Nu Holdings (NU) Return on Invested Capital (2021 - 2025)

Nu Holdings' Return on Invested Capital history runs 5 years deep, the most recent figure standing at 0.01% for Q4 2025.

• In Q4 2025, Return on Invested Capital rose 1.0% year-over-year to 0.01%; the TTM figure through Dec 2025 stood at 0.01% (up 1.0% YoY), while the FY2025 annual figure was 0.03%, up 1.0% from the prior year.
• Return on Invested Capital for Q4 2025 stood at 0.01%, up from 0.01% in the prior quarter.
• The five-year high for Return on Invested Capital was 0.06% in Q1 2023, with the low at 0.01% in Q4 2021.
• The 5-year median for Return on Invested Capital is 0.02% (2023), against an average of 0.02%.
• The sharpest annual moves came in 2023 and 2024: Return on Invested Capital climbed 5 bps in 2023, then decreased 4 bps in 2024.
• Nu Holdings' Return on Invested Capital stood at 0.01% in 2021, then soared by 30 bps to 0.01% in 2022, then surged by 294 bps to 0.02% in 2023, then tumbled by 57 bps to 0.01% in 2024, then soared by 113 bps to 0.01% in 2025.
• Business Quant data shows NU's Return on Invested Capital at 0.01% in Q4 2025, 0.01% in Q3 2025, and 0.01% in Q2 2025.