Bank Of The James Financial (BOTJ) Free Cash Flow (2010 - 2026)
Bank Of The James Financial (BOTJ) recorded Free Cash Flow of $332,000 in Q2 2026, down 90.6% from $3.53 million a year earlier and down 92.4% from the prior quarter.
Bank Of The James Financial (BOTJ) Free Cash Flow (2010 - 2026) Analysis & Trends
On a TTM basis, Bank Of The James Financial's Free Cash Flow came in at $11.52 million as of Jun 30, 2026, up 34.4% year-over-year; for FY2025, it came in at $10.5 million, up 76.1% from FY2024.
- Annual Free Cash Flow has a five-year compound annual growth rate of 24.9% (FY2020 to FY2025).
- Across earlier years, Free Cash Flow came in at $5.96 million in FY2024 (-24.7%), $7.92 million in FY2023 (-2.5%), $8.12 million in FY2022 (-39.6%) and $13.44 million in FY2021 (+289.8%).
- The Q2 2026 figure is the lowest quarterly Free Cash Flow since Q1 2025.
- On a year-over-year basis, Free Cash Flow rose in three of the last six quarters, with an average decline of 2.6%.
- Peak year-over-year performance for Free Cash Flow in the last five years was growth of 771.4% in Q3 2022, against a decline of 90.6% in Q2 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at $4.36 million (Q1 2026), $1.34 million (Q4 2025) and $5.49 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | -25.28 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 29.04 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | -3.57 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 25.17 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 5.60 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 6.78 Bn |
| 10 | Bank Of The James Financial | 121.90 Mn | 121.90 Mn | - | 332,000.00 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 332,000.00 |
| Mar 31, 2026 | 4.36 Mn |
| Dec 31, 2025 | 1.34 Mn |
| Sep 30, 2025 | 5.49 Mn |
| Jun 30, 2025 | 3.53 Mn |
| Mar 31, 2025 | 141,000.00 |
| Dec 31, 2024 | 1.55 Mn |
| Sep 30, 2024 | 3.35 Mn |
| Jun 30, 2024 | 2.77 Mn |
| Mar 31, 2024 | -1.71 Mn |
| Dec 31, 2023 | 3.43 Mn |
| Sep 30, 2023 | 2.21 Mn |
| Jun 30, 2023 | -2.35 Mn |
| Mar 31, 2023 | 4.63 Mn |
| Dec 31, 2022 | 3.68 Mn |
| Sep 30, 2022 | 3.75 Mn |
| Jun 30, 2022 | 3.74 Mn |
| Mar 31, 2022 | -3.05 Mn |
| Dec 31, 2021 | 5.93 Mn |
| Sep 30, 2021 | 430,000.00 |
Bank Of The James Financial Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=BOTJ&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "BOTJ", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=BOTJ&period=max&api_key=YOUR_API_KEY");
const data = await res.json();