Bank Of The James Financial (BOTJ) Net Cash Flow (2010 - 2026)
Bank Of The James Financial (BOTJ) posted Net Cash Flow of -$52.45 million for Q2 2026, compared with -$17.06 million a year earlier.
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Analysis
Bank Of The James Financial (BOTJ) Net Cash Flow (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Cash Flow at Bank Of The James Financial was -$42.36 million; for FY2025, it came in at $11.17 million.
- Annual Net Cash Flow shows a five-year compound annual growth rate of -29.0% (FY2020 to FY2025).
- In prior years, Bank Of The James Financial's Net Cash Flow was -$1.53 million in FY2024, $13.08 million in FY2023, -$121.39 million in FY2022 and $82.27 million in FY2021 (+33.2%).
- The Q2 2026 figure stands as the lowest quarterly Net Cash Flow since Q1 2022.
- On a year-over-year basis, Net Cash Flow increased in two of the last four quarters, with an average decline of 16.3%.
- The strongest year-over-year quarter for Net Cash Flow in the past five years was Q4 2021, with growth of 513.8%; the weakest was Q1 2026, with a decline of 83.8%.
- According to Business Quant data, Net Cash Flow for the three prior quarters was $3.52 million (Q1 2026), -$976,000 (Q4 2025) and $7.54 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | -88.00 Mn |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | -12.45 Bn |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 27.11 Bn |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 2.71 Bn |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 8.45 Bn |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 28.19 Bn |
| 10 | Bank Of The James Financial | 123.62 Mn | 123.62 Mn | - | -52.45 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -52.45 Mn |
| Mar 31, 2026 | 3.52 Mn |
| Dec 31, 2025 | -976,000.00 |
| Sep 30, 2025 | 7.54 Mn |
| Jun 30, 2025 | -17.06 Mn |
| Mar 31, 2025 | 21.66 Mn |
| Dec 31, 2024 | -35.90 Mn |
| Sep 30, 2024 | 34.58 Mn |
| Jun 30, 2024 | -13.45 Mn |
| Mar 31, 2024 | 13.23 Mn |
| Dec 31, 2023 | -24.69 Mn |
| Sep 30, 2023 | 26.00 Mn |
| Jun 30, 2023 | 8.92 Mn |
| Mar 31, 2023 | 2.85 Mn |
| Dec 31, 2022 | -19.26 Mn |
| Sep 30, 2022 | 6.17 Mn |
| Jun 30, 2022 | -21.95 Mn |
| Mar 31, 2022 | -86.35 Mn |
| Dec 31, 2021 | 35.86 Mn |
| Sep 30, 2021 | 24.01 Mn |
API Access
Bank Of The James Financial Net Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-cash-flow&ticker=BOTJ&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-cash-flow", "ticker": "BOTJ", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-cash-flow&ticker=BOTJ&period=max&api_key=YOUR_API_KEY");
const data = await res.json();