Bank Of The James Financial (BOTJ) FCF Payout Ratio (2014 - 2026)

Bank Of The James Financial (BOTJ) posted FCF Payout Ratio of 0.1 for Q1 2026, down 69.09% on a QoQ basis from 0.34 in Q4 2025, and down 96.76% year-over-year from 3.23 in Q1 2025.

Bank Of The James Financial (BOTJ) FCF Payout Ratio (2014 - 2026) Analysis & Trends

Bank Of The James Financial's FCF Payout Ratio history runs 13 years deep, the most recent figure standing at 0.1 for Q1 2026.

  • Quarterly FCF Payout Ratio fell 96.76% year-over-year to 0.1 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.12 (down 47.0% YoY) and the FY2025 annual result came in at 0.17, down 43.25% from the prior year.
  • FCF Payout Ratio was 0.1 for Q1 2026 at Bank Of The James Financial, down from 0.34 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 3.23 in Q1 2025 and bottomed at 0.27 in Q1 2024.
  • A 5-year average of 0.27 and a median of 0.1 in 2026 frame the typical range for FCF Payout Ratio.
  • Annual changes were most pronounced in 2024 — FCF Payout Ratio tumbled 431.98% — and 2025, when it soared 1317.41%.
  • Bank Of The James Financial's FCF Payout Ratio stood at 0.1 in 2022, then gained by 4.74% to 0.11 in 2023, then soared by 178.96% to 0.29 in 2024, then rose by 14.96% to 0.34 in 2025, then plunged by 69.09% to 0.1 in 2026.
  • Business Quant data shows BOTJ's FCF Payout Ratio at 0.1 in Q1 2026, 0.34 in Q4 2025, and 0.08 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 Bank Of The James Financial 120.63 Mn 27.48 Mn 834,000.00 0.10

Historic Data

Download Data
DateValue
Mar 31, 2026 0.10
Dec 31, 2025 0.34
Sep 30, 2025 0.08
Jun 30, 2025 0.13
Mar 31, 2025 3.23
Dec 31, 2024 0.29
Sep 30, 2024 0.14
Jun 30, 2024 0.16
Mar 31, 2024 -0.27
Dec 31, 2023 0.11
Sep 30, 2023 0.17
Jun 30, 2023 -0.16
Mar 31, 2023 0.08
Dec 31, 2022 0.10
Sep 30, 2022 0.09
Jun 30, 2022 0.09
Mar 31, 2022 -0.11
Dec 31, 2021 0.06
Sep 30, 2021 0.77
Jun 30, 2021 0.15