Bank Of The James Financial (BOTJ) Times Interest Earned (2010 - 2026)
Bank Of The James Financial (BOTJ) posted Times Interest Earned of -$0.41 for Q1 2026, up 82.2% on a QoQ basis from -$2.31 in Q4 2025, and down 15.44% year-over-year from -$0.49 in Q1 2025.
Bank Of The James Financial (BOTJ) Times Interest Earned (2010 - 2026) Analysis & Trends
Bank Of The James Financial's Times Interest Earned history runs 17 years deep, the most recent figure standing at -$0.41 for Q1 2026.
- Quarterly Times Interest Earned fell 15.44% year-over-year to -$0.41 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$1.62 (down 21.76% YoY) and the FY2025 annual result came in at -$1.73, down 57.53% from the prior year.
- Times Interest Earned was -$0.41 for Q1 2026 at Bank Of The James Financial, up from -$2.31 in the prior quarter.
- Across five years, Times Interest Earned topped out at $1.43 in Q4 2023 and bottomed at -$13.35 in Q4 2022.
- A 5-year average of -$1.2 and a median of -$0.35 in 2024 frame the typical range for Times Interest Earned.
- Annual changes were most pronounced in 2022 — Times Interest Earned plunged 314.24% — and 2023, when it soared 110.75%.
- Bank Of The James Financial's Times Interest Earned stood at -$13.35 in 2022, then soared by 110.75% to $1.43 in 2023, then slumped by 253.84% to -$2.21 in 2024, then slipped by 4.61% to -$2.31 in 2025, then jumped by 82.2% to -$0.41 in 2026.
- Business Quant data shows BOTJ's Times Interest Earned at -$0.41 in Q1 2026, -$2.31 in Q4 2025, and -$0.4 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Bank Of The James Financial | 120.63 Mn | 27.48 Mn | 834,000.00 | -0.41 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -0.41 |
| Dec 31, 2025 | -2.31 |
| Sep 30, 2025 | -0.40 |
| Jun 30, 2025 | -0.36 |
| Mar 31, 2025 | -0.36 |
| Dec 31, 2024 | -2.21 |
| Sep 30, 2024 | -0.35 |
| Jun 30, 2024 | -0.26 |
| Mar 31, 2024 | -0.24 |
| Dec 31, 2023 | 1.43 |
| Sep 30, 2023 | -0.19 |
| Jun 30, 2023 | -0.22 |
| Mar 31, 2023 | -0.24 |
| Dec 31, 2022 | -13.35 |
| Sep 30, 2022 | -0.23 |
| Jun 30, 2022 | -0.26 |
| Mar 31, 2022 | -0.47 |
| Dec 31, 2021 | 6.23 |
| Sep 30, 2021 | -3.33 |
| Jun 30, 2021 | -12.82 |