United Community Banks (UCB) Provisions (2010 - 2026)
United Community Banks (UCB) reported Provisions of $10.9 million for Q1 2026, down 25.58% on a YoY basis from $14.6 million in Q1 2025, and down 1.84% sequentially from $11.1 million in Q4 2025.
United Community Banks (UCB) Provisions (2010 - 2026) Analysis & Trends
United Community Banks (UCB) has 17 years of Provisions data on file, last reported at $10.9 million in Q1 2026.
- For the quarter ending Q1 2026, Provisions fell 25.58% year-over-year to $10.9 million; the trailing twelve-month figure through Mar 2026 stood at $40.7 million (down 24.55% YoY), and the FY2025 full-year result was $44.1 million, down 22.1% from the prior year.
- Provisions retreated to $10.9 million in Q1 2026, from $11.1 million in the prior quarter.
- In the past five years, Provisions ranged from a high of $30.3 million in Q3 2023 to a low of $5.6 million in Q2 2022.
- A 5-year average of $15.6 million and a median of $14.6 million in 2025 frame the typical range for Provisions.
- Across the five-year window, Provisions surged 3165.07% in 2022 and plunged 52.33% in 2024, its largest moves.
- Tracing UCB's Provisions over 5 years: stood at $19.8 million in 2022, then declined by 16.11% to $16.6 million in 2023, then sank by 32.53% to $11.2 million in 2024, then fell by 1.51% to $11.1 million in 2025, then fell by 1.84% to $10.9 million in 2026.
- Business Quant data shows UCB's Provisions at $10.9 million in Q1 2026, $11.1 million in Q4 2025, and $7.0 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | - |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | - |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | - |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 350,000.00 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 570,000.00 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 188.00 Mn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 576.00 Mn |
| 10 | United Community Banks | 4.25 Bn | 3.66 Bn | 273.93 Mn | 10.85 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 10.85 Mn |
| Dec 31, 2025 | 11.06 Mn |
| Sep 30, 2025 | 6.97 Mn |
| Jun 30, 2025 | 11.82 Mn |
| Mar 31, 2025 | 14.58 Mn |
| Dec 31, 2024 | 11.23 Mn |
| Sep 30, 2024 | 14.43 Mn |
| Jun 30, 2024 | 13.70 Mn |
| Mar 31, 2024 | 15.77 Mn |
| Dec 31, 2023 | 16.64 Mn |
| Sep 30, 2023 | 30.27 Mn |
| Jun 30, 2023 | 22.75 Mn |
| Mar 31, 2023 | 21.78 Mn |
| Dec 31, 2022 | 19.83 Mn |
| Sep 30, 2022 | 15.39 Mn |
| Jun 30, 2022 | 5.60 Mn |
| Mar 31, 2022 | 23.09 Mn |
| Dec 31, 2021 | -647,000.00 |
| Sep 30, 2021 | -11.45 Mn |
| Jun 30, 2021 | -13.59 Mn |