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United Community Banks (UCB) Operating Margin: 2019-2025

Historic Operating Margin for United Community Banks (UCB) over the last 7 years, with Sep 2025 value amounting to 44.63%.

  • United Community Banks' Operating Margin rose 1150.00% to 44.63% in Q3 2025 from the same period last year, while for Sep 2025 it was 39.88%, marking a year-over-year increase of 884.00%. This contributed to the annual value of 34.91% for FY2024, which is 719.00% up from last year.
  • According to the latest figures from Q3 2025, United Community Banks' Operating Margin is 44.63%, which was up 5.59% from 42.26% recorded in Q2 2025.
  • Over the past 5 years, United Community Banks' Operating Margin peaked at 48.38% during Q3 2021, and registered a low of 5.41% during Q4 2023.
  • Moreover, its 3-year median value for Operating Margin was 36.92% (2023), whereas its average is 33.90%.
  • Per our database at Business Quant, United Community Banks' Operating Margin surged by 2,258bps in 2021 and then slumped by 4,135bps in 2023.
  • Quarterly analysis of 5 years shows United Community Banks' Operating Margin stood at 36.42% in 2021, then skyrocketed by 1,035bps to 46.76% in 2022, then tumbled by 4,135bps to 5.41% in 2023, then soared by 2,187bps to 27.28% in 2024, then surged by 1,150bps to 44.63% in 2025.
  • Its last three reported values are 44.63% in Q3 2025, 42.26% for Q2 2025, and 42.23% during Q1 2025.