Balance Sheet
Accounts PayablesAccumulated ExpensesAssetsCash & Current InvestmentsCash & EquivalentsCash Due from BankCommon EquityCurrent TaxesFed Funds SoldGoodwillGoodwill & IntangiblesIntangiblesLiabilities and Shareholders EquityLoans - GrossLoans - Loss AllowanceLoans - NetLong-Term Deferred TaxLong-Term InvestmentsNon-Current DebtOther Non-Current AssetsOther Non-Current LiabilitiesPayablesPensionProperty, Plant & Equipment (Net)Receivables - AccuredRetained EarningsSecurities - Held-to-maturitySecurities - TradableShareholder's EquityShares OutstandingTotal DebtTotal LiabilitiesTotal Non-Current Liabilities
Cash Flow Statement
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Income Statement
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Ratios

Bank Of The James Financial (BOTJ) Loans - Loss Allowance (2017 - 2025)

Bank Of The James Financial's Loans - Loss Allowance history spans 9 years, with the latest figure at $6.4 million for Q4 2025.

  • For Q4 2025, Loans - Loss Allowance fell 8.43% year-over-year to $6.4 million; the TTM value through Dec 2025 reached $6.4 million, down 8.43%, while the annual FY2025 figure was $6.4 million, 8.43% down from the prior year.
  • Loans - Loss Allowance reached $6.4 million in Q4 2025 per BOTJ's latest filing, up from $6.3 million in the prior quarter.
  • In the past five years, Loans - Loss Allowance ranged from a high of $7.7 million in Q1 2023 to a low of $6.3 million in Q4 2022.
  • Average Loans - Loss Allowance over 5 years is $6.9 million, with a median of $7.0 million recorded in 2024.
  • Peak YoY movement for Loans - Loss Allowance: grew 29.81% in 2021, then dropped 12.12% in 2022.
  • A 5-year view of Loans - Loss Allowance shows it stood at $6.9 million in 2021, then fell by 9.49% to $6.3 million in 2022, then grew by 18.42% to $7.4 million in 2023, then fell by 4.96% to $7.0 million in 2024, then fell by 8.43% to $6.4 million in 2025.
  • Per Business Quant, the three most recent readings for BOTJ's Loans - Loss Allowance are $6.4 million (Q4 2025), $6.3 million (Q3 2025), and $6.3 million (Q2 2025).