Bank Of The James Financial (BOTJ) Loans - Loss Allowance (2011 - 2026)

Bank Of The James Financial (BOTJ) posted Loans - Loss Allowance of $6.2 million for Q1 2026, down 3.86% on a QoQ basis from $6.4 million in Q4 2025, and down 11.68% year-over-year from $7.0 million in Q1 2025.

Bank Of The James Financial (BOTJ) Loans - Loss Allowance (2011 - 2026) Analysis & Trends

Bank Of The James Financial's Loans - Loss Allowance history runs 16 years deep, the most recent figure standing at $6.2 million for Q1 2026.

  • Quarterly Loans - Loss Allowance fell 11.68% year-over-year to $6.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $6.2 million (down 11.68% YoY) and the FY2025 annual result came in at $6.4 million, down 8.43% from the prior year.
  • Loans - Loss Allowance was $6.2 million for Q1 2026 at Bank Of The James Financial, down from $6.4 million in the prior quarter.
  • Across five years, Loans - Loss Allowance topped out at $7.7 million in Q1 2023 and bottomed at $6.2 million in Q1 2026.
  • A 5-year average of $6.8 million and a median of $6.9 million in 2024 frame the typical range for Loans - Loss Allowance.
  • Annual changes were most pronounced in 2022 — Loans - Loss Allowance slipped 12.12% — and 2023, when it rose 18.42%.
  • Bank Of The James Financial's Loans - Loss Allowance stood at $6.3 million in 2022, then gained by 18.42% to $7.4 million in 2023, then slipped by 4.96% to $7.0 million in 2024, then slipped by 8.43% to $6.4 million in 2025, then dropped by 3.86% to $6.2 million in 2026.
  • Business Quant data shows BOTJ's Loans - Loss Allowance at $6.2 million in Q1 2026, $6.4 million in Q4 2025, and $6.3 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 4.83 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 10.35 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 12.61 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 4.66 Bn
10 Bank Of The James Financial 120.63 Mn 27.48 Mn 834,000.00 6.20 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 6.20 Mn
Dec 31, 2025 6.45 Mn
Sep 30, 2025 6.30 Mn
Jun 30, 2025 6.31 Mn
Mar 31, 2025 7.02 Mn
Dec 31, 2024 7.04 Mn
Sep 30, 2024 7.08 Mn
Jun 30, 2024 6.95 Mn
Mar 31, 2024 6.92 Mn
Dec 31, 2023 7.41 Mn
Sep 30, 2023 7.32 Mn
Jun 30, 2023 7.59 Mn
Mar 31, 2023 7.72 Mn
Dec 31, 2022 6.26 Mn
Sep 30, 2022 6.39 Mn
Jun 30, 2022 6.62 Mn
Mar 31, 2022 6.87 Mn
Dec 31, 2021 6.92 Mn
Sep 30, 2021 7.28 Mn
Jun 30, 2021 7.21 Mn