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Bank Of The James Financial Group (BOTJ) Debt Ratio: 2021-2024

Historic Debt Ratio for Bank Of The James Financial Group (BOTJ) over the last 4 years, with Dec 2024 value amounting to 0.01.

  • Bank Of The James Financial Group's Debt Ratio fell 7.54% to 0.01 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.01, marking a year-over-year decrease of 7.54%. This contributed to the annual value of 0.01 for FY2024, which is 6.91% down from last year.
  • According to the latest figures from FY2024, Bank Of The James Financial Group's Debt Ratio is 0.01, which was down 6.91% from 0.01 recorded in FY2023.
  • In the past 5 years, Bank Of The James Financial Group's Debt Ratio registered a high of 0.01 during FY2022, and its lowest value of 0.01 during FY2024.
  • In the last 3 years, Bank Of The James Financial Group's Debt Ratio had a median value of 0.01 in 2023 and averaged 0.01.
  • Per our database at Business Quant, Bank Of The James Financial Group's Debt Ratio climbed by 1.25% in 2022 and then declined by 9.40% in 2023.
  • Bank Of The James Financial Group's Debt Ratio (Yearly) stood at 0.01 in 2021, then increased by 1.25% to 0.01 in 2022, then declined by 9.40% to 0.01 in 2023, then dropped by 6.91% to 0.01 in 2024.