Bank Of The James Financial (BOTJ) Interest Coverage Ratio (2017 - 2025)
Historic Interest Coverage Ratio for Bank Of The James Financial (BOTJ) over the last 9 years, with Q3 2025 value amounting to 2.41.
- Bank Of The James Financial's Interest Coverage Ratio fell 2201.97% to 2.41 in Q3 2025 from the same period last year, while for Sep 2025 it was 2.43, marking a year-over-year decrease of 1474.03%. This contributed to the annual value of 0.14 for FY2024, which is 3971.73% down from last year.
- Latest data reveals that Bank Of The James Financial reported Interest Coverage Ratio of 2.41 as of Q3 2025, which was down 2201.97% from 2.57 recorded in Q2 2025.
- In the past 5 years, Bank Of The James Financial's Interest Coverage Ratio registered a high of 1.97 during Q3 2024, and its lowest value of 15.88 during Q4 2021.
- For the 5-year period, Bank Of The James Financial's Interest Coverage Ratio averaged around 7.34, with its median value being 3.22 (2023).
- Its Interest Coverage Ratio has fluctuated over the past 5 years, first tumbled by 14772.91% in 2021, then soared by 8307.68% in 2023.
- Quarter analysis of 5 years shows Bank Of The James Financial's Interest Coverage Ratio stood at 15.88 in 2021, then increased by 24.21% to 12.04 in 2022, then soared by 79.71% to 2.44 in 2023, then rose by 9.67% to 2.21 in 2024, then fell by 9.18% to 2.41 in 2025.
- Its Interest Coverage Ratio stands at 2.41 for Q3 2025, versus 2.57 for Q2 2025 and 2.57 for Q1 2025.