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Bank Of The James Financial Group (BOTJ) Interest Coverage Ratio: 2010-2024

Historic Interest Coverage Ratio for Bank Of The James Financial Group (BOTJ) over the last 15 years, with Dec 2024 value amounting to 0.14.

  • Bank Of The James Financial Group's Interest Coverage Ratio fell 22.02% to -2.41 in Q3 2025 from the same period last year, while for Sep 2025 it was -2.43, marking a year-over-year decrease of 14.74%. This contributed to the annual value of 0.14 for FY2024, which is 39.72% down from last year.
  • Latest data reveals that Bank Of The James Financial Group reported Interest Coverage Ratio of 0.14 as of FY2024, which was down 39.72% from 0.22 recorded in FY2023.
  • Bank Of The James Financial Group's Interest Coverage Ratio's 5-year high stood at 1.09 during FY2022, with a 5-year trough of 0.14 in FY2024.
  • Its 3-year average for Interest Coverage Ratio is 0.48, with a median of 0.22 in 2023.
  • Its Interest Coverage Ratio has fluctuated over the past 5 years, first soared by 230.30% in 2021, then crashed by 79.32% in 2023.
  • Yearly analysis of 5 years shows Bank Of The James Financial Group's Interest Coverage Ratio stood at 0.29 in 2020, then surged by 230.30% to 0.94 in 2021, then climbed by 14.91% to 1.09 in 2022, then crashed by 79.32% to 0.22 in 2023, then crashed by 39.72% to 0.14 in 2024.