Bank Of The James Financial (BOTJ) Times Interest Earned (2010 - 2026)
Bank Of The James Financial's (BOTJ) quarterly Times Interest Earned came in at -$0.41 in Q1 2026, down 15.44% YoY from -$0.49 in Q1 2025, and down 145.54% on a QoQ basis from $0.9 in Q4 2025.
Bank Of The James Financial (BOTJ) Times Interest Earned (2010 - 2026) Analysis & Trends
Bank Of The James Financial (BOTJ) has 17 years of Times Interest Earned data on file, last reported at -$0.41 in Q1 2026.
- Quarterly Times Interest Earned fell 15.44% year-over-year to -$0.41 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$1.62 (down 21.76% YoY) and the FY2025 annual result came in at -$1.73, down 57.53% from the prior year.
- Times Interest Earned eased to -$0.41 in Q1 2026, from $0.9 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $1.36 in Q4 2023 to a low of -$13.35 in Q4 2022.
- A 5-year average of -$0.84 and a median of -$0.26 in 2022 frame the typical range for Times Interest Earned.
- Annual changes were most pronounced in 2023 — Times Interest Earned soared 110.19% — and 2024, when it tumbled 77.52%.
- Tracing BOTJ's Times Interest Earned over 5 years: stood at -$13.35 in 2022, then soared by 110.19% to $1.36 in 2023, then sank by 38.41% to $0.84 in 2024, then advanced by 7.69% to $0.9 in 2025, then tumbled by 145.54% to -$0.41 in 2026.
- The last three Times Interest Earned figures came in at -$0.41 (Q1 2026), $0.9 (Q4 2025), and -$0.4 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Bank Of The James Financial | 123.19 Mn | 72.26 Mn | 891,000.00 | -2.78 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -0.39 |
| Mar 31, 2026 | -0.41 |
| Dec 31, 2025 | 0.90 |
| Sep 30, 2025 | -0.40 |
| Jun 30, 2025 | -0.36 |
| Mar 31, 2025 | -0.36 |
| Dec 31, 2024 | 0.84 |
| Sep 30, 2024 | -0.35 |
| Jun 30, 2024 | -0.26 |
| Mar 31, 2024 | -0.24 |
| Dec 31, 2023 | 1.36 |
| Sep 30, 2023 | -0.19 |
| Jun 30, 2023 | -0.22 |
| Mar 31, 2023 | -0.24 |
| Dec 31, 2022 | -13.35 |
| Sep 30, 2022 | -0.23 |
| Jun 30, 2022 | -0.26 |
| Mar 31, 2022 | -0.47 |
| Dec 31, 2021 | -14.66 |
| Sep 30, 2021 | -3.33 |