Bank Of The James Financial (BOTJ) FCF Payout Ratio (2014 - 2026)
Bank Of The James Financial's (BOTJ) quarterly FCF Payout Ratio came in at 0.1 in Q1 2026, down 96.76% YoY from 3.23 in Q1 2025, and down 69.09% on a QoQ basis from 0.34 in Q4 2025.
Bank Of The James Financial (BOTJ) FCF Payout Ratio (2014 - 2026) Analysis & Trends
Bank Of The James Financial (BOTJ) has 13 years of FCF Payout Ratio data on file, last reported at 0.1 in Q1 2026.
- Quarterly FCF Payout Ratio fell 96.76% year-over-year to 0.1 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.12 (down 47.0% YoY) and the FY2025 annual result came in at 0.17, down 43.25% from the prior year.
- FCF Payout Ratio eased to 0.1 in Q1 2026, from 0.34 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 3.23 in Q1 2025 to a low of 0.27 in Q1 2024.
- A 5-year average of 0.27 and a median of 0.1 in 2026 frame the typical range for FCF Payout Ratio.
- Annual changes were most pronounced in 2024 — FCF Payout Ratio plunged 431.98% — and 2025, when it soared 1317.41%.
- Tracing BOTJ's FCF Payout Ratio over 5 years: stood at 0.1 in 2022, then increased by 4.74% to 0.11 in 2023, then jumped by 178.96% to 0.29 in 2024, then grew by 14.96% to 0.34 in 2025, then slumped by 69.09% to 0.1 in 2026.
- The last three FCF Payout Ratio figures came in at 0.1 (Q1 2026), 0.34 (Q4 2025), and 0.08 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | Bank Of The James Financial | 123.35 Mn | 72.42 Mn | 891,000.00 | 1.37 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.37 |
| Mar 31, 2026 | 0.10 |
| Dec 31, 2025 | 0.34 |
| Sep 30, 2025 | 0.08 |
| Jun 30, 2025 | 0.13 |
| Mar 31, 2025 | 3.23 |
| Dec 31, 2024 | 0.29 |
| Sep 30, 2024 | 0.14 |
| Jun 30, 2024 | 0.16 |
| Mar 31, 2024 | -0.27 |
| Dec 31, 2023 | 0.11 |
| Sep 30, 2023 | 0.17 |
| Jun 30, 2023 | -0.16 |
| Mar 31, 2023 | 0.08 |
| Dec 31, 2022 | 0.10 |
| Sep 30, 2022 | 0.09 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | -0.11 |
| Dec 31, 2021 | 0.06 |
| Sep 30, 2021 | 0.77 |