Bank Of The James Financial (BOTJ) Loans - Loss Allowance (2011 - 2026)

Bank Of The James Financial has reported Loans - Loss Allowance for 16 years, with the latest figure at $6.2 million in Q1 2026.

• For the quarter ending Q1 2026, Loans - Loss Allowance fell 11.68% year-over-year to $6.2 million; the trailing twelve-month figure through Mar 2026 stood at $6.2 million (down 11.68% YoY), and the FY2025 full-year result was $6.4 million, down 8.43% from the prior year.
• Loans - Loss Allowance for Q1 2026 stood at $6.2 million, down from $6.4 million in the prior quarter.
• The five-year high for Loans - Loss Allowance was $7.7 million in Q1 2023, with the low at $6.2 million in Q1 2026.
• Historically, Loans - Loss Allowance has averaged $6.8 million across 5 years, with a median of $6.9 million in 2024.
• Annual changes were most pronounced in 2022 — Loans - Loss Allowance fell 12.12% — and 2023, when it climbed 18.42%.
• Bank Of The James Financial's Loans - Loss Allowance stood at $6.3 million in 2022, then increased by 18.42% to $7.4 million in 2023, then retreated by 4.96% to $7.0 million in 2024, then retreated by 8.43% to $6.4 million in 2025, then decreased by 3.86% to $6.2 million in 2026.
• The last three Loans - Loss Allowance figures came in at $6.2 million (Q1 2026), $6.4 million (Q4 2025), and $6.3 million (Q3 2025), per Business Quant data.