Bank Of The James Financial (BOTJ) Interest Coverage Ratio (2010 - 2026)

Bank Of The James Financial's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 0.41 for Q1 2026.

• Quarterly Interest Coverage Ratio fell 15.44% year-over-year to 0.41 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.62 (down 21.76% YoY) and the FY2025 annual result came in at 1.73, down 57.53% from the prior year.
• Interest Coverage Ratio was 0.41 for Q1 2026 at Bank Of The James Financial, up from 2.31 in the prior quarter.
• Across five years, Interest Coverage Ratio topped out at 1.43 in Q4 2023 and bottomed at 13.35 in Q4 2022.
• A 5-year average of 1.2 and a median of 0.35 in 2024 frame the typical range for Interest Coverage Ratio.
• Annual changes were most pronounced in 2022 — Interest Coverage Ratio plunged 314.24% — and 2023, when it soared 110.75%.
• Bank Of The James Financial's Interest Coverage Ratio stood at 13.35 in 2022, then soared by 110.75% to 1.43 in 2023, then slumped by 253.84% to 2.21 in 2024, then slipped by 4.61% to 2.31 in 2025, then jumped by 82.2% to 0.41 in 2026.
• Business Quant data shows BOTJ's Interest Coverage Ratio at 0.41 in Q1 2026, 2.31 in Q4 2025, and 0.4 in Q3 2025.