Bank Of The James Financial (BOTJ) Loans - Loss Allowance (2011 - 2026)
Bank Of The James Financial's (BOTJ) quarterly Loans - Loss Allowance came in at $6.2 million in Q1 2026, down 11.68% YoY from $7.0 million in Q1 2025, and down 3.86% on a QoQ basis from $6.4 million in Q4 2025.
Bank Of The James Financial (BOTJ) Loans - Loss Allowance (2011 - 2026) Analysis & Trends
Bank Of The James Financial (BOTJ) has 16 years of Loans - Loss Allowance data on file, last reported at $6.2 million in Q1 2026.
- Quarterly Loans - Loss Allowance fell 11.68% year-over-year to $6.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $6.2 million (down 11.68% YoY) and the FY2025 annual result came in at $6.4 million, down 8.43% from the prior year.
- Loans - Loss Allowance fell to $6.2 million in Q1 2026, from $6.4 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $7.7 million in Q1 2023 to a low of $6.2 million in Q1 2026.
- A 5-year average of $6.8 million and a median of $6.9 million in 2024 frame the typical range for Loans - Loss Allowance.
- Annual changes were most pronounced in 2022 — Loans - Loss Allowance fell 12.12% — and 2023, when it climbed 18.42%.
- Tracing BOTJ's Loans - Loss Allowance over 5 years: stood at $6.3 million in 2022, then increased by 18.42% to $7.4 million in 2023, then retreated by 4.96% to $7.0 million in 2024, then retreated by 8.43% to $6.4 million in 2025, then decreased by 3.86% to $6.2 million in 2026.
- The last three Loans - Loss Allowance figures came in at $6.2 million (Q1 2026), $6.4 million (Q4 2025), and $6.3 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.74 Bn | 84.54 Bn | - | - |
| 2 | Pnc Financial Services | 97.95 Bn | 97.95 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.36 Bn | 96.36 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.86 Bn | -144.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.14 Bn | -81.18 Bn | - | - |
| 7 | Nu Holdings | 70.75 Bn | 57.07 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.78 Bn | 61.78 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.89 Bn | 26.17 Bn | - | 2.92 Bn |
| 10 | Bank Of The James Financial | 123.26 Mn | 72.33 Mn | 891,000.00 | 6.60 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 6.60 Mn |
| Mar 31, 2026 | 6.20 Mn |
| Dec 31, 2025 | 6.45 Mn |
| Sep 30, 2025 | 6.30 Mn |
| Jun 30, 2025 | 6.31 Mn |
| Mar 31, 2025 | 7.02 Mn |
| Dec 31, 2024 | 7.04 Mn |
| Sep 30, 2024 | 7.08 Mn |
| Jun 30, 2024 | 6.95 Mn |
| Mar 31, 2024 | 6.92 Mn |
| Dec 31, 2023 | 7.41 Mn |
| Sep 30, 2023 | 7.32 Mn |
| Jun 30, 2023 | 7.59 Mn |
| Mar 31, 2023 | 7.72 Mn |
| Dec 31, 2022 | 6.26 Mn |
| Sep 30, 2022 | 6.39 Mn |
| Jun 30, 2022 | 6.62 Mn |
| Mar 31, 2022 | 6.87 Mn |
| Dec 31, 2021 | 6.92 Mn |
| Sep 30, 2021 | 7.28 Mn |