United Community Banks (UCB) Provisions (2010 - 2026)
United Community Banks' Provisions was -$31.83 million in Q2 2026, compared with $11.82 million a year earlier.
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Analysis
United Community Banks (UCB) Provisions (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, United Community Banks' Provisions was $595,000 through Jun 30, 2026, down 98.9% year-over-year; for FY2025, it was $48.81 million, down 13.8% from FY2024.
- Provisions shows a five-year compound annual growth rate of -9.5% (FY2020 to FY2025).
- In earlier years, Provisions was $56.62 million in FY2024 (-40.1%), $94.54 million in FY2023 (+47.9%), $63.91 million in FY2022 and -$37.98 million in FY2021.
- The Q2 2026 figure marks the lowest quarterly Provisions in data going back to Q2 2010.
- Compared with a year earlier, Provisions was higher in 1 of the last seven quarters, with an average decline of 18.6%.
- The best year-over-year quarter for Provisions over five years was Q2 2023 (growth of 306.0%); the worst was Q3 2024 (a decline of 52.9%).
- Per Business Quant data, UCB's Provisions in the three quarters before Q2 2026 was $10.85 million (Q1 2026), $13.66 million (Q4 2025) and $7.91 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.52 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.38 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 110.00 Mn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 717.20 Mn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | -647.66 Mn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 124.00 Mn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 914.00 Mn |
| 10 | United Community Banks | 3.99 Bn | 3.45 Bn | - | -31.83 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -31.83 Mn |
| Mar 31, 2026 | 10.85 Mn |
| Dec 31, 2025 | 13.66 Mn |
| Sep 30, 2025 | 7.91 Mn |
| Jun 30, 2025 | 11.82 Mn |
| Mar 31, 2025 | 15.42 Mn |
| Dec 31, 2024 | 11.39 Mn |
| Sep 30, 2024 | 15.92 Mn |
| Jun 30, 2024 | 13.70 Mn |
| Mar 31, 2024 | 15.77 Mn |
| Dec 31, 2023 | 11.53 Mn |
| Sep 30, 2023 | 33.77 Mn |
| Jun 30, 2023 | 22.75 Mn |
| Mar 31, 2023 | 21.78 Mn |
| Dec 31, 2022 | 19.83 Mn |
| Sep 30, 2022 | 15.39 Mn |
| Jun 30, 2022 | 5.60 Mn |
| Mar 31, 2022 | 23.09 Mn |
| Dec 31, 2021 | -384,000.00 |
| Sep 30, 2021 | -11.45 Mn |
API Access
United Community Banks Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provisions&ticker=UCB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provisions", "ticker": "UCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provisions&ticker=UCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();