Bank Of The James Financial (BOTJ) Loans - Loss Allowance (2011 - 2026)
Bank Of The James Financial (BOTJ) posted Loans - Loss Allowance of $6.2 million for Q1 2026, down 3.86% on a QoQ basis from $6.4 million in Q4 2025, and down 11.68% year-over-year from $7.0 million in Q1 2025.
Bank Of The James Financial (BOTJ) Loans - Loss Allowance (2011 - 2026) Analysis & Trends
Bank Of The James Financial's Loans - Loss Allowance history runs 16 years deep, the most recent figure standing at $6.2 million for Q1 2026.
- Quarterly Loans - Loss Allowance fell 11.68% year-over-year to $6.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $6.2 million (down 11.68% YoY) and the FY2025 annual result came in at $6.4 million, down 8.43% from the prior year.
- Loans - Loss Allowance was $6.2 million for Q1 2026 at Bank Of The James Financial, down from $6.4 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $7.7 million in Q1 2023 and bottomed at $6.2 million in Q1 2026.
- A 5-year average of $6.8 million and a median of $6.9 million in 2024 frame the typical range for Loans - Loss Allowance.
- Annual changes were most pronounced in 2022 — Loans - Loss Allowance slipped 12.12% — and 2023, when it rose 18.42%.
- Bank Of The James Financial's Loans - Loss Allowance stood at $6.3 million in 2022, then gained by 18.42% to $7.4 million in 2023, then slipped by 4.96% to $7.0 million in 2024, then slipped by 8.43% to $6.4 million in 2025, then dropped by 3.86% to $6.2 million in 2026.
- Business Quant data shows BOTJ's Loans - Loss Allowance at $6.2 million in Q1 2026, $6.4 million in Q4 2025, and $6.3 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 4.83 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 10.35 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 12.61 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 4.66 Bn |
| 10 | Bank Of The James Financial | 120.63 Mn | 27.48 Mn | 834,000.00 | 6.20 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 6.20 Mn |
| Dec 31, 2025 | 6.45 Mn |
| Sep 30, 2025 | 6.30 Mn |
| Jun 30, 2025 | 6.31 Mn |
| Mar 31, 2025 | 7.02 Mn |
| Dec 31, 2024 | 7.04 Mn |
| Sep 30, 2024 | 7.08 Mn |
| Jun 30, 2024 | 6.95 Mn |
| Mar 31, 2024 | 6.92 Mn |
| Dec 31, 2023 | 7.41 Mn |
| Sep 30, 2023 | 7.32 Mn |
| Jun 30, 2023 | 7.59 Mn |
| Mar 31, 2023 | 7.72 Mn |
| Dec 31, 2022 | 6.26 Mn |
| Sep 30, 2022 | 6.39 Mn |
| Jun 30, 2022 | 6.62 Mn |
| Mar 31, 2022 | 6.87 Mn |
| Dec 31, 2021 | 6.92 Mn |
| Sep 30, 2021 | 7.28 Mn |
| Jun 30, 2021 | 7.21 Mn |