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Bank Of The James Financial Group (BOTJ) Equity Ratio: 2017-2024

Historic Equity Ratio for Bank Of The James Financial Group (BOTJ) over the last 8 years, with Dec 2024 value amounting to 0.07.

  • Bank Of The James Financial Group's Equity Ratio rose 10.50% to 0.08 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.08, marking a year-over-year increase of 10.50%. This contributed to the annual value of 0.07 for FY2024, which is 6.95% up from last year.
  • As of FY2024, Bank Of The James Financial Group's Equity Ratio stood at 0.07, which was up 6.95% from 0.06 recorded in FY2023.
  • Bank Of The James Financial Group's Equity Ratio's 5-year high stood at 0.08 during FY2020, with a 5-year trough of 0.05 in FY2022.
  • Over the past 3 years, Bank Of The James Financial Group's median Equity Ratio value was 0.06 (recorded in 2023), while the average stood at 0.06.
  • As far as peak fluctuations go, Bank Of The James Financial Group's Equity Ratio fell by 23.06% in 2022, and later grew by 14.51% in 2023.
  • Yearly analysis of 5 years shows Bank Of The James Financial Group's Equity Ratio stood at 0.08 in 2020, then declined by 10.31% to 0.07 in 2021, then fell by 23.06% to 0.05 in 2022, then climbed by 14.51% to 0.06 in 2023, then increased by 6.95% to 0.07 in 2024.