Bank Of The James Financial Group (BOTJ) Interest Coverage Ratio: 2017-2025
Historic Interest Coverage Ratio for Bank Of The James Financial Group (BOTJ) over the last 9 years, with Sep 2025 value amounting to -2.41.
- Bank Of The James Financial Group's Interest Coverage Ratio fell 22.02% to -2.41 in Q3 2025 from the same period last year, while for Sep 2025 it was -2.43, marking a year-over-year decrease of 14.74%. This contributed to the annual value of 0.14 for FY2024, which is 39.72% down from last year.
- According to the latest figures from Q3 2025, Bank Of The James Financial Group's Interest Coverage Ratio is -2.41, which was up 6.36% from -2.57 recorded in Q2 2025.
- In the past 5 years, Bank Of The James Financial Group's Interest Coverage Ratio registered a high of -1.97 during Q3 2024, and its lowest value of -15.88 during Q4 2021.
- For the 3-year period, Bank Of The James Financial Group's Interest Coverage Ratio averaged around -2.65, with its median value being -2.44 (2023).
- As far as peak fluctuations go, Bank Of The James Financial Group's Interest Coverage Ratio slumped by 147.73% in 2021, and later soared by 83.08% in 2023.
- Quarterly analysis of 5 years shows Bank Of The James Financial Group's Interest Coverage Ratio stood at -15.88 in 2021, then grew by 24.21% to -12.04 in 2022, then soared by 79.71% to -2.44 in 2023, then rose by 9.67% to -2.21 in 2024, then declined by 22.02% to -2.41 in 2025.
- Its Interest Coverage Ratio stands at -2.41 for Q3 2025, versus -2.57 for Q2 2025 and -2.57 for Q1 2025.