Nu Holdings (NU) Return on Invested Capital (2021 - 2025)

Nu Holdings (NU) posted quarterly Return on Invested Capital of 0.01% for Q4 2025, up 1.0% year-on-year from 0.01% in Q4 2024, and up 44.66% on a QoQ basis from 0.01% in Q3 2025.

Nu Holdings (NU) Return on Invested Capital (2021 - 2025) Analysis & Trends

Nu Holdings (NU) has reported Return on Invested Capital for 5 consecutive years, with 0.01% the latest figure, recorded in Q4 2025.

  • Quarterly Return on Invested Capital rose 1.0% year-over-year to 0.01% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.01% (up 1.0% YoY) and the FY2025 annual result came in at 0.03%, up 1.0% from the prior year.
  • Return on Invested Capital climbed to 0.01% in Q4 2025 per NU's latest filing, from 0.01% in the prior quarter.
  • Over the last five years, Return on Invested Capital for NU reached as high as 0.06% in Q1 2023 and fell as low as 0.01% in Q4 2021.
  • A 5-year average of 0.02% and a median of 0.02% in 2023 frame the typical range for Return on Invested Capital.
  • Annual changes were most pronounced in 2023 — Return on Invested Capital increased 5 bps — and 2024, when it dropped 4 bps.
  • Year by year, Return on Invested Capital stood at 0.01% in 2021, then soared by 30 bps to 0.01% in 2022, then surged by 294 bps to 0.02% in 2023, then plunged by 57 bps to 0.01% in 2024, then soared by 113 bps to 0.01% in 2025.
  • According to Business Quant data, Return on Invested Capital over the past three periods registered 0.01%, 0.01%, and 0.01% for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ROIC (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.00%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 208.68%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.00%
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.01%
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.00%
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - -
9 Pnc Financial Services 100.96 Bn 101.01 Bn - -
10 Nu Holdings 68.58 Bn 53.46 Bn 1.94 Bn 0.01%

Historic Data

Download Data
DateValue
Dec 31, 2025 0.01%
Sep 30, 2025 0.01%
Jun 30, 2025 0.01%
Mar 31, 2025 0.01%
Dec 31, 2024 0.01%
Sep 30, 2024 0.02%
Jun 30, 2024 0.02%
Mar 31, 2024 0.02%
Dec 31, 2023 0.02%
Sep 30, 2023 0.03%
Jun 30, 2023 0.02%
Mar 31, 2023 0.06%
Dec 31, 2022 -0.01%
Sep 30, 2022 0.03%
Jun 30, 2022 0.02%
Mar 31, 2022 0.01%
Dec 31, 2021 -0.01%