X Financial XYF Balance Sheet (2016-2026)

NYSE XYF
$4.94 +0.06 (+1.23%)
At close: Sep 18, 2026 · 4:00 PM EDT
Reported Financials

X Financial Quarterly Balance Sheet

Periods 34 quarters
Latest Jun 2026

X Financial reported total assets of $1783.65M and total liabilities of $640.64M for the quarter ended Jun 2026, down 6.7% year over year. This balance sheet covers 34 quarters of results from Dec 2016 through Jun 2026, standardized by Business Quant from the company’s SEC filings.

Balance Sheet Dec2016 Dec2017 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026 Jun2026
Assets
Current Assets
Cash & EquivalentsCash & Equiv.
150.81M91.46M102.41M104.94M91.90M41.52M134.13M182.09M195.71M25.09M195.71M221.85M148.79M137.07M191.47M160.95M125.14M139.25M148.05M166.80M
Short-term InvestmentsInvestments (Current)
51.66M63.70M102.32M56.07M65.84M100.79M62.85M82.02M82.20M114.37M85.65M104.07M123.52M94.22M59.23M59.49M188.09M175.26M264.69M403.53M
Cash & Current Investments
201.67M155.16M204.49M163.55M164.05M142.31M197.75M273.44M277.90M139.46M281.36M325.92M272.31M231.29M250.70M220.44M311.56M314.51M411.03M568.31M
Receivables - NetNet Receivables
137.89M10.44M117.17M109.11M129.65M44.15M185.16M205.98M238.62M0.15M221.73M207.90M243.59M282.55M332.07M441.35M430.62M443.56M362.17M203.00M
Receivables - OtherOther Receivables
2.11M
Receivables
137.34M10.44M117.03M110.82M134.83M46.26M185.88M213.25M238.62M0.15M221.73M207.90M243.59M282.55M332.07M441.35M428.32M443.56M360.67M202.28M
Prepaid Assets
74.13M33.34M13.16M11.26M9.78M3.55M8.48M3.72M3.81M2.80M3.83M4.80M5.82M4.74M4.61M17.66M12.41M6.14M5.50M5.34M
Non-Current Assets
Property, Plant & Equipment (Net)PP&E (Net)
0.95M0.97M0.76M0.81M0.75M0.16M0.86M1.03M1.17M0.64M1.32M1.43M1.65M2.20M2.31M2.59M2.92M3.37M3.83M3.61M
Long-Term Investments
44.47M87.60M88.93M84.60M79.66M70.03M73.44M71.30M71.60M71.60M68.72M68.43M70.08M69.33M68.23M70.98M71.53M72.69M75.73M55.01M
Intangibles
5.72M5.76M5.73M5.42M5.22M3.96M5.26M4.96M5.00M3.85M5.13M5.02M5.16M5.09M5.03M5.19M5.31M5.52M5.63M5.63M
Goodwill & Intangibles
5.70M5.76M5.72M5.51M5.43M3.96M5.29M5.13M5.00M3.85M5.13M5.02M5.16M5.09M5.03M5.19M5.28M5.52M5.61M5.61M
Long-Term Deferred Tax
58.35M42.99M25.80M23.87M17.05M24.52M10.82M11.03M16.20M25.69M22.64M26.47M27.45M27.52M25.91M36.25M42.69M64.20M73.47M71.69M
Other Non-Current Assets
230.68M234.68M248.34M252.60M229.30M3.23M274.44M242.63M250.67M0.50M221.04M218.68M247.88M272.63M293.02M298.95M294.05M241.60M204.40M130.12M
Assets
1,119.22M1,148.47M1,299.39M1,255.08M1,219.22M609.91M1,358.23M1,436.57M1,529.78M613.50M1,681.18M1,647.85M1,655.88M1,645.43M1,666.46M1,910.75M2,063.30M2,067.76M1,972.53M1,783.65M
Liabilities
Current Liabilities
Accounts Payables
3.26M3.29M3.17M3.00M2.83M2.77M2.87M2.72M2.70M2.74M1.66M1.67M2.30M1.69M
Notes Payables
11.65M26.04M18.85M2.99M12.68M44.99M67.38M91.39M76.41M18.06M60.18M65.29M61.77M45.73M83.17M56.05M79.56M57.74M51.30M58.39M
Dividends payables
8.09M8.04M8.23M8.20M10.72M
Payables
14.85M29.33M22.00M6.08M16.13M47.76M70.52M105.81M87.16M29.02M68.38M65.29M63.43M47.41M83.17M56.05M81.38M59.43M61.76M58.19M
Accumulated Expenses
45.34M42.07M47.68M50.51M50.66M6.13M55.29M69.94M93.45M5.12M84.19M92.85M104.39M129.40M132.11M186.22M166.05M148.48M129.88M101.53M
Other Accumulated Expenses
27.12M34.34M36.88M35.92M34.51M17.84M38.69M38.20M39.91M16.62M37.53M36.91M41.74M38.98M44.43M48.24M30.87M31.29M30.09M16.01M
Short term Debt
0.99M0.56M45.73M57.74M
Current Leases
1.93M582.69M498.66M1.77M1.53M
Current Taxes
9.86M18.32M28.31M31.13M34.98M24.52M44.43M51.29M56.01M24.23M65.02M65.03M70.75M82.34M85.25M88.09M95.22M95.53M108.61M97.13M
Current Deferred Revenue
6.47M14.36M11.64M15.11M22.93M21.99M45.10M66.07M65.93M56.38M57.89M
Non-Current Liabilities
Non-Current Debt
4.80M6.32M7.29M
Minority Interest
Non-Current Deferred Tax LiabilityNon-Current Deferred Tax
108.84M0.26M0.34M0.09M0.09M1.20M5.87M0.15M5.51M4.83M4.13M9.18M2.43M7.91M9.65M9.82M13.39M3.39M
Operating Leases
3.81M5.66M6.34M
Other Non-Current Liabilities
92.26M88.52M70.73M58.03M35.23M19.87M9.13M0.49M5.67M0.31M4.67M4.87M4.41M3.83M2.73M2.78M5.26M4.91M4.76M4.26M
Total Non-Current Liabilities
432.35M437.93M576.81M554.52M-36.04M490.77M617.14M719.06M740.47M430.24M814.71M727.32M668.72M673.61M639.10M830.17M939.25M957.92M838.08M634.13M
Total Liabilities
526.34M526.45M648.22M603.95M0.61M510.63M623.90M695.02M746.14M430.56M819.38M732.18M673.13M677.44M641.83M832.95M949.56M962.83M846.32M640.64M
Shareholder's Equity
Total Debt
11.60M30.84M18.83M3.03M13.19M52.31M67.64M94.62M76.41M25.90M60.18M65.29M61.77M91.46M83.17M56.05M79.13M115.48M51.09M58.19M
Common Equity
592.88M622.02M651.17M651.13M636.85M668.33M734.33M741.54M783.64M812.09M861.80M915.67M982.75M967.99M1,024.63M1,077.80M1,113.74M1,104.93M1,126.20M1,143.01M
Liabilities and Shareholders Equity
1,114.77M1,148.47M1,297.86M1,274.85M1,267.99M609.91M1,363.47M1,487.29M1,529.78M613.50M1,681.18M1,647.85M1,655.88M1,645.43M1,666.46M1,910.75M2,052.26M2,067.76M1,964.38M1,777.34M
Treasury Shares
5.79M4.94M10.92M13.34M
Retained Earnings
484.53M494.18M500.61M476.09M450.02M448.69M466.08M442.79M439.90M444.01M443.31M441.26M455.27M581.16M444.55M452.98M457.55M459.12M472.20M480.44M