Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bank Of The James Financial Group (BOTJ) Return on Equity: 2018-2024

Historic Return on Equity for Bank Of The James Financial Group (BOTJ) over the last 7 years, with Dec 2024 value amounting to 0.13%.

  • Bank Of The James Financial Group's Return on Equity fell 2.00% to 0.11% in Q3 2025 from the same period last year, while for Sep 2025 it was 0.11%, marking a year-over-year decrease of 2.00%. This contributed to the annual value of 0.13% for FY2024, which is 2.00% down from last year.
  • Per Bank Of The James Financial Group's latest filing, its Return on Equity stood at 0.13% for FY2024, which was down 15.99% from 0.15% recorded in FY2023.
  • Bank Of The James Financial Group's 5-year Return on Equity high stood at 0.15% for FY2023, and its period low was 0.06% during FY2020.
  • Over the past 3 years, Bank Of The James Financial Group's median Return on Equity value was 0.15% (recorded in 2022), while the average stood at 0.14%.
  • Per our database at Business Quant, Bank Of The James Financial Group's Return on Equity dropped by 3bps in 2020 and then increased by 5bps in 2021.
  • Over the past 5 years, Bank Of The James Financial Group's Return on Equity (Yearly) stood at 0.06% in 2020, then increased by 5bps to 0.11% in 2021, then climbed by 4bps to 0.15% in 2022, then remained steady at 0.15% in 2023, then declined by 2bps to 0.13% in 2024.