% a year earlier and down 409.44 percentage points from the prior quarter.
Bank Of The James Financial (BOTJ) FCF Margin (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, FCF Margin at Bank Of The James Financial was 258.18%, up 45.07 percentage points year-over-year; for FY2025, it was 245.61%, up 96.75 percentage points from FY2024.
- Annual FCF Margin shows a five-year change of +76.01 percentage points (FY2020 to FY2025).
- In prior years, Bank Of The James Financial's FCF Margin was 148.86% in FY2024 (-54.11 pp), 202.97% in FY2023 (-23.18 pp), 226.15% in FY2022 (-312.31 pp) and 538.46% in FY2021 (+368.86 pp).
- The Q2 2026 figure stands as the lowest quarterly FCF Margin since Q1 2025.
- On a year-over-year basis, FCF Margin increased in five of the last eight quarters, with an average year-over-year change of +52.32 percentage points.
- The strongest year-over-year quarter for FCF Margin in the past five years was Q1 2023, with a gain of 985.94 percentage points; the weakest was Q1 2022, with a drop of 1425.00 percentage points.
- According to Business Quant data, FCF Margin for the three prior quarters was 438.33% (Q1 2026), 105.51% (Q4 2025) and 524.38% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | -44.09% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 92.03% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | -16.70% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 189.34% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 27.55% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 29.95% |
| 10 | Bank Of The James Financial | 123.62 Mn | 123.62 Mn | - | 28.89% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 28.89% |
| Mar 31, 2026 | 438.33% |
| Dec 31, 2025 | 105.51% |
| Sep 30, 2025 | 524.38% |
| Jun 30, 2025 | 361.85% |
| Mar 31, 2025 | 14.37% |
| Dec 31, 2024 | 143.99% |
| Sep 30, 2024 | 338.35% |
| Jun 30, 2024 | 280.93% |
| Mar 31, 2024 | -179.33% |
| Dec 31, 2023 | 357.35% |
| Sep 30, 2023 | 219.62% |
| Jun 30, 2023 | -245.86% |
| Mar 31, 2023 | 471.41% |
| Dec 31, 2022 | 357.88% |
| Sep 30, 2022 | 285.38% |
| Jun 30, 2022 | 568.54% |
| Mar 31, 2022 | -514.53% |
| Dec 31, 2021 | 855.84% |
| Sep 30, 2021 | 70.26% |
Bank Of The James Financial FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=BOTJ&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "BOTJ", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=BOTJ&period=max&api_key=YOUR_API_KEY");
const data = await res.json();