Bank Of The James Financial (BOTJ) Total Debt (2010 - 2026)
Bank Of The James Financial (BOTJ) reported Total Debt of $8.67 million for Q2 2026, down 3.6% from $8.99 million a year earlier and down 0.7% from the prior quarter.
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Analysis
Bank Of The James Financial (BOTJ) Total Debt (2010 - 2026) Analysis & Trends
At the end of FY2025, Bank Of The James Financial posted Total Debt of $8.8 million, down 5.4% from FY2024.
- Total Debt has declined for four consecutive years, with a four-year compound annual growth rate of -5.4% (FY2021 to FY2025).
- By year, Total Debt came in at $9.3 million in FY2024 (-6.0%), $9.89 million in FY2023 (-5.4%), $10.46 million in FY2022 (-4.8%) and $10.99 million in FY2021.
- The Q2 2026 figure ranks as the lowest quarterly Total Debt since Q1 2015.
- Year over year, Total Debt has now declined in each of the last 15 quarters, with an average decline of 5.5% over the last eight quarters.
- Over the past five years, the year-over-year decline in Total Debt ranged from 3.6% (Q2 2026) to 6.4% (Q3 2025).
- Per Business Quant data, the three quarters before Q2 2026 came in at $8.73 million (Q1 2026), $8.8 million (Q4 2025) and $8.84 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 72.43 Bn |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | 3,658.56 Bn |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 59.98 Bn |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 29.82 Bn |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 386.30 Bn |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | 114.75 Bn |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 437.87 Bn |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 25.17 Bn |
| 10 | Bank Of The James Financial | 123.62 Mn | 123.62 Mn | - | 8.67 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 8.67 Mn |
| Mar 31, 2026 | 8.73 Mn |
| Dec 31, 2025 | 8.80 Mn |
| Sep 30, 2025 | 8.84 Mn |
| Jun 30, 2025 | 8.99 Mn |
| Mar 31, 2025 | 9.15 Mn |
| Dec 31, 2024 | 9.30 Mn |
| Sep 30, 2024 | 9.44 Mn |
| Jun 30, 2024 | 9.59 Mn |
| Mar 31, 2024 | 9.74 Mn |
| Dec 31, 2023 | 9.89 Mn |
| Sep 30, 2023 | 10.03 Mn |
| Jun 30, 2023 | 10.17 Mn |
| Mar 31, 2023 | 10.31 Mn |
| Dec 31, 2022 | 10.46 Mn |
| Sep 30, 2022 | 10.60 Mn |
| Jun 30, 2022 | 10.72 Mn |
| Mar 31, 2022 | 10.86 Mn |
| Dec 31, 2021 | 10.99 Mn |
| Mar 31, 2018 | 10.00 Mn |
API Access
Bank Of The James Financial Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=BOTJ&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "BOTJ", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=BOTJ&period=max&api_key=YOUR_API_KEY");
const data = await res.json();