Bank Of The James Financial (BOTJ) Times Interest Earned (2010 - 2026)
Bank Of The James Financial posted quarterly Times Interest Earned of -$2.75 for Q1 2026, down 6.81% year-on-year from -$2.95 in Q1 2025, and down 19.26% on a QoQ basis from -$2.3 in Q4 2025.
Bank Of The James Financial (BOTJ) has 17 years of Times Interest Earned data on file, last reported at -$2.75 in Q1 2026.
- For the quarter ending Q1 2026, Times Interest Earned fell 6.81% year-over-year to -$2.75; the trailing twelve-month figure through Mar 2026 stood at -$2.49 (down 14.47% YoY), and the FY2025 full-year result was $0.17, up 24.92% from the prior year.
- Times Interest Earned for Q1 2026 stood at -$2.75, down from -$2.3 in the prior quarter.
- Across five years, Times Interest Earned topped out at -$1.97 in Q3 2024 and bottomed at -$15.39 in Q3 2022.
- The 5-year median for Times Interest Earned is -$2.57 (2025), against an average of -$5.33.
- The widest annual swing landed in 2022, when Times Interest Earned plunged 32.0%; it then jumped 83.04% in 2023.
- A 5-year view of Times Interest Earned shows it stood at -$12.47 in 2022, then jumped by 79.68% to -$2.53 in 2023, then grew by 15.14% to -$2.15 in 2024, then dropped by 7.19% to -$2.3 in 2025, then slipped by 19.26% to -$2.75 in 2026.
- The last three Times Interest Earned figures came in at -$2.75 (Q1 2026), -$2.3 (Q4 2025), and -$2.38 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Bank Of The James Financial | 103.36 Mn | 15.37 Mn | 805,000.00 | -2.75 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -2.75 |
| Dec 31, 2025 | -2.30 |
| Sep 30, 2025 | -2.38 |
| Jun 30, 2025 | -2.55 |
| Mar 31, 2025 | -2.57 |
| Dec 31, 2024 | -2.15 |
| Sep 30, 2024 | -1.97 |
| Jun 30, 2024 | -2.05 |
| Mar 31, 2024 | -2.01 |
| Dec 31, 2023 | -2.53 |
| Sep 30, 2023 | -2.61 |
| Jun 30, 2023 | -3.13 |
| Mar 31, 2023 | -5.00 |
| Dec 31, 2022 | -12.47 |
| Sep 30, 2022 | -15.39 |
| Jun 30, 2022 | -14.89 |
| Mar 31, 2022 | -13.81 |
| Dec 31, 2021 | -14.90 |
| Sep 30, 2021 | -13.99 |
| Jun 30, 2021 | -12.82 |
| Mar 31, 2021 | -10.46 |
| Dec 31, 2020 | -7.82 |
| Sep 30, 2020 | -5.61 |
| Jun 30, 2020 | -5.61 |
| Mar 31, 2020 | -4.32 |
| Dec 31, 2019 | -3.92 |
| Sep 30, 2019 | -4.30 |
| Jun 30, 2019 | -4.68 |
| Mar 31, 2019 | -4.81 |
| Dec 31, 2018 | -4.59 |
| Sep 30, 2018 | -5.09 |
| Jun 30, 2018 | -5.45 |
| Mar 31, 2018 | -5.80 |
| Dec 31, 2017 | -5.52 |
| Sep 30, 2017 | -5.91 |
| Jun 30, 2017 | 2.61 |
| Mar 31, 2017 | 2.64 |
| Dec 31, 2016 | 1.63 |
| Sep 30, 2016 | 3.55 |
| Jun 30, 2016 | 3.83 |
| Mar 31, 2016 | 3.38 |
| Dec 31, 2015 | 2.62 |
| Sep 30, 2015 | 3.06 |
| Jun 30, 2015 | 3.11 |
| Mar 31, 2015 | 3.16 |
| Dec 31, 2014 | 2.99 |
| Sep 30, 2014 | 3.32 |
| Jun 30, 2014 | 3.08 |
| Mar 31, 2014 | 2.70 |
| Dec 31, 2013 | 2.12 |
| Sep 30, 2013 | 2.93 |
| Jun 30, 2013 | 2.86 |
| Mar 31, 2013 | 2.82 |
| Dec 31, 2012 | 2.20 |
| Sep 30, 2012 | 1.94 |
| Jun 30, 2012 | 1.86 |
| Mar 31, 2012 | 1.61 |
| Dec 31, 2011 | 0.26 |
| Sep 30, 2011 | 1.07 |
| Jun 30, 2011 | 1.42 |
| Mar 31, 2011 | 1.51 |
| Dec 31, 2010 | 1.01 |
| Sep 30, 2010 | 1.51 |
| Jun 30, 2010 | 1.76 |