Nu Holdings (NU) Return on Invested Capital (2021 - 2025)
Nu Holdings (NU) posted quarterly Return on Invested Capital of 0.01% for Q4 2025, up 1.0% year-on-year from 0.01% in Q4 2024, and up 44.66% on a QoQ basis from 0.01% in Q3 2025.
Nu Holdings (NU) Return on Invested Capital (2021 - 2025) Analysis & Trends
Nu Holdings (NU) has reported Return on Invested Capital for 5 consecutive years, with 0.01% the latest figure, recorded in Q4 2025.
- Quarterly Return on Invested Capital rose 1.0% year-over-year to 0.01% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.01% (up 1.0% YoY) and the FY2025 annual result came in at 0.03%, up 1.0% from the prior year.
- Return on Invested Capital climbed to 0.01% in Q4 2025 per NU's latest filing, from 0.01% in the prior quarter.
- Over the last five years, Return on Invested Capital for NU reached as high as 0.06% in Q1 2023 and fell as low as 0.01% in Q4 2021.
- A 5-year average of 0.02% and a median of 0.02% in 2023 frame the typical range for Return on Invested Capital.
- Annual changes were most pronounced in 2023 — Return on Invested Capital increased 5 bps — and 2024, when it dropped 4 bps.
- Year by year, Return on Invested Capital stood at 0.01% in 2021, then soared by 30 bps to 0.01% in 2022, then surged by 294 bps to 0.02% in 2023, then plunged by 57 bps to 0.01% in 2024, then soared by 113 bps to 0.01% in 2025.
- According to Business Quant data, Return on Invested Capital over the past three periods registered 0.01%, 0.01%, and 0.01% for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 0.00% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 208.68% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 0.00% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.01% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 0.00% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | - |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | - |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | - |
| 10 | Nu Holdings | 68.58 Bn | 53.46 Bn | 1.94 Bn | 0.01% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.01% |
| Sep 30, 2025 | 0.01% |
| Jun 30, 2025 | 0.01% |
| Mar 31, 2025 | 0.01% |
| Dec 31, 2024 | 0.01% |
| Sep 30, 2024 | 0.02% |
| Jun 30, 2024 | 0.02% |
| Mar 31, 2024 | 0.02% |
| Dec 31, 2023 | 0.02% |
| Sep 30, 2023 | 0.03% |
| Jun 30, 2023 | 0.02% |
| Mar 31, 2023 | 0.06% |
| Dec 31, 2022 | -0.01% |
| Sep 30, 2022 | 0.03% |
| Jun 30, 2022 | 0.02% |
| Mar 31, 2022 | 0.01% |
| Dec 31, 2021 | -0.01% |