X Financial Balance Sheet (2016-2026)

Reported Financials

X Financial Quarterly Balance Sheet

Periods 34 quarters

Latest Jun 2026

X Financial reported total assets of $1.78B and total liabilities of $0.64B for the quarter ended Jun 2026, down 6.7% year over year. This balance sheet covers 34 quarters of results from Dec 2016 through Jun 2026, standardized by Business Quant from the company’s SEC filings.

Balance Sheet	Sep2021	Dec2021	Mar2022	Jun2022	Sep2022	Dec2022	Mar2023	Jun2023	Sep2023	Dec2023	Mar2024	Jun2024	Sep2024	Dec2024	Mar2025	Jun2025	Sep2025	Dec2025	Mar2026	Jun2026
Assets
Current Assets
Cash & EquivalentsCash & Equiv.	0.15B	0.09B	0.10B	0.10B	0.05B	0.08B	0.13B	0.18B	0.03B	139.85B	0.20B	0.22B	0.00B	0.14B	0.19B	0.16B	0.01B	0.14B	0.15B	0.17B
Short-term InvestmentsInvestments (Current)	0.05B	0.06B	0.10B	0.06B	0.07B	0.06B	0.06B	0.08B	0.08B	114.37B	0.11B	0.08B	0.07B	0.09B	0.10B	0.11B	0.09B	0.16B	0.20B	0.12B
Cash & Current Investments	0.20B	0.16B	0.20B	0.16B	0.12B	0.14B	0.20B	0.27B	0.11B	254.22B	0.30B	0.30B	0.07B	0.23B	0.29B	0.27B	0.10B	0.30B	0.34B	0.29B
Receivables - NetNet Receivables	0.14B	0.01B	0.12B	0.11B	0.13B	0.04B	0.19B	0.21B	0.24B	0.00B	0.22B	0.21B	0.24B	0.28B	0.33B	0.44B	0.43B	0.44B	0.36B	0.20B
Receivables - OtherOther Receivables						0.00B
Receivables	0.14B	0.01B	0.12B	0.11B	0.13B	0.05B	0.19B	0.21B	0.24B	0.00B	0.22B	0.21B	0.24B	0.28B	0.33B	0.44B	0.43B	0.44B	0.36B	0.20B
Prepaid Assets	0.07B	0.03B	0.01B	0.01B	0.01B	0.01B	0.01B	0.00B	0.00B	2.80B	0.00B	0.00B	0.01B	0.00B	0.00B	0.02B	0.01B	0.01B	0.01B	0.01B
Non-Current Assets
Property, Plant & Equipment (Net)PP&E (Net)	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.64B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B
Long-Term Investments	0.04B	0.09B	0.09B	0.08B	0.31B	0.07B	0.07B	0.07B	0.28B	71.60B	0.07B	0.07B	0.43B	0.07B	0.07B	0.07B	0.33B	0.07B	0.08B	0.06B
Intangibles	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.00B	0.01B	3.85B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B
Goodwill & Intangibles	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	3.85B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B	0.01B
Long-Term Deferred Tax	0.06B	0.04B	0.03B	0.02B	0.02B	0.01B	0.01B	0.01B	0.02B	25.69B	0.02B	0.03B	0.03B	0.03B	0.03B	0.04B	0.04B	0.06B	0.07B	0.07B
Other Non-Current Assets	0.23B	-91.37B	0.25B	0.25B	0.00B	-38.13B	0.27B	0.24B	0.00B	9.52B	0.22B	0.22B	0.00B	0.27B	0.29B	0.30B	0.00B	0.24B	0.20B	0.13B
Assets	1.12B	1.15B	1.30B	1.26B	0.36B	1.24B	1.36B	1.44B	0.31B	0.00B	1.68B	1.65B	0.43B	1.65B	1.67B	1.91B	0.34B	2.07B	1.97B	1.78B
Liabilities
Current Liabilities
Accounts Payables	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	2.74B			0.00B	0.00B			0.00B	0.00B
Notes Payables	0.01B	0.03B	0.02B	0.00B	0.01B	0.01B	0.07B	0.09B	0.08B	18.06B	0.06B	0.07B	0.06B	0.05B	0.08B	0.06B	0.08B	0.06B	0.05B	0.06B
Dividends payables								0.01B	0.01B	8.23B	0.01B								0.01B
Payables	0.01B	0.03B	0.02B	0.01B	0.01B	0.01B	0.07B	0.11B	0.09B	29.02B	0.07B	0.07B	0.06B	0.05B	0.08B	0.06B	0.08B	0.06B	0.06B	0.06B
Accumulated Expenses	0.05B	0.04B	0.05B	0.05B	0.05B	0.07B	0.06B	0.07B	0.09B	22.69B	0.08B	0.09B	0.10B	0.13B	0.13B	0.19B	0.17B	0.15B	0.13B	0.10B
Other Accumulated Expenses	0.03B	0.03B	0.04B	0.04B	0.03B	0.04B	0.04B	0.04B	0.04B	16.62B	0.04B	0.04B	0.04B	0.04B	0.04B	0.05B	0.03B	0.03B	0.03B	0.02B
Short term Debt										0.08B				0.05B				0.06B
Current Leases		0.00B				0.00B				0.00B				0.00B				0.00B
Current Taxes	0.01B	0.02B	0.03B	0.03B	0.03B	0.04B	0.04B	0.05B	0.06B	24.23B	0.07B	0.07B	0.07B	0.08B	0.09B	0.09B	0.10B	0.10B	0.11B	0.10B
Current Deferred Revenue										6.47B	0.01B	0.01B	0.02B	0.02B	0.02B	0.05B	0.07B	0.07B	0.06B	0.06B
Non-Current Liabilities
Non-Current Debt		0.02B								0.00B
Minority Interest
Non-Current Deferred Tax LiabilityNon-Current Deferred Tax				0.00B	0.00B	0.00B	0.00B	0.00B	0.01B	0.15B	0.01B	0.00B	0.00B	0.01B	0.00B	0.01B	0.01B	0.01B	0.01B	0.00B
Operating Leases										0.01B
Other Non-Current Liabilities	0.09B	0.07B	0.07B	0.06B	0.00B	-59.09B	0.01B	0.00B	0.01B	-19.62B	0.00B	0.00B	0.00B	0.00B	0.00B	0.00B	0.01B	0.00B	0.00B	0.00B
Total Non-Current Liabilities	0.43B	0.45B	0.58B	0.55B	0.00B	59.66B	0.62B	0.72B	-0.01B	19.62B	0.81B	0.73B	-0.00B	0.67B	0.64B	0.83B	-0.00B	0.96B	0.84B	0.63B
Total Liabilities	0.53B	0.53B	0.65B	0.60B	0.00B	0.57B	0.62B	0.70B	0.00B	0.00B	0.82B	0.73B	0.00B	0.68B	0.64B	0.83B	0.00B	0.96B	0.85B	0.64B
Shareholder's Equity
Total Debt		0.02B								0.08B				0.05B				0.06B
Common Equity	0.59B	0.62B	0.65B	0.65B	0.64B	0.67B	0.73B	0.74B	0.78B	0.81B	0.86B	0.92B	0.98B	0.97B	1.02B	1.08B	1.11B	1.10B	1.13B	1.14B
Liabilities and Shareholders Equity	1.12B	1.15B	1.30B	1.26B	0.36B	1.24B	1.36B	1.49B	0.30B	0.00B	1.68B	1.65B	0.43B	1.65B	1.67B	1.91B	0.33B	2.07B	1.96B	1.78B
Treasury Shares						0.01B				0.00B				0.01B				0.01B
Retained Earnings	0.48B	0.49B	0.50B	0.48B	0.45B	0.45B	0.47B	0.44B	0.44B	444.01B	0.44B	0.44B	0.46B	0.58B	0.44B	0.45B	0.46B	0.46B	0.47B	0.48B

X Financial XYF Balance Sheet (2016-2026)

X Financial Quarterly Balance Sheet

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