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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bank Of The James Financial Group (BOTJ) Net Margin: 2010-2024

Historic Net Margin for Bank Of The James Financial Group (BOTJ) over the last 15 years, with Dec 2024 value amounting to 198.45%.

  • Bank Of The James Financial Group's Net Margin rose 6229.00% to 263.10% in Q3 2025 from the same period last year, while for Sep 2025 it was 194.26%, marking a year-over-year decrease of 1343.00%. This contributed to the annual value of 198.45% for FY2024, which is 1555.00% down from last year.
  • Per Bank Of The James Financial Group's latest filing, its Net Margin stood at 198.45% for FY2024, which was down 7.26% from 214.00% recorded in FY2023.
  • Bank Of The James Financial Group's Net Margin's 5-year high stood at 304.05% during FY2021, with a 5-year trough of 198.45% in FY2024.
  • Over the past 3 years, Bank Of The James Financial Group's median Net Margin value was 214.00% (recorded in 2023), while the average stood at 220.55%.
  • In the last 5 years, Bank Of The James Financial Group's Net Margin tumbled by 10,931bps in 2020 and then skyrocketed by 10,031bps in 2021.
  • Bank Of The James Financial Group's Net Margin (Yearly) stood at 203.74% in 2020, then skyrocketed by 10,031bps to 304.05% in 2021, then slumped by 5,484bps to 249.21% in 2022, then slumped by 3,521bps to 214.00% in 2023, then plummeted by 1,555bps to 198.45% in 2024.