Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Amortization - IntangiblesConsolidated Net IncomeDepreciation & Amortization - TotalEBITEBTEPS (Basic)EPS (Weighted Average and Diluted)Equity IncomeIncome from Continuing OperationsIncome towards Parent CompanyInterest & Investment IncomeInterest Expense - DepositsInterest Expense - OthersInterest ExpensesInterest Income - Debt SecuritiesInterest Income - DepositsInterest Income - Fed FundsInterest Income - NetInterest Income - TotalInterest income - InvestmentsInterest income - LoansInvestment Banking IncomeInvestment Gain (Loss)Net Income towards Common StockholdersNon-Interest IncomeOperating ExpensesOperating IncomeOther Non-Interest IncomeOther Operating ExpensesProfit After TaxProvisionsRent ExpenseRevenueShares Outstanding (Diluted Average)Shares Outstanding (Weighted Average)Tax ProvisionsTax RateWages, Salaries and Other
Others
Ratios

Bank Of The James Financial Group (BOTJ) Provisions: 2010-2024

Historic Provisions for Bank Of The James Financial Group (BOTJ) over the last 15 years, with Dec 2024 value amounting to -$655,000.

  • Bank Of The James Financial Group's Provisions fell 1.09% to $91,000 in Q3 2025 from the same period last year, while for Sep 2025 it was -$371,000, marking a year-over-year increase of 23.51%. This contributed to the annual value of -$655,000 for FY2024, which is 265.92% down from last year.
  • Latest data reveals that Bank Of The James Financial Group reported Provisions of -$655,000 as of FY2024, which was down 265.92% from -$179,000 recorded in FY2023.
  • Bank Of The James Financial Group's Provisions' 5-year high stood at $2.5 million during FY2020, with a 5-year trough of -$900,000 in FY2022.
  • Its 3-year average for Provisions is -$578,000, with a median of -$655,000 in 2024.
  • As far as peak fluctuations go, Bank Of The James Financial Group's Provisions surged by 387.19% in 2020, and later plummeted by 265.92% in 2024.
  • Yearly analysis of 5 years shows Bank Of The James Financial Group's Provisions stood at $2.5 million in 2020, then slumped by 119.62% to -$500,000 in 2021, then tumbled by 80.00% to -$900,000 in 2022, then soared by 80.11% to -$179,000 in 2023, then tumbled by 265.92% to -$655,000 in 2024.