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Bank Of The James Financial Group (BOTJ) FCF Payout Ratio: 2017-2025

Historic FCF Payout Ratio for Bank Of The James Financial Group (BOTJ) over the last 9 years, with Sep 2025 value amounting to 0.08.

  • Bank Of The James Financial Group's FCF Payout Ratio fell 38.87% to 0.08 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.17, marking a year-over-year decrease of 22.76%. This contributed to the annual value of 0.31 for FY2024, which is 65.34% up from last year.
  • Per Bank Of The James Financial Group's latest filing, its FCF Payout Ratio stood at 0.08 for Q3 2025, which was down 35.82% from 0.13 recorded in Q2 2025.
  • Bank Of The James Financial Group's FCF Payout Ratio's 5-year high stood at 3.23 during Q1 2025, with a 5-year trough of -0.27 in Q1 2024.
  • For the 3-year period, Bank Of The James Financial Group's FCF Payout Ratio averaged around 0.36, with its median value being 0.13 (2025).
  • Its FCF Payout Ratio has fluctuated over the past 5 years, first plummeted by 431.98% in 2024, then soared by 1,317.41% in 2025.
  • Over the past 5 years, Bank Of The James Financial Group's FCF Payout Ratio (Quarterly) stood at 0.06 in 2021, then spiked by 79.66% to 0.10 in 2022, then climbed by 4.74% to 0.11 in 2023, then surged by 178.96% to 0.29 in 2024, then tumbled by 38.87% to 0.08 in 2025.
  • Its FCF Payout Ratio stands at 0.08 for Q3 2025, versus 0.13 for Q2 2025 and 3.23 for Q1 2025.