Bank Of The James Financial (BOTJ) FCF Payout Ratio (2014 - 2026)
Bank Of The James Financial (BOTJ) posted FCF Payout Ratio of 0.1 for Q1 2026, down 69.09% on a QoQ basis from 0.34 in Q4 2025, and down 96.76% year-over-year from 3.23 in Q1 2025.
Bank Of The James Financial (BOTJ) FCF Payout Ratio (2014 - 2026) Analysis & Trends
Bank Of The James Financial's FCF Payout Ratio history runs 13 years deep, the most recent figure standing at 0.1 for Q1 2026.
- Quarterly FCF Payout Ratio fell 96.76% year-over-year to 0.1 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.12 (down 47.0% YoY) and the FY2025 annual result came in at 0.17, down 43.25% from the prior year.
- FCF Payout Ratio was 0.1 for Q1 2026 at Bank Of The James Financial, down from 0.34 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 3.23 in Q1 2025 and bottomed at 0.27 in Q1 2024.
- A 5-year average of 0.27 and a median of 0.1 in 2026 frame the typical range for FCF Payout Ratio.
- Annual changes were most pronounced in 2024 — FCF Payout Ratio tumbled 431.98% — and 2025, when it soared 1317.41%.
- Bank Of The James Financial's FCF Payout Ratio stood at 0.1 in 2022, then gained by 4.74% to 0.11 in 2023, then soared by 178.96% to 0.29 in 2024, then rose by 14.96% to 0.34 in 2025, then plunged by 69.09% to 0.1 in 2026.
- Business Quant data shows BOTJ's FCF Payout Ratio at 0.1 in Q1 2026, 0.34 in Q4 2025, and 0.08 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.36 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 5.86 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 0.18 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 0.36 |
| 10 | Bank Of The James Financial | 120.63 Mn | 27.48 Mn | 834,000.00 | 0.10 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.10 |
| Dec 31, 2025 | 0.34 |
| Sep 30, 2025 | 0.08 |
| Jun 30, 2025 | 0.13 |
| Mar 31, 2025 | 3.23 |
| Dec 31, 2024 | 0.29 |
| Sep 30, 2024 | 0.14 |
| Jun 30, 2024 | 0.16 |
| Mar 31, 2024 | -0.27 |
| Dec 31, 2023 | 0.11 |
| Sep 30, 2023 | 0.17 |
| Jun 30, 2023 | -0.16 |
| Mar 31, 2023 | 0.08 |
| Dec 31, 2022 | 0.10 |
| Sep 30, 2022 | 0.09 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | -0.11 |
| Dec 31, 2021 | 0.06 |
| Sep 30, 2021 | 0.77 |
| Jun 30, 2021 | 0.15 |