Bank Of The James Financial BOTJ
NASDAQ BOTJ
$27.35 +0.63 (+2.36%)
As of: Oct 20, 2026 · 3:35 PM EDT

Bank Of The James Financial Group Inc (BOTJ) FCF Margin (2010 - 2026)

Updated

Bank Of The James Financial (BOTJ) posted FCF Margin of 28.89% for Q2 2026, down 332.95 percentage points from 361.85% a year earlier and down 409.44 percentage points from the prior quarter.

Analysis

Bank Of The James Financial Group Inc (BOTJ) FCF Margin (2010 - 2026) Analysis & Trends

For the trailing twelve months through Jun 30, 2026, FCF Margin at Bank Of The James Financial was 258.18%, up 45.07 percentage points year-over-year; for FY2025, it was 245.61%, up 96.75 percentage points from FY2024.

  • Annual FCF Margin shows a five-year change of +76.01 percentage points (FY2020 to FY2025).
  • In prior years, Bank Of The James Financial's FCF Margin was 148.86% in FY2024 (-54.11 pp), 202.97% in FY2023 (-23.18 pp), 226.15% in FY2022 (-312.31 pp) and 538.46% in FY2021 (+368.86 pp).
  • The Q2 2026 figure stands as the lowest quarterly FCF Margin since Q1 2025.
  • On a year-over-year basis, FCF Margin increased in five of the last eight quarters, with an average year-over-year change of +52.32 percentage points.
  • The strongest year-over-year quarter for FCF Margin in the past five years was Q1 2023, with a gain of 985.94 percentage points; the weakest was Q1 2022, with a drop of 1425.00 percentage points.
  • According to Business Quant data, FCF Margin for the three prior quarters was 438.33% (Q1 2026), 105.51% (Q4 2025) and 524.38% (Q3 2025).
Peer Set

Peer Comparison

Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 2.42%
Mar 31, 2026 34.31%
Dec 31, 2025 10.43%
Sep 30, 2025 43.99%
Jun 30, 2025 28.62%
Mar 31, 2025 1.28%
Dec 31, 2024 13.43%
Sep 30, 2024 29.59%
Jun 30, 2024 24.55%
Mar 31, 2024 -16.66%
Dec 31, 2023 32.43%
Sep 30, 2023 20.87%
Jun 30, 2023 -21.76%
Mar 31, 2023 43.37%
Dec 31, 2022 33.40%
Sep 30, 2022 31.88%
Jun 30, 2022 36.83%
Mar 31, 2022 -30.40%
Dec 31, 2021 61.13%
Sep 30, 2021 4.46%
API Access

Bank Of The James Financial Group Inc FCF Margin API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=fcf-margin&ticker=BOTJ&period=max&api_key=YOUR_API_KEY