United Community Banks (UCB) Provisions (2010 - 2026)
United Community Banks (UCB) posted Provisions of $10.9 million for Q1 2026, down 1.84% sequentially from $11.1 million in Q4 2025, and down 25.58% YoY from $14.6 million in Q1 2025.
United Community Banks (UCB) Provisions (2010 - 2026) Analysis & Trends
United Community Banks has reported Provisions for 17 years, with the latest figure at $10.9 million in Q1 2026.
- Quarterly Provisions fell 25.58% year-over-year to $10.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $40.7 million (down 24.55% YoY) and the FY2025 annual result came in at $44.1 million, down 22.1% from the prior year.
- Provisions retreated to $10.9 million in Q1 2026 per UCB's latest filing, from $11.1 million in the prior quarter.
- Over five years, Provisions peaked at $30.3 million in Q3 2023 and troughed at $5.6 million in Q2 2022.
- A 5-year average of $15.6 million and a median of $14.6 million in 2025 frame the typical range for Provisions.
- The sharpest annual moves came in 2022 and 2024: Provisions jumped 3165.07% in 2022, then slumped 52.33% in 2024.
- Over 5 years, Provisions stood at $19.8 million in 2022, then decreased by 16.11% to $16.6 million in 2023, then plunged by 32.53% to $11.2 million in 2024, then slipped by 1.51% to $11.1 million in 2025, then slipped by 1.84% to $10.9 million in 2026.
- According to Business Quant data, Provisions over the past three periods registered $10.9 million, $11.1 million, and $7.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 213.00 Mn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 538.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 395.00 Mn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 131.00 Mn |
| 10 | United Community Banks | 4.27 Bn | 3.73 Bn | - | -31.83 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -31.83 Mn |
| Mar 31, 2026 | 10.85 Mn |
| Dec 31, 2025 | 11.06 Mn |
| Sep 30, 2025 | 6.97 Mn |
| Jun 30, 2025 | 11.82 Mn |
| Mar 31, 2025 | 14.58 Mn |
| Dec 31, 2024 | 11.23 Mn |
| Sep 30, 2024 | 14.43 Mn |
| Jun 30, 2024 | 13.70 Mn |
| Mar 31, 2024 | 15.77 Mn |
| Dec 31, 2023 | 16.64 Mn |
| Sep 30, 2023 | 30.27 Mn |
| Jun 30, 2023 | 22.75 Mn |
| Mar 31, 2023 | 21.78 Mn |
| Dec 31, 2022 | 19.83 Mn |
| Sep 30, 2022 | 15.39 Mn |
| Jun 30, 2022 | 5.60 Mn |
| Mar 31, 2022 | 23.09 Mn |
| Dec 31, 2021 | -647,000.00 |
| Sep 30, 2021 | -11.45 Mn |