Bank Of The James Financial Group Inc (BOTJ) Loans - Loss Allowance (2011 - 2026)
Bank Of The James Financial's Loans - Loss Allowance was $6.6 million in Q2 2026, up 4.6% from $6.31 million a year earlier and up 6.4% from the prior quarter.
Bank Of The James Financial Group Inc (BOTJ) Loans - Loss Allowance (2011 - 2026) Analysis & Trends
At the end of FY2025, Loans - Loss Allowance at Bank Of The James Financial came in at $6.45 million, down 8.4% from FY2024.
- Loans - Loss Allowance shows a five-year compound annual growth rate of -2.1% (FY2020 to FY2025).
- In earlier years, Loans - Loss Allowance was $7.04 million in FY2024 (-5.0%), $7.41 million in FY2023 (+18.4%), $6.26 million in FY2022 (-9.5%) and $6.92 million in FY2021 (-3.4%).
- The Q2 2026 figure marks the highest quarterly Loans - Loss Allowance since Q1 2025.
- Compared with a year earlier, Loans - Loss Allowance was higher in two of the last eight quarters, with an average decline of 5.3%.
- The best year-over-year quarter for Loans - Loss Allowance over five years was Q4 2023 (growth of 18.4%); the worst was Q3 2022 (a decline of 12.1%).
- Per Business Quant data, BOTJ's Loans - Loss Allowance in the three quarters before Q2 2026 was $6.2 million (Q1 2026), $6.45 million (Q4 2025) and $6.3 million (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.60 Mn |
| Mar 31, 2026 | 6.20 Mn |
| Dec 31, 2025 | 6.45 Mn |
| Sep 30, 2025 | 6.30 Mn |
| Jun 30, 2025 | 6.31 Mn |
| Mar 31, 2025 | 7.02 Mn |
| Dec 31, 2024 | 7.04 Mn |
| Sep 30, 2024 | 7.08 Mn |
| Jun 30, 2024 | 6.95 Mn |
| Mar 31, 2024 | 6.92 Mn |
| Dec 31, 2023 | 7.41 Mn |
| Sep 30, 2023 | 7.32 Mn |
| Jun 30, 2023 | 7.59 Mn |
| Mar 31, 2023 | 7.72 Mn |
| Dec 31, 2022 | 6.26 Mn |
| Sep 30, 2022 | 6.39 Mn |
| Jun 30, 2022 | 6.62 Mn |
| Mar 31, 2022 | 6.87 Mn |
| Dec 31, 2021 | 6.92 Mn |
| Sep 30, 2021 | 7.28 Mn |
Bank Of The James Financial Group Inc Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=BOTJ&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "BOTJ", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=BOTJ&period=max&api_key=YOUR_API_KEY");
const data = await res.json();