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United Community Banks (UCB) Operating Margin (2019 - 2025)

Historic Operating Margin for United Community Banks (UCB) over the last 7 years, with Q4 2025 value amounting to 44.66%.

  • United Community Banks' Operating Margin rose 26100.0% to 44.66% in Q4 2025 from the same period last year, while for Dec 2025 it was 43.5%, marking a year-over-year increase of 51000.0%. This contributed to the annual value of 43.5% for FY2025, which is 51000.0% up from last year.
  • Latest data reveals that United Community Banks reported Operating Margin of 44.66% as of Q4 2025, which was up 26100.0% from 44.63% recorded in Q3 2025.
  • In the past 5 years, United Community Banks' Operating Margin ranged from a high of 48.38% in Q3 2021 and a low of 27.95% during Q3 2023
  • Moreover, its 5-year median value for Operating Margin was 41.08% (2022), whereas its average is 40.59%.
  • As far as peak fluctuations go, United Community Banks' Operating Margin skyrocketed by 225800bps in 2021, and later tumbled by -188400bps in 2023.
  • Over the past 5 years, United Community Banks' Operating Margin (Quarter) stood at 36.42% in 2021, then rose by 28bps to 46.76% in 2022, then decreased by -18bps to 38.56% in 2023, then increased by 9bps to 42.05% in 2024, then rose by 6bps to 44.66% in 2025.
  • Its Operating Margin was 44.66% in Q4 2025, compared to 44.63% in Q3 2025 and 42.26% in Q2 2025.