Bank Of The James Financial (BOTJ) Loans - Loss Allowance (2011 - 2026)
Bank Of The James Financial posted quarterly Loans - Loss Allowance of $6.2 million for Q1 2026, down 11.68% year-on-year from $7.0 million in Q1 2025, and down 3.86% on a QoQ basis from $6.4 million in Q4 2025.
Bank Of The James Financial (BOTJ) has 16 years of Loans - Loss Allowance data on file, last reported at $6.2 million in Q1 2026.
- For the quarter ending Q1 2026, Loans - Loss Allowance fell 11.68% year-over-year to $6.2 million; the trailing twelve-month figure through Mar 2026 stood at $6.2 million (down 11.68% YoY), and the FY2025 full-year result was $6.4 million, down 8.43% from the prior year.
- Loans - Loss Allowance for Q1 2026 stood at $6.2 million, down from $6.4 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $7.7 million in Q1 2023 and bottomed at $6.2 million in Q1 2026.
- The 5-year median for Loans - Loss Allowance is $6.9 million (2024), against an average of $6.8 million.
- The widest annual swing landed in 2022, when Loans - Loss Allowance fell 12.12%; it then climbed 18.42% in 2023.
- A 5-year view of Loans - Loss Allowance shows it stood at $6.3 million in 2022, then rose by 18.42% to $7.4 million in 2023, then decreased by 4.96% to $7.0 million in 2024, then decreased by 8.43% to $6.4 million in 2025, then slipped by 3.86% to $6.2 million in 2026.
- The last three Loans - Loss Allowance figures came in at $6.2 million (Q1 2026), $6.4 million (Q4 2025), and $6.3 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 10.35 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 12.61 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 4.66 Bn |
| 10 | Bank Of The James Financial | 103.36 Mn | 15.37 Mn | 805,000.00 | 6.20 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 6.20 Mn |
| Dec 31, 2025 | 6.45 Mn |
| Sep 30, 2025 | 6.30 Mn |
| Jun 30, 2025 | 6.31 Mn |
| Mar 31, 2025 | 7.02 Mn |
| Dec 31, 2024 | 7.04 Mn |
| Sep 30, 2024 | 7.08 Mn |
| Jun 30, 2024 | 6.95 Mn |
| Mar 31, 2024 | 6.92 Mn |
| Dec 31, 2023 | 7.41 Mn |
| Sep 30, 2023 | 7.32 Mn |
| Jun 30, 2023 | 7.59 Mn |
| Mar 31, 2023 | 7.72 Mn |
| Dec 31, 2022 | 6.26 Mn |
| Sep 30, 2022 | 6.39 Mn |
| Jun 30, 2022 | 6.62 Mn |
| Mar 31, 2022 | 6.87 Mn |
| Dec 31, 2021 | 6.92 Mn |
| Sep 30, 2021 | 7.28 Mn |
| Jun 30, 2021 | 7.21 Mn |
| Mar 31, 2021 | 7.11 Mn |
| Dec 31, 2020 | 7.16 Mn |
| Sep 30, 2020 | 6.97 Mn |
| Jun 30, 2020 | 6.19 Mn |
| Mar 31, 2020 | 5.47 Mn |
| Dec 31, 2019 | 4.83 Mn |
| Sep 30, 2019 | 4.77 Mn |
| Jun 30, 2019 | 4.72 Mn |
| Mar 31, 2019 | 4.67 Mn |
| Dec 31, 2018 | 4.58 Mn |
| Sep 30, 2018 | 4.56 Mn |
| Jun 30, 2018 | 4.69 Mn |
| Mar 31, 2018 | 4.67 Mn |
| Dec 31, 2017 | 4.75 Mn |
| Sep 30, 2017 | 6.02 Mn |
| Jun 30, 2017 | 6.13 Mn |
| Mar 31, 2017 | 5.72 Mn |
| Dec 31, 2016 | 5.72 Mn |
| Sep 30, 2016 | 4.95 Mn |
| Jun 30, 2016 | 4.89 Mn |
| Mar 31, 2016 | 4.75 Mn |
| Dec 31, 2015 | 4.68 Mn |
| Sep 30, 2015 | 4.75 Mn |
| Jun 30, 2015 | 4.59 Mn |
| Mar 31, 2015 | 4.75 Mn |
| Dec 31, 2014 | 4.79 Mn |
| Sep 30, 2014 | 4.87 Mn |
| Jun 30, 2014 | 5.18 Mn |
| Mar 31, 2014 | 5.26 Mn |
| Dec 31, 2013 | 5.19 Mn |
| Sep 30, 2013 | 4.98 Mn |
| Jun 30, 2013 | 5.48 Mn |
| Mar 31, 2013 | 5.61 Mn |
| Dec 31, 2012 | 5.54 Mn |
| Sep 30, 2012 | 5.69 Mn |
| Jun 30, 2012 | 5.69 Mn |
| Dec 31, 2011 | 5.61 Mn |